26 Penwick Crescent, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13874650

$1,188,000
For Sale
Listed 11 days agoNo offer date stated
3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • NEWLY UPGRADED!! This Beautiful 3-Bedroom, 2.5-Bathroom Side-Split Detached Home Is Surrounded by Mature Tree-Lined Streets and Features a Large West-Facing Backyard.
  • TOP-RANKED SCHOOLS nearby: 9-Min Drive to St.
  • Theresa of Lisieux Catholic High School (Fraser Institute Score: 10/10).
  • Charles Garnier Catholic Elementary School (Fraser Institute Score: 9.3/10).

**MOVE-IN READY! NEWLY UPGRADED!!** This Beautiful 3-Bedroom, 2.5-Bathroom Side-Split Detached Home Is Surrounded by Mature Tree-Lined Streets and Features a Large West-Facing Backyard! The Family Room Showcases a Designer-Curated Panelled Feature Wall With an Electric Fireplace, Creating a Warm & Cozy Atmosphere, Plus a Direct Access to the Backyard! The Living Room Features Newer Oversized Windows, Allowing Abundant Whole-Day Natural Sunlight to Pour In! Fully Updated Kitchen With Brand-New Cabinets, Knobs & Appliances, Delivering a Modern & Sleek Finish Throughout! Property Is Surrounded by Community Parks, With Easy Access to Schools, Hillcrest Mall & Everyday Amenities. TOP-RANKED SCHOOLS nearby: 9-Min Drive to St. Theresa of Lisieux Catholic High School (Fraser Institute Score: 10/10). 2-Min Drive to St. Charles Garnier Catholic Elementary School (Fraser Institute Score: 9.3/10). A Wonderful Place to Call Home!

Key facts

Property type
Detached, Sidesplit 3
MLS®
N13874650
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
53.91 × 121.12 ft
Cross streets
Yonge St & Weldrick Rd SW Corner
Parking
1 garage · 3 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$5,859 / 2025
Days on market
11
Listing brokerage
NEW HOME INC.

Rooms

Primary BedroomUpper0.00 × 0.00 m

large closet · hardwood floor · picture window

Dining RoomMain0.00 × 0.00 m

combined w/living · hardwood floor · picture window

BathroomUpper0.00 × 0.00 m

3 pc bath · tile floor · quartz counter

Bedroom 3Upper0.00 × 0.00 m

large closet · hardwood floor · large window

RecreationBasement0.00 × 5.50 m

open concept · dry bar

KitchenMain0.00 × 0.00 m

overlooks backyard · hardwood floor · picture window

Living RoomMain0.00 × 0.00 m

combined w/dining · hardwood floor · large window

Bedroom 2Upper0.00 × 0.00 m

3 pc ensuite · hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$1.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $796/sqft; this home lists at $679/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.19MThis home1.16M1.15M1.13M928k1.10MThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$4.06M
Observatory
$2.02M
Mill Pond
$1.56M
Crosby
$2.05M
Bayview Hill
$2.52M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,415/mo
$225KIncome needed
5.3×Price ÷ income
$1,250Weekly cost
$20,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,415Property tax $488Total carry $5,903

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,255per month

Mortgage amount $950,400 · 4.49% over 25 years

$237,600Down payment (20.0%)
$950,400Loan before insurance
$0CMHC premium
$5,743Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,255
Property tax
$488
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,743

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,235
Estimated closing costs
$20,235

Plus your down payment of $237,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,360/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$626,077Total interest paid
$1,576,477Total of all payments
Principal $950,400 Interest $626,077
YearPrincipalInterestBalance
1$21,209$41,850$929,191
2$22,172$40,887$907,019
3$23,179$39,881$883,841
4$24,231$38,828$859,610
5$25,331$37,728$834,279
6$26,481$36,578$807,797
7$27,684$35,375$780,114
8$28,941$34,119$751,173
9$30,255$32,805$720,919
10$31,628$31,431$689,290
11$33,064$29,995$656,226
12$34,566$28,494$621,661
13$36,135$26,924$585,526
14$37,776$25,283$547,750
15$39,491$23,568$508,259
16$41,284$21,775$466,975
17$43,158$19,901$423,817
18$45,118$17,941$378,699
19$47,166$15,893$331,533
20$49,308$13,751$282,225
21$51,547$11,512$230,678
22$53,887$9,172$176,791
23$56,334$6,725$120,457
24$58,892$4,167$61,566
25$61,566$1,494$0

At the end of your 5-year term

Total paid over the term
$315,295
Principal paid down
$116,121
Interest paid
$199,174
Balance remaining
$834,279

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,859− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,383

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEW HOME INC.. MLS®/PropTx.

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