59 High Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13814650

$679,900
For Sale
Listed 28 days agoNo offer date stated
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4Bedrooms
3Bathrooms
4Parking
2000-2500Sq ft

About this home

In short

  • Welcome to 59 High Street a beautifully maintained 4-bedroom, 3-bathroom home steeped in character and charm.
  • Inside, you'll find generously sized rooms, high ceilings, and large windows that fill the home with natural light.
  • The main floor offers multiple living areas perfect for families or entertaining, along with a 2-piece bathroom and convenient laundry area.
  • With its prime location close to schools, recreation centres, shops, and restaurants, this home offers the best of both convenience and character.
  • This home also has the potential to have a 1 bedroom in-law/Apartment with separate entrance, kitchen/dining area and bathroom.

Welcome to 59 High Street a beautifully maintained 4-bedroom, 3-bathroom home steeped in character and charm. This historic gem blends timeless architecture with modern updates, offering space, functionality, and warmth. Inside, you'll find generously sized rooms, high ceilings, and large windows that fill the home with natural light. The main floor offers multiple living areas perfect for families or entertaining, along with a 2-piece bathroom and convenient laundry area. Upstairs, the four spacious bedrooms and two additional bathrooms provide comfortable accommodations for a growing family or visiting guests. Situated on a large in-town lot, there's plenty of outdoor space for gardening, play, or relaxing under mature trees. With its prime location close to schools, recreation centres, shops, and restaurants, this home offers the best of both convenience and character. This home also has the potential to have a 1 bedroom in-law/Apartment with separate entrance, kitchen/dining area and bathroom. Don't miss your chance to own a piece of local history in a walkable, well-connected neighbourhood.

Key facts

Property type
Detached, 2-Storey
MLS®
N13814650
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
66 × 159 ft
Cross streets
High Street/48
Parking
4 parking
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,786 / 2026
Days on market
28
Listing brokerage
EXP REALTY

Rooms

SunroomMain4.59 × 3.59 m

wood trim · overlooks backyard · w/o to yard

KitchenMain3.33 × 3.19 m

hardwood floor · w/o to sunroom · combined w/dining

FoyerMain2.73 × 4.75 m

hardwood floor · double closet

Bedroom 3Second3.57 × 4.78 m

laminate · double closet

Primary BedroomSecond4.49 × 4.00 m

laminate · double closet · 4 pc ensuite

Bedroom 4Second3.57 × 2.66 m

laminate · closet

Living RoomMain4.49 × 7.39 m

hardwood floor · brick fireplace · w/o to yard

Bedroom 2Second4.49 × 3.29 m

laminate · double closet

PantryMain1.75 × 3.18 m

B/I Dishwasher

LaundryMain3.07 × 2.54 m

laminate · 2 pc bath · w/o to deck

Dining RoomMain3.87 × 4.34 m

hardwood floor · large window · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$658Klikely sale price

Listed at $679,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $658K, if it sells. A realistic range is $616K to $741K.

Independent value check: $708K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $664K and $742K).

Why $708K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$616KBelow recent closings$741KAbove recent closings

Total price vs nearby homes. Likely closing about $658K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
28days on market so far
$3,244/moest. rent · 45 leases
5.7%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 27 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $302/sqft against an area asking average of $432/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $828K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$815kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $323/sqft; this home lists at $302/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
680kThis home770k889k789k800k829kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Baldwin
$1.46M
Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$952K
Pefferlaw
$782K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,099/mo
$135KIncome needed
5.0×Price ÷ income
$715Weekly cost
$10,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,099Property tax $399Total carry $3,498

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,007per month

Mortgage amount $543,920 · 4.49% over 25 years

$135,980Down payment (20.0%)
$543,920Loan before insurance
$0CMHC premium
$3,406Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,007
Property tax
$399
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,406

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,073
Estimated closing costs
$10,073

Plus your down payment of $135,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,640/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$358,308Total interest paid
$902,228Total of all payments
Principal $543,920 Interest $358,308
YearPrincipalInterestBalance
1$12,138$23,951$531,782
2$12,689$23,400$519,093
3$13,265$22,824$505,828
4$13,868$22,222$491,960
5$14,497$21,592$477,463
6$15,155$20,934$462,308
7$15,844$20,246$446,464
8$16,563$19,526$429,901
9$17,315$18,774$412,586
10$18,101$17,988$394,485
11$18,923$17,166$375,562
12$19,782$16,307$355,780
13$20,680$15,409$335,100
14$21,619$14,470$313,481
15$22,601$13,488$290,880
16$23,627$12,462$267,253
17$24,700$11,389$242,553
18$25,821$10,268$216,732
19$26,994$9,095$189,738
20$28,219$7,870$161,519
21$29,501$6,589$132,019
22$30,840$5,249$101,179
23$32,240$3,849$68,938
24$33,704$2,385$35,234
25$35,234$855$0

At the end of your 5-year term

Total paid over the term
$180,446
Principal paid down
$66,457
Interest paid
$113,989
Balance remaining
$477,463

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 45 whole-home leases in Sutton & Jackson's Point$3,244/mo
$38,928Gross annual rent
4.2%Cap rate after taxes and upkeep
$2,835 to $3,599Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 45 whole-home leases in Sutton & Jackson's Point signed at a median of $3,329 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,244. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.7%
Gross yield
− Property tax $4,786− Insurance $1,400− Vacancy & upkeep $4,282Net operating income $28,460

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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