129 Hawkins Street, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13765048
About this home
In short
- Welcome to the Cedar Ridge homesite, offering an impressive 4 BEDROOM - 4 BATH ALL BRICK 2,586 sq. ft. of thoughtfully designed living space.
- Situated on a premium lot BACKING ONTO CONSERVATION LANDS and siding onto open space, this beautiful 4-bedroom, 2-storey home provides exceptional privacy and...
- Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a walk-in closet and a private 4-piece ensuite.
Welcome to the Cedar Ridge homesite, offering an impressive 4 BEDROOM - 4 BATH ALL BRICK 2,586 sq. ft. of thoughtfully designed living space. Situated on a premium lot BACKING ONTO CONSERVATION LANDS and siding onto open space, this beautiful 4-bedroom, 2-storey home provides exceptional privacy and picturesque views. The functional main floor features a combined living and dining room, a spacious family room, and a family-sized kitchen with a walkout to the backyard-perfect for entertaining and everyday living. A convenient main floor laundry room adds to the home's practicality. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a walk-in closet and a private 4-piece ensuite. An exceptional opportunity to own a well-appointed home in a desirable setting with nature at your doorstep. Located in the welcoming community of Georgina, this home offers an exceptional lifestyle just moments from the shores of Lake Simcoe. Enjoy sandy beaches, boating, fishing, scenic sunsets, and year-round outdoor recreation. Explore nearby Jackson's Point, known for its charming boutiques, local restaurants, waterfront parks, and vibrant marina. Whether you're seeking a peaceful retreat or the perfect place to raise a family, this beautiful home offers the ideal balance of modern comfort and natural surroundings. Important Update: Following the government's announcement regarding the removal of HST from new home sales, we have adjusted our pricing accordingly. Please note that the purchase price now excludes HST (conditions apply).
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13765048
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 39.07 × 98.43 ft
- Cross streets
- HWY 48 & SMOCKUM BLVD
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private Double
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 11
- Listing brokerage
- ROYAL LEPAGE CITIZEN REALTY
Rooms
Closet
modern kitchen · tile floor · breakfast bar
family size kitchen · walk-out
Closet
Closet
4 pc ensuite · walk-in closet(s)
Combined w/Dining
Combined w/Living
Listed at $857,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $829K, typically $777K to $935K. Comparable closings on their own put this home around $756K, about 12% below the ask.
Total price vs nearby homes. Likely closing about $829K, from 30 recent closings in this pocket.
The market behind the math:
About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $312/sqft against an area asking average of $374/sqft.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
I take the 30 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $311/sqft; this home lists at $312/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 2 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $685,600 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,753
- Property tax
- $536
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,288
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,615
- Estimated closing costs
- $13,615
Plus your down payment of $171,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,168
- Principal paid down
- $84,769
- Interest paid
- $140,398
- Balance remaining
- $600,831
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 57 whole-home leases in Sutton & Jackson's Point signed at a median of $3,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CITIZEN REALTY. MLS®/PropTx.