174 Miltrose Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13659024

$959,900
For Sale
Listed 70 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this sun-filled detached home in a sought-after Stouffville neighbourhood.
  • Offering 3 bedrooms plus a versatile second-floor office or play area, this home provides generous living space across every level.
  • Upstairs, the oversized primary bedroom features a walk-in closet and private ensuite, while two additional bedrooms share a second full bathroom.
  • The finished basement adds exceptional flexibility with two spacious recreation areas, laminate flooring, a large walk-in closet, crawl space, and ample additional...
  • Ideally situated close to highly rated schools, parks, shopping, and everyday amenities, this home offers plenty of room for family life in one of Stouffville's...

Welcome to this sun-filled detached home in a sought-after Stouffville neighbourhood. Offering 3 bedrooms plus a versatile second-floor office or play area, this home provides generous living space across every level. The main floor is bright and inviting, enhanced by pot lights, modern fixtures, California shutters, elegant wainscoting, and a custom accent wall in the family room. Upstairs, the oversized primary bedroom features a walk-in closet and private ensuite, while two additional bedrooms share a second full bathroom. A conveniently located second-floor laundry room makes everyday routines that much easier. The finished basement adds exceptional flexibility with two spacious recreation areas, laminate flooring, a large walk-in closet, crawl space, and ample additional storage. Outside, enjoy both front and rear covered porches, an extended driveway for additional parking, and a fully fenced backyard with a stone patio. With no homes directly behind, the yard offers added privacy and a pleasant outlook over the landscaped flower beds beyond the fence. Ideally situated close to highly rated schools, parks, shopping, and everyday amenities, this home offers plenty of room for family life in one of Stouffville's desirable residential communities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13659024
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
9.15 × 27.5 ft
Cross streets
Hoover Park / 9th Line
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,011 / 2025
Days on market
70
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

LoftSecond2.85 × 3.34 m

broadloom · california shutters

Living RoomMain3.64 × 5.41 m

hardwood floor · california shutters

Bedroom 2Second2.77 × 3.03 m

cathedral ceiling(s) · double closet

Bedroom 2Second2.77 × 3.84 m

double closet · california shutters

KitchenMain3.95 × 3.77 m

ceramic floor · custom backsplash

Primary BedroomSecond3.95 × 4.80 m

3 pc ensuite · walk-in closet(s)

Dining RoomMain3.09 × 3.20 m

hardwood floor · pot lights

Our TakeTeam Asgarian · Broker
A small discount is typical
$936Klikely sale price

Listed at $959,900. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $936K, if it sells. A realistic range is $877K to $1.05M.

Independent value check: $935K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $876K and $980K).

Why $935K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,011 a year; the typical home sold here pays about $6,000.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 4 typically.
List price
$877KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Likely closing about $936K, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
70days on market so far
$3,102/moest. rent · 79 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 29 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $549/sqft against an area asking average of $579/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $942K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $616/sqft; this home lists at $549/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
960kThis home958k1.10M1.18MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,375/mo
$183KIncome needed
5.2×Price ÷ income
$1,010Weekly cost
$15,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,375Property tax $418Total carry $4,792

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,246per month

Mortgage amount $767,920 · 4.49% over 25 years

$191,980Down payment (20.0%)
$767,920Loan before insurance
$0CMHC premium
$4,664Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,246
Property tax
$418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,664

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,673
Estimated closing costs
$15,673

Plus your down payment of $191,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,868Total interest paid
$1,273,788Total of all payments
Principal $767,920 Interest $505,868
YearPrincipalInterestBalance
1$17,137$33,815$750,783
2$17,915$33,037$732,869
3$18,728$32,223$714,140
4$19,579$31,373$694,562
5$20,467$30,484$674,094
6$21,397$29,555$652,698
7$22,368$28,583$630,329
8$23,384$27,568$606,945
9$24,446$26,506$582,500
10$25,556$25,396$556,944
11$26,716$24,236$530,228
12$27,929$23,023$502,300
13$29,197$21,755$473,103
14$30,523$20,429$442,580
15$31,908$19,043$410,672
16$33,357$17,594$377,314
17$34,872$16,080$342,443
18$36,455$14,496$305,988
19$38,110$12,841$267,877
20$39,841$11,111$228,037
21$41,650$9,302$186,387
22$43,541$7,411$142,847
23$45,518$5,434$97,329
24$47,584$3,367$49,745
25$49,745$1,207$0

At the end of your 5-year term

Total paid over the term
$254,758
Principal paid down
$93,826
Interest paid
$160,932
Balance remaining
$674,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 79 whole-home leases in Stouffville$3,102/mo
$37,224Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,900 to $3,299Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 79 whole-home leases in Stouffville signed at a median of $3,321 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,102. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $5,011− Insurance $1,400− Vacancy & upkeep $4,095Net operating income $26,718

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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