4 Heather Fullerton Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13758944

$863,000
For Sale
Listed 12 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • The Cedar Ridge-5, Elevation C ALL BRICK by Delpark Homes is an impressive brand-new r4 bedroom + 4 bathroom residence offering 2,742 sq.ft. of thoughtfully designed...
  • Situated on Lot 26E, this home blends style, space, and functionality-perfect for today's modern family.

The Cedar Ridge-5, Elevation C ALL BRICK by Delpark Homes is an impressive brand-new r4 bedroom + 4 bathroom residence offering 2,742 sq.ft. of thoughtfully designed living space in the charming community of Sutton, in the Town of Georgina. Situated on Lot 26E, this home blends style, space, and functionality-perfect for today's modern family. The main floor features a spacious combined living and dining area, ideal for entertaining, along with a large, well-appointed kitchen that's perfect for family meals and gatherings. A bright family room provides a welcoming space to relax, while a main-floor den offers flexibility for a home office, study, or playroom. Upstairs, you'll find four generous-sized bedrooms, including a luxurious primary suite, and the convenience of a second-floor laundry room for everyday ease. This home combines elegant design, quality finishes, and exceptional comfort-making it the perfect move-in-ready home. Explore nearby Jackson's Point, known for its charming boutiques, local restaurants, waterfront parks, and vibrant marina. Whether you're seeking a peaceful retreat or the perfect place to raise a family, this beautiful home offers the ideal balance of modern comfort and natural surroundings. Important Update: Following the government's announcement regarding the removal of HST from new home sales, we have adjusted our pricing accordingly. Please note that the purchase price now excludes HST (conditions apply).

Key facts

Property type
Detached, 2-Storey
MLS®
N13758944
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
39.37 × 98.43 ft
Cross streets
SMOCKUM BLVD/ HEATHER FULLERTON RD
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
12
Listing brokerage
ROYAL LEPAGE CITIZEN REALTY

Rooms

Bedroom 4Second3.04 × 3.65 m

Semi Ensuite

Family RoomMain5.18 × 3.35 m
DenMain3.04 × 2.89 m
LaundrySecond2.43 × 1.82 m

Window

Dining RoomMain6.09 × 3.35 m

combined w/living · combined w/living

Bedroom 2Second3.47 × 4.41 m

4 Pc Ensuite

BreakfastMain2.77 × 3.65 m

family size kitchen · walk-out

KitchenMain3.35 × 4.57 m

tile floor · breakfast bar · modern kitchen

Living RoomMain6.09 × 3.35 m

combined w/dining · combined w/dining

Primary BedroomSecond5.48 × 3.96 m

4 pc ensuite · his and hers closets · walk-in closet(s)

Bedroom 3Second3.65 × 3.47 m

Semi Ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$835Klikely sale price

Listed at $863,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $835K, typically $782K to $941K. Comparable closings on their own put this home around $751K, about 13% below the ask.

List price
$782KBelow recent closings$941KAbove recent closings

Total price vs nearby homes. Likely closing about $835K, from 30 recent closings in this pocket.

The market behind the math:

30sold nearby · 90 days
$809Kmedian sold price
95%of asking, on average
+5%prices vs a year ago
~45 dayshomes like this take to sell
12days on market so far
$3,200/moest. rent · 57 leases
4.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $314/sqft against an area asking average of $374/sqft.

How this estimate is builtthe short version

I take the 30 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($314/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$854kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $311/sqft; this home lists at $314/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
863kThis home863k863k857k849k836kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Baldwin
$1.05M
Historic Lakeshore Communities
$934K
Pefferlaw
$944K
Keswick North
$995K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 1.8 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
Black River Public School · Public elementary1.9 km · 90% at standard
St Bernadette's Catholic Elementary School · Catholic elementary1.9 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,933/mo
$171KIncome needed
5.0×Price ÷ income
$908Weekly cost
$13,735Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,933Property tax $539Total carry $4,473

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,779per month

Mortgage amount $690,400 · 4.39% over 25 years

$172,600Down payment (20.0%)
$690,400Loan before insurance
$0CMHC premium
$4,318Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,779
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,318

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,735
Estimated closing costs
$13,735

Plus your down payment of $172,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,579/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$443,321Total interest paid
$1,133,721Total of all payments
Principal $690,400 Interest $443,321
YearPrincipalInterestBalance
1$15,623$29,726$674,777
2$16,316$29,033$658,461
3$17,040$28,308$641,420
4$17,797$27,552$623,624
5$18,587$26,762$605,037
6$19,411$25,937$585,626
7$20,273$25,076$565,353
8$21,173$24,176$544,180
9$22,112$23,236$522,068
10$23,094$22,255$498,974
11$24,119$21,230$474,855
12$25,189$20,160$449,666
13$26,307$19,042$423,359
14$27,475$17,874$395,884
15$28,694$16,655$367,190
16$29,968$15,381$337,222
17$31,298$14,051$305,925
18$32,687$12,662$273,238
19$34,137$11,212$239,101
20$35,652$9,696$203,449
21$37,235$8,114$166,214
22$38,887$6,462$127,327
23$40,613$4,736$86,714
24$42,416$2,933$44,298
25$44,298$1,051$0

At the end of your 5-year term

Total paid over the term
$226,744
Principal paid down
$85,363
Interest paid
$141,381
Balance remaining
$605,037

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Sutton & Jackson's Point$3,200/mo
$38,400Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,792 to $3,547Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Sutton & Jackson's Point signed at a median of $3,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $6,041− Insurance $1,400− Vacancy & upkeep $4,224Net operating income $26,735

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CITIZEN REALTY. MLS®/PropTx.

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