24 Scotia Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13780064

$899,900
For Sale
Listed 7 days agoNo offer date stated
4Bedrooms
4Bathrooms
2Garage · 5 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this stunning all-brick, four-bedroom, four-bathroom residence offering 2,667 square feet of refined living space.
  • Inside, the family-friendly layout presents an extremely open-concept environment bathed in natural light from large windows throughout.
  • The entire home is carpet-free, featuring newly installed hardwood on the upper level that matches the main floor hardwood.
  • At the heart of the home is a fully renovated designer kitchen.
  • Down below, the walk-out basement opens up incredible possibilities, providing a seamless setup for a future in-law suite or a dedicated separate entrance.

Welcome to this stunning all-brick, four-bedroom, four-bathroom residence offering 2,667 square feet of refined living space. Curb appeal is immediately evident with a paved driveway framed by an interlock border, lush landscaping filled with perennial plants, and upgraded stone front steps featuring modern glass and aluminum railings. Beautiful interlock pathways wrap smoothly around the side of the home all the way into the backyard. Inside, the family-friendly layout presents an extremely open-concept environment bathed in natural light from large windows throughout. The entire home is carpet-free, featuring newly installed hardwood on the upper level that matches the main floor hardwood. Oak stairs with wrought-iron pickets and square-profile posts serve as an architectural centerpiece. The living room centres around a sleek built-in fireplace flanked by custom built-in shelves, creating a contemporary and inviting focus. At the heart of the home is a fully renovated designer kitchen. It boasts luxury quartz countertops, 24x24-inch ceramic tile flooring, gorgeous shaker cabinetry accented with gold handles, a pot filler, recessed pot lighting, an undermounted sink, a built-in microwave, and stainless steel appliances. Recent updates extend through the main level, including a newly renovated laundry room and a modernized powder room equipped with a fresh quartz-topped vanity. The upper floor accommodates spacious bedrooms designed for comfort and privacy. Down below, the walk-out basement opens up incredible possibilities, providing a seamless setup for a future in-law suite or a dedicated separate entrance. The private, fully fenced backyard serves as an outdoor retreat. A large upper deck and lower interlocking patio overlook lush green space and a serene pond. Complete with a children's play center, this yard combines peaceful views with endless functional family fun.

Key facts

Property type
Detached, 2-Storey
MLS®
N13780064
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
38.07 × 101.73 ft
Cross streets
DALTON RD & BLACK RIVER RD
Parking
2 garage · 5 parking (built-in)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,198 / 2026
Days on market
7
Listing brokerage
RE/MAX ALL-STARS TEAM TREVOR REALTY

Rooms

KitchenMain4.68 × 4.11 m

ceramic floor · quartz counter · stainless steel appl

Dining RoomMain3.94 × 3.52 m

hardwood floor · open concept · separate room

Living RoomMain4.49 × 3.93 m

hardwood floor · gas fireplace · open concept

Bedroom 2Upper4.08 × 3.43 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 4Upper3.97 × 3.42 m

hardwood floor · double closet · semi ensuite

LaundryUpper2.25 × 2.02 m

ceramic floor · closet · laundry sink

Primary BedroomUpper5.45 × 4.66 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Bedroom 3Upper4.63 × 3.35 m

hardwood floor · double closet · semi ensuite

BreakfastMain4.38 × 3.59 m

hardwood floor · breakfast bar · w/o to deck

Our TakeTeam Asgarian · Broker
A small discount is typical
$871Klikely sale price

Listed at $899,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 30 local closings in 90 days), the likely sale price is near $871K, if it sells. A realistic range is $816K to $981K.

Independent value check: $874K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $819K and $916K).

Why $874K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $6,198 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers itIts lot is 38 by 102 ft; the typical lot sold here is 60 by 124.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$816KBelow recent closings$981KAbove recent closings

Total price vs nearby homes. Likely closing about $871K, from 30 recent closings in this pocket.

The market behind the math:

30sold nearby · 90 days
$809Kmedian sold price
95%of asking, on average
+5%prices vs a year ago
~45 dayshomes like this take to sell
7days on market so far
$3,200/moest. rent · 57 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 28 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $327/sqft against an area asking average of $374/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 30 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $758K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 30 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 220 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$869kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $316/sqft; this home lists at $327/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
900kThis home899k863k863k863k857kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Historic Lakeshore Communities
$934K
Baldwin
$1.05M
Keswick North
$995K
Pefferlaw
$944K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 1.5 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Also nearby: 2 more schools within 2.5 km
Black River Public School · Public elementary1.2 km · 90% at standard
St Bernadette's Catholic Elementary School · Catholic elementary1.2 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,101/mo
$177KIncome needed
5.1×Price ÷ income
$946Weekly cost
$14,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,101Property tax $516Total carry $4,618

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,941per month

Mortgage amount $719,920 · 4.39% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,457Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,941
Property tax
$517
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,457

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,774/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$462,277Total interest paid
$1,182,197Total of all payments
Principal $719,920 Interest $462,277
YearPrincipalInterestBalance
1$16,291$30,997$703,629
2$17,014$30,274$686,615
3$17,769$29,519$668,846
4$18,558$28,730$650,288
5$19,381$27,907$630,907
6$20,241$27,046$610,666
7$21,140$26,148$589,526
8$22,078$25,210$567,448
9$23,058$24,230$544,390
10$24,081$23,207$520,309
11$25,150$22,138$495,159
12$26,266$21,022$468,893
13$27,432$19,856$441,461
14$28,649$18,638$412,811
15$29,921$17,367$382,890
16$31,249$16,039$351,641
17$32,636$14,652$319,006
18$34,084$13,204$284,921
19$35,597$11,691$249,324
20$37,177$10,111$212,148
21$38,827$8,461$173,321
22$40,550$6,738$132,771
23$42,350$4,938$90,421
24$44,229$3,059$46,192
25$46,192$1,096$0

At the end of your 5-year term

Total paid over the term
$236,439
Principal paid down
$89,013
Interest paid
$147,427
Balance remaining
$630,907

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Sutton & Jackson's Point$3,200/mo
$38,400Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,792 to $3,547Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Sutton & Jackson's Point signed at a median of $3,124 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,200. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $6,198− Insurance $1,400− Vacancy & upkeep $4,224Net operating income $26,578

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS TEAM TREVOR REALTY. MLS®/PropTx.

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