118 Cliff Thompson Court, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13609222

$769,800
For Sale
Listed 84 days agoNo offer date statedSitting longer than typical
4Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Escape the city and embrace the lifestyle you've been dreaming of in this beautifully upgraded, full-brick home located in one of Georgina's most desirable communities.
  • This move-in-ready residence combines modern elegance with everyday comfort, featuring premium finishes, hardwood flooring, high-end stainless-steel appliances, and a...
  • The stylish kitchen and breakfast area feature tile flooring and premium appliances, and they overlook the private backyard, creating the perfect space for...
  • Upstairs, the spacious primary suite offers a luxurious ensuite bath and a walk-in closet, while three additional generously sized bedrooms share a modern four-piece...
  • Ideally located just off Highway 48, you'll enjoy the perfect balance of small-town charm and city convenience.

ONLY 2 YEARS OLD!!! Escape the city and embrace the lifestyle you've been dreaming of in this beautifully upgraded, full-brick home located in one of Georgina's most desirable communities. This move-in-ready residence combines modern elegance with everyday comfort, featuring premium finishes, hardwood flooring, **high-end stainless-steel appliances**, and a bright, open-concept layout. The stylish kitchen and breakfast area feature tile flooring and premium appliances, and they overlook the private backyard, creating the perfect space for entertaining, family gatherings, or enjoying peaceful mornings surrounded by nature. Upstairs, the spacious primary suite offers a luxurious ensuite bath and a walk-in closet, while three additional generously sized bedrooms share a modern four-piece bathroom. Designed with convenience in mind, the second-floor laundry room makes everyday living effortless. The home also offers direct garage access to accommodate today's modern lifestyle. Ideally located just off Highway 48, you'll enjoy the perfect balance of small-town charm and city convenience. You're only minutes from downtown Sutton, Jackson's Point Harbour, Georgina Beach, Golf Courses, Marinas, Local Restaurants, and Sibbald Point Provincial Park. Highway 404 is less than 20 minutes away, providing an easy commute to the GTA. Whether you're searching for a year-round family home, a peaceful retreat, or a weekend escape from the city, this exceptional property offers the perfect blend of comfort, space, and outdoor living. Complete with the remaining Tarion Warranty for added peace of mind, this is an opportunity you won't want to miss. The absence of a sidewalk adds extra driveway space. Some areas of the home photos have been virtually staged

Key facts

Property type
Detached, 2-Storey
MLS®
N13609222
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
29.53 × 99.22 ft
Cross streets
Smockum/Highway 48
Parking
1 garage · 3 parking (attached)
Driveway
Available
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$5,074 / 2025
Days on market
84
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenMain3.37 × 2.72 m

open concept · breakfast bar · tile floor

Bedroom 2Second3.77 × 2.74 m

Closet

Bedroom 3Second3.16 × 2.74 m

Closet

Dining RoomMain6.10 × 3.00 m

combined w/living · hardwood floor

BreakfastMain3.37 × 2.72 m

w/o to yard · tile floor

Bedroom 4Second3.29 × 2.92 m

Closet

Family RoomMain4.50 × 3.40 m

Hardwood Floor

Living RoomMain6.10 × 3.00 m

combined w/dining · hardwood floor

Primary BedroomSecond5.05 × 4.51 m

4 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$797kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $315/sqft; this home lists at $342/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
770kThis home680k889k789k800k829kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,508/mo
$151KIncome needed
5.1×Price ÷ income
$810Weekly cost
$11,871Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,508Property tax $423Total carry $3,931

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,405per month

Mortgage amount $615,840 · 4.49% over 25 years

$153,960Down payment (20.0%)
$615,840Loan before insurance
$0CMHC premium
$3,828Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,405
Property tax
$423
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,828

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,871
Estimated closing costs
$11,871

Plus your down payment of $153,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,121/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$405,686Total interest paid
$1,021,526Total of all payments
Principal $615,840 Interest $405,686
YearPrincipalInterestBalance
1$13,743$27,118$602,097
2$14,367$26,494$587,730
3$15,019$25,842$572,711
4$15,701$25,160$557,010
5$16,414$24,447$540,596
6$17,159$23,702$523,436
7$17,938$22,923$505,498
8$18,753$22,108$486,745
9$19,604$21,257$467,141
10$20,494$20,367$446,646
11$21,425$19,436$425,221
12$22,398$18,463$402,823
13$23,415$17,446$379,409
14$24,478$16,383$354,931
15$25,589$15,272$329,342
16$26,751$14,110$302,591
17$27,966$12,895$274,625
18$29,235$11,626$245,389
19$30,563$10,298$214,827
20$31,951$8,910$182,876
21$33,401$7,460$149,475
22$34,918$5,943$114,557
23$36,503$4,358$78,054
24$38,161$2,700$39,893
25$39,893$968$0

At the end of your 5-year term

Total paid over the term
$204,305
Principal paid down
$75,244
Interest paid
$129,061
Balance remaining
$540,596

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $5,074− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,382

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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