76 Market Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13649872

$1,580,000
For Sale
Listed 73 days agoNo offer date statedSitting longer than typical
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6+1Bedrooms
3Bathrooms
12Parking
2500-3000Sq ft

About this home

In short

  • A rare and exceptional opportunity in the heart of Sutton.
  • The spacious home offers approximately 2,900 sq. ft. of finished living space with an open-concept layout and three distinct living quarters, ideal for...
  • Just minutes from Lake Simcoe, Jackson's Point, beaches, marinas and year-round recreation, with convenient access to Highway 48 and Highway 404.

A rare and exceptional opportunity in the heart of Sutton! Situated on over one acre of in-town land with full municipal services, this unique property includes three separately severed lots, each with its own PIN and assessment roll number, offering outstanding flexibility and future potential. An additional water/sewer lateral is also available. The spacious home offers approximately 2,900 sq. ft. of finished living space with an open-concept layout and three distinct living quarters, ideal for multi-generational living, extended family arrangements or potential rental income. Investors, builders and developers will appreciate the possibilities presented by the three individual lots and substantial land holding, subject to applicable municipal approvals. Conveniently located within walking distance of historic downtown Sutton, shopping, restaurants, schools, public transit and the Sutton Fairgrounds, and close to the Peter Gzowski Library, Sutton Arena, parks and everyday amenities. Just minutes from Lake Simcoe, Jackson's Point, beaches, marinas and year-round recreation, with convenient access to Highway 48 and Highway 404. A truly unique opportunity to live, invest and plan for the future!

Key facts

Property type
Detached, 2-Storey
MLS®
N13649872
Bedrooms
6+1 (7 total)
Bathrooms
3
Size
2500-3000 sq ft
Lot
194.11 × 284.59 ft
Cross streets
High Street/Market Street
Parking
12 parking
Driveway
Circular Drive
Basement
None
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Slab
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,701 / 2026
Days on market
73
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$1.44Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $617/sqft; this home lists at $575/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.58MThis home1.63M1.19M1.33M1.75M1.30MThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,201/mo
$301KIncome needed
5.2×Price ÷ income
$1,662Weekly cost
$28,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,201Property tax $725Total carry $7,926

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,989per month

Mortgage amount $1,264,000 · 4.49% over 25 years

$316,000Down payment (20.0%)
$1,264,000Loan before insurance
$0CMHC premium
$7,714Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,989
Property tax
$725
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,714

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,075
Estimated closing costs
$28,075

Plus your down payment of $316,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,459/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$832,662Total interest paid
$2,096,662Total of all payments
Principal $1,264,000 Interest $832,662
YearPrincipalInterestBalance
1$28,207$55,659$1,235,793
2$29,488$54,379$1,206,305
3$30,827$53,040$1,175,478
4$32,226$51,640$1,143,252
5$33,690$50,177$1,109,563
6$35,219$48,647$1,074,343
7$36,818$47,048$1,037,525
8$38,490$45,377$999,035
9$40,238$43,629$958,798
10$42,065$41,802$916,733
11$43,974$39,892$872,759
12$45,971$37,895$826,788
13$48,058$35,808$778,729
14$50,240$33,626$728,489
15$52,521$31,345$675,968
16$54,906$28,960$621,061
17$57,399$26,467$563,662
18$60,005$23,861$503,657
19$62,730$21,137$440,927
20$65,578$18,289$375,349
21$68,555$15,311$306,794
22$71,668$12,198$235,126
23$74,922$8,944$160,204
24$78,324$5,543$81,880
25$81,880$1,986$0

At the end of your 5-year term

Total paid over the term
$419,332
Principal paid down
$154,437
Interest paid
$264,895
Balance remaining
$1,109,563

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $8,701− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,969

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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