2 Birch Knoll Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13705454

$1,749,000
For Sale
Listed 57 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
2Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • WATERFRONT LUXURY ON BLACK RIVER - A RARE FIND.
  • This Architecturally Stunning Home Features An Open-Concept Layout, Soaring Cathedral Ceilings In The Great Room, And A Cozy Gas Fireplace That Sets The Stage For...
  • This Four-Season Oasis Delivers Charm, Adventure, And Tranquillity In Equal Measure.
  • Located In A Hidden Gem Enclave Known As "The Southamptons North Of Toronto," You're Only 18 Minutes To Hwy 404 - Where Small-Town Warmth Meets Upscale Living.

WATERFRONT LUXURY ON BLACK RIVER - A RARE FIND! Welcome To Your Dream Escape - An Exquisite 5-Bedroom, 3-Bath Bungaloft (2011 Build) Nestled On A Quiet Dead-End Street Offering Total Privacy And Serenity. This Architecturally Stunning Home Features An Open-Concept Layout, Soaring Cathedral Ceilings In The Great Room, And A Cozy Gas Fireplace That Sets The Stage For Effortless Entertaining Year-Round. Wake Up To Breathtaking Views Of The Black River And Enjoy A Quick Boat Ride Straight Out To Lake Simcoe - This Is The Ultimate 'Hottage' Lifestyle: Full-Time Home Meets Luxury Vacation Retreat. The Second-Story Loft Is A Showstopper, Boasting Panoramic River And Conservation Views That Feed Your Soul. Step Outside To Nature's Playground, Where Summer Days Are Spent Boating, Paddle Boarding, Or Unwinding With A Glass Of Wine At Sunset. Just A Short Walk Away, Your Deeded Access Leads To A Private Sandy Beach - Perfect For A Morning Swim Or Sun-Soaked Afternoons. In Winter, Embrace The Magic Of The Season With Ice Fishing, Snowmobiling, Or Simply Enjoying The Stillness From Your Fireside Perch. This Four-Season Oasis Delivers Charm, Adventure, And Tranquillity In Equal Measure. And When You're Ready To Socialize, You're Just Minutes From The Prestigious Briars Golf Club & Resort, Offering Top-Tier Fitness, Recreation, And Community Events. Located In A Hidden Gem Enclave Known As "The Southamptons North Of Toronto," You're Only 18 Minutes To Hwy 404 - Where Small-Town Warmth Meets Upscale Living. This Is More Than A Home. It's A Lifestyle. A Sanctuary. A Place Where Even The Local Coffee Shop Remembers Your Name. Waterfront. Privacy. Prestige. Don't Miss Your Opportunity To Own One Of The Most Desirable Properties North Of The City.

Key facts

Property type
Detached, Bungaloft
MLS®
N13705454
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
100 × 172.04 ft
Cross streets
Sibbald Cres & Hedge Rd
Parking
2 garage · 7 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,745 / 2025
Days on market
57
Listing brokerage
LPT REALTY

Rooms

KitchenMain3.78 × 3.49 m

vinyl floor · double sink · pot lights

RecreationBasement13.75 × 5.59 m

laminate · wood stove · dry bar

Great RoomMain5.55 × 4.99 m

vinyl floor · ceiling fan(s) · gas fireplace

LoftSecond4.74 × 3.62 m

broadloom · overlook water · pot lights

FoyerMain3.37 × 3.71 m

tile floor · open concept · overlook water

Bedroom 2Main3.65 × 3.54 m

laminate · window · closet

Primary BedroomMain4.37 × 4.58 m

laminate · w/o to garden · 4 pc ensuite

Bedroom 4Basement3.65 × 3.23 m

laminate · closet · window

Bedroom 3Main3.28 × 4.16 m

vinyl floor · window · vaulted ceiling(s)

Bedroom 5Basement3.33 × 3.39 m

vinyl floor · closet · window

LaundryMain4.17 × 1.69 m

tile floor · b/i shelves

Dining RoomMain2.98 × 4.98 m

vinyl floor · w/o to deck · overlook water

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$1.14Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $686/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.75MThis home2.00M1.30M749k709k929kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,971/mo
$324KIncome needed
5.4×Price ÷ income
$1,840Weekly cost
$31,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,971Property tax $562Total carry $8,533

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,736per month

Mortgage amount $1,399,200 · 4.49% over 25 years

$349,800Down payment (20.0%)
$1,399,200Loan before insurance
$0CMHC premium
$8,299Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,736
Property tax
$562
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,299

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,455
Estimated closing costs
$31,455

Plus your down payment of $349,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,364/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$921,725Total interest paid
$2,320,925Total of all payments
Principal $1,399,200 Interest $921,725
YearPrincipalInterestBalance
1$31,224$61,613$1,367,976
2$32,642$60,195$1,335,334
3$34,124$58,713$1,301,210
4$35,673$57,164$1,265,537
5$37,293$55,544$1,228,244
6$38,986$53,851$1,189,257
7$40,756$52,081$1,148,501
8$42,607$50,230$1,105,894
9$44,541$48,296$1,061,352
10$46,564$46,273$1,014,789
11$48,678$44,159$966,111
12$50,888$41,949$915,222
13$53,199$39,638$862,024
14$55,614$37,223$806,410
15$58,139$34,698$748,270
16$60,779$32,058$687,491
17$63,539$29,298$623,953
18$66,424$26,413$557,529
19$69,439$23,398$488,090
20$72,592$20,245$415,498
21$75,888$16,949$339,609
22$79,334$13,503$260,276
23$82,936$9,901$177,340
24$86,702$6,135$90,638
25$90,638$2,199$0

At the end of your 5-year term

Total paid over the term
$464,185
Principal paid down
$170,956
Interest paid
$293,229
Balance remaining
$1,228,244

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $6,745− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,497

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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