38 Kitsilano Crescent, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13717326

$1,155,000
For Sale
Listed 53 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Nestled in one of Richmond Hill's most sought-after mature neighborhoods, this 3 bedroom layout is perfect for family, entertainment, and enjoyment.
  • Retreat to the backyard Oasis where the sparkling pool and landscaping provide privacy for relaxation.
  • 3 spacious bedrooms, 3 baths and a terrific finished approximately 230 Sq Ft of lower level space w/ above grade bright south facing windows provide the perfect space...
  • Come enjoy all the convenience that Richmond Hill has to offer with Shopping, Parks, Greenbelt, Trails, Library, Community Centre w/ indoor pool and splash pad...

Nestled in one of Richmond Hill's most sought-after mature neighborhoods, this 3 bedroom layout is perfect for family, entertainment, and enjoyment. Designed for those seeking an easier lifestyle without sacrificing space, the residence delivers an outstanding indoor-outdoor living experience with attention to detail. Filled with natural light, spacious principal rooms, creates a seamless flow for everyday living. The upgraded kitchen and family rooms serve as the heart of the home. Ideal for hosting family gatherings. Retreat to the backyard Oasis where the sparkling pool and landscaping provide privacy for relaxation. 3 spacious bedrooms, 3 baths and a terrific finished approximately 230 Sq Ft of lower level space w/ above grade bright south facing windows provide the perfect space for remote work, creative pursuits or an extra bedroom space with three 3pc bath. Unfinished crawl space is a bonus storage area. Come enjoy all the convenience that Richmond Hill has to offer with Shopping, Parks, Greenbelt, Trails, Library, Community Centre w/ indoor pool and splash pad, schools, and walk to Yonge Street, One bus to Finch Subway. An exceptional opportunity to embrace your next chapter in one of Richmond Hills most desirable neighborhoods.

Key facts

Property type
Detached, Sidesplit 3
MLS®
N13717326
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
35 × 120 ft
Cross streets
WEST OF YONGE / NORTH CARRVILLE
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$5,465 / 2026
Days on market
53
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

LaundryLower1.25 × 2.52 m

separate room · unfinished · laminate

Living RoomMain3.04 × 3.35 m

bay window · overlooks dining · hardwood floor

Primary BedroomUpper4.35 × 1.10 m

4 pc bath · double closet · overlooks frontyard

KitchenMain3.90 × 2.68 m

centre island · ceramic floor · w/o to pool

RecreationLower6.70 × 2.76 m

3 pc bath · above grade window · laminate

FoyerGround1.92 × 2.74 m

ceramic floor · closet · 2 pc bath

Bedroom 2Upper3.16 × 2.71 m

overlooks pool · closet · north view

Bedroom 3Upper4.20 × 2.40 m

overlooks pool · walk-in closet(s) · north view

Family RoomGround4.57 × 3.96 m

fireplace · walk-out · wood

Dining RoomMain2.74 × 3.35 m

west view · open concept · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$1.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $790/sqft; this home lists at $888/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.16MThis home1.15M1.13M928k1.19M1.05MThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$4.06M
Observatory
$2.02M
Mill Pond
$1.56M
Crosby
$2.05M
Bayview Hill
$2.52M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,264/mo
$218KIncome needed
5.3×Price ÷ income
$1,215Weekly cost
$19,575Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,264Property tax $455Total carry $5,720

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,109per month

Mortgage amount $924,000 · 4.49% over 25 years

$231,000Down payment (20.0%)
$924,000Loan before insurance
$0CMHC premium
$5,564Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,109
Property tax
$455
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,564

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,575
Estimated closing costs
$19,575

Plus your down payment of $231,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,184/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$608,686Total interest paid
$1,532,686Total of all payments
Principal $924,000 Interest $608,686
YearPrincipalInterestBalance
1$20,620$40,688$903,380
2$21,556$39,751$881,824
3$22,535$38,773$859,290
4$23,558$37,750$835,732
5$24,627$36,680$811,104
6$25,746$35,562$785,359
7$26,915$34,393$758,444
8$28,137$33,171$730,307
9$29,414$31,893$700,893
10$30,750$30,558$670,143
11$32,146$29,162$637,998
12$33,605$27,702$604,392
13$35,131$26,176$569,261
14$36,726$24,581$532,535
15$38,394$22,914$494,141
16$40,137$21,170$454,004
17$41,959$19,348$412,044
18$43,865$17,443$368,180
19$45,856$15,451$322,324
20$47,938$13,369$274,385
21$50,115$11,193$224,270
22$52,390$8,917$171,880
23$54,769$6,538$117,111
24$57,256$4,052$59,855
25$59,855$1,452$0

At the end of your 5-year term

Total paid over the term
$306,537
Principal paid down
$112,896
Interest paid
$193,642
Balance remaining
$811,104

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,465− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,699

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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