43 Northwood Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13788232

$825,000
For Sale
Listed 9 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Tucked within the coveted enclave of Wood River Acres, where mature trees, canopy wide streets and neighbours still pause to say hello, sits astone bungalow on a on a...
  • Cherished by the same family since1984, this exceptional property offers five bedrooms, a dedicated home office, and generous living spaces across two beautifully...
  • Thoughtfully maintained, withwindows and doors, eavestroughs, and AC replaced in 2022, furnace in 2017, driveway repaved in 2024, and attic insulation and soffit...

Tucked within the coveted enclave of Wood River Acres, where mature trees, canopy wide streets and neighbours still pause to say hello, sits astone bungalow on a on a cul de sac, that holds far more than its charming exterior would ever suggest. Cherished by the same family since1984, this exceptional property offers five bedrooms, a dedicated home office, and generous living spaces across two beautifully appointedlevels. The main floor commands attention with three well-sized bedrooms, a sweeping eat-in kitchen, gracious dining area, and a family roomdesigned for the kind of living that truly matters - unhurried mornings and laughter-filled evenings. The lower level reveals even further versatility:two additional bedrooms, a private home office, a full bathroom, and a recreation room graced with above grade windows that draw in naturallight and the quiet beauty of the surrounding landscape. Set on a beautifully private lot, within one of the area's most storied pockets - WoodRiver Acres has long been the address that simply needed no explanation, enter and the weight of the world simply lifts. Steps to The Briars GolfCourse, with direct river access leading out to the expanse of Lake Simcoe - perfect for kayaking, canoeing, and stand-up paddleboarding. Andyet, equally steps to Sobeys, LCBO, Shoppers Drug Mart, Tim Hortons, and Home Hardware. Whether welcoming a family ready to plant roots forgenerations, or those seeking to right-size without compromise, this residence grows alongside its next chapter. Thoughtfully maintained, withwindows and doors, eavestroughs, and AC replaced in 2022, furnace in 2017, driveway repaved in 2024, and attic insulation and soffit ventsupdated in 2024. A home this cherished rarely comes to market - it simply waits for the family meant to carry it forward. Some photos of the kitchen are AI generated to show potential updates- not real.

Key facts

Property type
Detached, Bungalow
MLS®
N13788232
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
70 × 98.27 ft
Cross streets
Wood River Bend and Dalton Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,706 / 2025
Days on market
9
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Bedroom 4Lower4.11 × 3.68 m

above grade window · large closet · linoleum

LaundryLower0.00 × 0.00 m

concrete floor · above grade window

BathroomMain0.00 × 0.00 m

3 pc bath · separate shower · tile floor

Bedroom 2Main4.26 × 2.77 m

large window · vinyl floor · large closet

KitchenMain4.81 × 4.41 m

eat-in kitchen · w/o to deck · b/i appliances

Dining RoomMain3.16 × 2.80 m

vinyl floor · large window · separate room

OfficeLower3.68 × 1.85 m

linoleum · closet

BathroomLower0.00 × 0.00 m

4 pc ensuite · soaking tub · tile floor

Bedroom 3Main3.47 × 3.16 m

large closet · large window · overlooks backyard

Living RoomMain4.81 × 4.26 m

vinyl floor · large window · open concept

Primary BedroomMain4.32 × 3.35 m

large closet · large window · vinyl floor

Bedroom 5Lower4.32 × 3.01 m

large closet · above grade window · linoleum

RecreationLower8.38 × 5.66 m

gas fireplace · above grade window · pot lights

FoyerMain1.25 × 1.37 m

tile floor · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$798Klikely sale price

Listed at $825,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $798K, if it sells. A realistic range is $748K to $899K.

Independent value check: $739K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $693K and $775K).

Why $739K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it slightly3+2 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightlyIts lot is 70 by 98 ft; the typical lot sold here is 60 by 124.
  • ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 5 typically.
List price
$748KBelow recent closings$899KAbove recent closings

Total price vs nearby homes. Likely closing about $798K, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$815Kmedian sold price
95%of asking, on average
+7%prices vs a year ago
~45 dayshomes like this take to sell
9days on market so far
$2,903/moest. rent · 25 leases
4.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 13 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $635/sqft against an area asking average of $542/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $660K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Black River PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$853K
Virginia
$919K
Keswick North
$910K
Baldwin
$862K
Pefferlaw
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Black River PS
90%
Black River PSPublic · Elementary · JK-8 · 0.9 km awayAmong the top in the GTA · 90% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
St Bernadette's Catholic Elementary School · Catholic elementary0.8 km · 49% at standard
Sutton Public School · Public elementary1.5 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,760/mo
$159KIncome needed
5.2×Price ÷ income
$868Weekly cost
$12,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,760Property tax $392Total carry $4,152

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,649per month

Mortgage amount $660,000 · 4.49% over 25 years

$165,000Down payment (20.0%)
$660,000Loan before insurance
$0CMHC premium
$4,041Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,649
Property tax
$392
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,041

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,975
Estimated closing costs
$12,975

Plus your down payment of $165,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,417/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$434,776Total interest paid
$1,094,776Total of all payments
Principal $660,000 Interest $434,776
YearPrincipalInterestBalance
1$14,728$29,063$645,272
2$15,397$28,394$629,874
3$16,096$27,695$613,778
4$16,827$26,964$596,951
5$17,591$26,200$579,360
6$18,390$25,401$560,970
7$19,225$24,566$541,746
8$20,098$23,693$521,648
9$21,010$22,781$500,638
10$21,964$21,827$478,674
11$22,961$20,830$455,713
12$24,004$19,787$431,709
13$25,094$18,697$406,615
14$26,233$17,558$380,382
15$27,424$16,367$352,958
16$28,669$15,122$324,288
17$29,971$13,820$294,317
18$31,332$12,459$262,986
19$32,754$11,037$230,231
20$34,242$9,549$195,989
21$35,796$7,995$160,193
22$37,422$6,369$122,772
23$39,121$4,670$83,651
24$40,897$2,894$42,754
25$42,754$1,037$0

At the end of your 5-year term

Total paid over the term
$218,955
Principal paid down
$80,640
Interest paid
$138,315
Balance remaining
$579,360

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Sutton & Jackson's Point$2,903/mo
$34,836Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,581 to $3,225Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Sutton & Jackson's Point signed at a median of $2,900 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,903. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $4,706− Insurance $1,400− Vacancy & upkeep $3,832Net operating income $24,898

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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