123 Cliff Thompson Crescent, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13786544

$849,000
For Sale
Listed 6 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this stunning brand-new two-storey home offering 2,742 sq. ft. of thoughtfully designed living space with a desirable look-out basement.
  • Featuring 4 spacious bedrooms + 4 bathrooms, and an exceptional floor plan, this home is perfect for growing families and those who love to entertain.
  • Upstairs, you'll find four generously sized bedrooms, including a luxurious primary retreat complete with his-and-hers walk-in closets and a spa-inspired 4-piece ensuite.
  • Two additional bedrooms share a convenient semi-ensuite, while the fourth bedroom enjoys the privacy of its own 4-piece ensuite, providing comfort and convenience for...

Welcome to this stunning brand-new two-storey home offering 2,742 sq. ft. of thoughtfully designed living space with a desirable look-out basement. Featuring 4 spacious bedrooms + 4 bathrooms, and an exceptional floor plan, this home is perfect for growing families and those who love to entertain. The main level showcases a bright combined living and dining room, ideal for formal gatherings, along with a large family-sized kitchen featuring ample cabinetry, generous counter space, and a breakfast area with sliding doors leading to the backyard. The inviting family room provides the perfect place to relax, while a private main-floor den offers an ideal space for a home office or study. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary retreat complete with his-and-hers walk-in closets and a spa-inspired 4-piece ensuite. Two additional bedrooms share a convenient semi-ensuite, while the fourth bedroom enjoys the privacy of its own 4-piece ensuite, providing comfort and convenience for family members and guests alike. Located in the welcoming community of Georgina, this home offers an exceptional lifestyle just moments from the shores of Lake Simcoe. Enjoy sandy beaches, boating, fishing, scenic sunsets, and year-round outdoor recreation. Explore nearby Jackson's Point, known for its charming boutiques, local restaurants, waterfront parks, and vibrant marina. Whether you're seeking a peaceful retreat or the perfect place to raise a family, this beautiful home offers the ideal balance of modern comfort and natural surroundings. Important Update: Following the government's announcement regarding the removal of HST from new home sales, we have adjusted our pricing accordingly. Please note that the purchase price now excludes HST (conditions apply).

Key facts

Property type
Detached, 2-Storey
MLS®
N13786544
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
39.37 × 98.43 ft
Cross streets
HWY 48 & SMOCKUM BLVD.
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
6
Listing brokerage
ROYAL LEPAGE CITIZEN REALTY

Rooms

KitchenMain3.35 × 4.57 m

tile floor · modern kitchen · breakfast bar

Family RoomMain3.35 × 5.18 m

Hardwood Floor

BreakfastMain3.66 × 2.77 m

walk-out · family size kitchen · tile floor

Primary BedroomSecond5.48 × 3.96 m

4 pc ensuite · his and hers closets · his and hers closets

Bedroom 4Second3.04 × 3.65 m

semi ensuite · closet

Dining RoomMain3.35 × 6.09 m

combined w/living · hardwood floor

Bedroom 3Second3.65 × 3.47 m

semi ensuite · closet

LaundrySecond2.43 × 1.82 m

Tile Floor

Bedroom 2Second3.47 × 4.42 m

4 pc ensuite · closet

Living RoomMain3.35 × 6.09 m

Combined w/Dining

Our TakeTeam Asgarian · Broker
A small discount is typical
$821Klikely sale price

Listed at $849,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $821K, typically $770K to $926K. Comparable closings on their own put this home around $751K, about 12% below the ask.

List price
$770KBelow recent closings$926KAbove recent closings

Total price vs nearby homes. Likely closing about $821K, from 30 recent closings in this pocket.

The market behind the math:

30sold nearby · 90 days
$809Kmedian sold price
95%of asking, on average
+5%prices vs a year ago
~45 dayshomes like this take to sell
6days on market so far
$3,200/moest. rent · 57 leases
4.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $309/sqft against an area asking average of $374/sqft.

How this estimate is builtthe short version

I take the 30 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$851kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $310/sqft; this home lists at $309/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
849kThis home857k836k836k863k863kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Baldwin
$1.05M
Historic Lakeshore Communities
$934K
Keswick North
$995K
Pefferlaw
$944K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 1.6 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
Black River Public School · Public elementary1.8 km · 90% at standard
St Bernadette's Catholic Elementary School · Catholic elementary1.9 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,869/mo
$169KIncome needed
5.0×Price ÷ income
$893Weekly cost
$13,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,869Property tax $531Total carry $4,400

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,718per month

Mortgage amount $679,200 · 4.39% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,248Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,718
Property tax
$531
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,248

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Estimated closing costs
$13,455

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,504/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$436,130Total interest paid
$1,115,330Total of all payments
Principal $679,200 Interest $436,130
YearPrincipalInterestBalance
1$15,369$29,244$663,831
2$16,052$28,562$647,779
3$16,764$27,849$631,015
4$17,508$27,105$613,507
5$18,285$26,328$595,222
6$19,097$25,517$576,125
7$19,944$24,669$556,181
8$20,829$23,784$535,352
9$21,754$22,859$513,598
10$22,719$21,894$490,879
11$23,727$20,886$467,152
12$24,781$19,833$442,371
13$25,880$18,733$416,491
14$27,029$17,584$389,462
15$28,229$16,385$361,233
16$29,481$15,132$331,752
17$30,790$13,823$300,962
18$32,156$12,457$268,806
19$33,583$11,030$235,222
20$35,074$9,539$200,148
21$36,631$7,983$163,518
22$38,256$6,357$125,261
23$39,954$4,659$85,307
24$41,728$2,886$43,579
25$43,579$1,034$0

At the end of your 5-year term

Total paid over the term
$223,066
Principal paid down
$83,978
Interest paid
$139,088
Balance remaining
$595,222

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Sutton & Jackson's Point$3,200/mo
$38,400Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,792 to $3,547Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Sutton & Jackson's Point signed at a median of $3,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $5,943− Insurance $1,400− Vacancy & upkeep $4,224Net operating income $26,833

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CITIZEN REALTY. MLS®/PropTx.

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