140 Hawkins Street, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13438856
About this home
In short
- Discover the perfect retreat where luxury, comfort, and nature come together in one exceptional home.
- Situated on a premium 40' x 129' lot BACKING ONTO POND and TREED AREA, this impressive 4-bedroom + 4 Bath residence offers the rare combination of breathtaking views...
- Boasting 2,586 sq. ft. of thoughtfully designed living space, the home is crafted to meet the needs of today's families.
Discover the perfect retreat where luxury, comfort, and nature come together in one exceptional home. Situated on a premium 40' x 129' lot BACKING ONTO POND and TREED AREA, this impressive 4-bedroom + 4 Bath residence offers the rare combination of breathtaking views, outstanding privacy, and an enviable lifestyle. Boasting 2,586 sq. ft. of thoughtfully designed living space, the home is crafted to meet the needs of today's families. Spacious principal rooms provide the ideal setting for both everyday living and effortless entertaining, while large windows invite an abundance of natural light and showcase the picturesque surroundings. The bright look-out basement offers endless possibilities for future living space, a home gym, recreation area, or in-law suite. A convenient main-floor laundry room with direct garage access adds practicality to this elegant design. Set within the welcoming community of Georgina, this home offers more than just a beautiful place to live, it delivers an extraordinary lifestyle. Spend your days enjoying nearby sandy beaches, breathtaking sunsets, boating adventures, fishing excursions, and all the recreational opportunities that Lake Simcoe has to offer. Explore the charm of Jackson's Point with its boutique shops, local restaurants, waterfront parks, and vibrant marina atmosphere. Whether you're searching for a peaceful escape from the city or the ideal setting to raise a family, this remarkable property offers the best of both worlds, modern living surrounded by nature's beauty in one of Georgina's most desirable locations. Important Update: Following the government's announcement regarding the removal of HST from new home sales, we have adjusted our pricing accordingly. Please note that the purchase price now excludes HST (conditions apply).
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13438856
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 39.37 × 129 ft
- Cross streets
- HWY 48 & SMOCKUM BLVD.
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 101
- Listing brokerage
- ROYAL LEPAGE CITIZEN REALTY
Rooms
window · closet
window · walk-out
window · combined w/dining
5 pc ensuite · walk-in closet(s) · window
access to garage · tile floor
gas fireplace · window · open concept
breakfast bar · family size kitchen
window · closet
window · closet
window · combined w/living
Listed at $863,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $835K, typically $782K to $941K. Comparable closings on their own put this home around $668K, about 23% below the ask.
Compared as a project. The listing presents this home as one to renovate or rebuild, so the finished homes among its comparable sales were adjusted for that before comparing.
Longer on the market than typical. 101 days on the market against about 49 for homes like it here, and asking 29% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $835K, from 30 recent closings in this pocket.
The market behind the math:
About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $314/sqft against an area asking average of $374/sqft.
How this estimate is builtthe short version
I take the 30 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
Schools & getting aroundcatchment and transit
The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($314/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $311/sqft; this home lists at $314/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 2 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $690,400 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,779
- Property tax
- $539
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,318
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,735
- Estimated closing costs
- $13,735
Plus your down payment of $172,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $226,744
- Principal paid down
- $85,363
- Interest paid
- $141,381
- Balance remaining
- $605,037
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 56 whole-home leases in Sutton & Jackson's Point signed at a median of $3,173 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,222. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CITIZEN REALTY. MLS®/PropTx.