42 Prosser Crescent, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13805756

$789,000
For Sale
Listed 2 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Nestled in a quiet high demand, family-friendly community of luxury homes.
  • Spacious primary suite includes an oversized walk-in closet and luxury 5-piece ensuite with double sinks, separate shower, and soaker tub.
  • The main floor showcases 9-foot ceilings, pot lights, LED lighting, and a bright open-concept layout ideal for entertaining.
  • The oversized gourmet kitchen features stainless steel appliances, breakfast bar, and seamless flow into the breakfast area and inviting living room with fireplace.
  • Basement offers endless potential with high ceilings, large above-grade windows, and bathroom rough-in.

Nestled in a quiet high demand, family-friendly community of luxury homes. Offered for the first time by original owners this home features a perfect blend of comfort, elegance, and lifestyle. Located on a wraparound crescent with minimal traffic. This super high efficiency home provides exceptional space for growing families. Almost 2600sqft not including basement, with four generously sized bedrooms, with either a semi or full ensuite, and designed for privacy and functionality. Large windows fill every room with natural light, while double closets and walk-ins provide ample storage. Spacious primary suite includes an oversized walk-in closet and luxury 5-piece ensuite with double sinks, separate shower, and soaker tub.The main floor showcases 9-foot ceilings, pot lights, LED lighting, and a bright open-concept layout ideal for entertaining. The oversized gourmet kitchen features stainless steel appliances, breakfast bar, and seamless flow into the breakfast area and inviting living room with fireplace. The formal dining room comfortably fits a large family-sized table, perfect for family gatherings and holidays.Walk out to the west-facing elevated deck overlooking the private backyard with no homes behind, perfect for sunsets and outdoor gatherings. The fully fenced yard features a gazebo, BBQ nook, perennial gardens, and privacy screens with mature honeysuckle and wisteria creating a lush backdrop that attracts hummingbirds and butterflies. A spacious double car garage provides plenty of room for vehicles, recreational equipment, and all your outdoor toys. Basement offers endless potential with high ceilings, large above-grade windows, and bathroom rough-in. Ideally located minutes from Sibbalds Point Provincial Park, The Briars Resort & Spa, The ROC. Walk to Sutton Fairgrounds, Farmers Market, shops, and dining. Located in Sutton PS and Sutton District HS catchment area.

Key facts

Property type
Detached, 2-Storey
MLS®
N13805756
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
36.1 × 101.83 ft
Cross streets
Dalton Rd. and Black River Rd.
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,091 / 2025
Days on market
2
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

Living RoomMain4.27 × 4.97 m

hardwood floor · fireplace · led lighting

Primary BedroomSecond5.15 × 4.47 m

large window · walk-in closet(s) · 5 pc ensuite

Bedroom 2Second4.90 × 3.74 m

large window · walk-in closet(s) · semi ensuite

Bedroom 3Second3.95 × 4.30 m

large window · double closet · semi ensuite

BreakfastMain4.42 × 3.00 m

tile floor · breakfast bar · walk-out

KitchenMain3.93 × 4.33 m

tile floor · pot lights · stainless steel appl

Bedroom 4Second4.00 × 4.20 m

large window · walk-in closet(s) · 4 pc ensuite

Dining RoomMain3.52 × 4.04 m

hardwood floor · open concept · led lighting

LaundrySecond1.50 × 2.00 m

tile floor · laundry sink

FoyerMain2.28 × 5.95 m

tile floor · led lighting

Our TakeTeam Asgarian · Broker
A small discount is typical
$763Klikely sale price

Listed at $789,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 30 local closings in 90 days), the likely sale price is near $763K, if it sells. A realistic range is $715K to $860K.

Independent value check: $804K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $754K and $843K).

Why $804K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $6,091 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers itIts lot is 36 by 102 ft; the typical lot sold here is 60 by 124.
  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$715KBelow recent closings$860KAbove recent closings

Total price vs nearby homes. Likely closing about $763K, from 30 recent closings in this pocket.

The market behind the math:

30sold nearby · 90 days
$809Kmedian sold price
95%of asking, on average
+5%prices vs a year ago
~45 dayshomes like this take to sell
2days on market so far
$3,200/moest. rent · 57 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $287/sqft against an area asking average of $375/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 30 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $692K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$836kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $304/sqft; this home lists at $287/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
789kThis home800k836k836k849k857kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Historic Lakeshore Communities
$934K
Baldwin
$1.05M
Keswick North
$995K
Pefferlaw
$944K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 1.4 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
Black River Public School · Public elementary1.1 km · 90% at standard
St Bernadette's Catholic Elementary School · Catholic elementary1.1 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,596/mo
$158KIncome needed
5.0×Price ÷ income
$830Weekly cost
$12,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,596Property tax $508Total carry $4,104

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,455per month

Mortgage amount $631,200 · 4.39% over 25 years

$157,800Down payment (20.0%)
$631,200Loan before insurance
$0CMHC premium
$3,963Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,455
Property tax
$508
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,963

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,255
Estimated closing costs
$12,255

Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,186/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$405,308Total interest paid
$1,036,508Total of all payments
Principal $631,200 Interest $405,308
YearPrincipalInterestBalance
1$14,283$27,177$616,917
2$14,917$26,543$602,000
3$15,579$25,881$586,420
4$16,271$25,190$570,150
5$16,993$24,468$553,157
6$17,747$23,713$535,410
7$18,535$22,926$516,875
8$19,357$22,103$497,518
9$20,216$21,244$477,302
10$21,114$20,347$456,188
11$22,051$19,410$434,137
12$23,029$18,431$411,108
13$24,051$17,409$387,057
14$25,119$16,342$361,938
15$26,234$15,227$335,704
16$27,398$14,062$308,307
17$28,614$12,846$279,693
18$29,884$11,577$249,809
19$31,210$10,250$218,599
20$32,595$8,865$186,003
21$34,042$7,418$151,962
22$35,553$5,908$116,409
23$37,131$4,330$79,278
24$38,779$2,682$40,500
25$40,500$961$0

At the end of your 5-year term

Total paid over the term
$207,302
Principal paid down
$78,043
Interest paid
$129,258
Balance remaining
$553,157

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Sutton & Jackson's Point$3,200/mo
$38,400Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,792 to $3,547Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Sutton & Jackson's Point signed at a median of $3,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $6,091− Insurance $1,400− Vacancy & upkeep $4,224Net operating income $26,685

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

CallRequest a showing