351 Millard Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13704566

$1,180,000
For Sale
Listed 57 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • This Lovely Solid Brick Home Shows True Pride Of Ownership In An Unbeatable Location-Steps From Schools, Parks, Shopping, Restaurants, And The GO Station.
  • Major Professional Renovations (2023-24), Completed Fully Under Building Permit, Have Transformed The Living, Dining, And Family Rooms.
  • Relax In The Cozy, Open-Concept Family Room Featuring A Fireplace And Floor-To-Ceiling Windows With Beautiful Backyard Views.
  • The Upper Level Boasts A Spacious Primary Suite With A Newly Renovated 4-Piece Ensuite And A Unique Seasonal Treat: Private Views Of The Memorial Park Fireworks.
  • Bonus: The Finished Basement Is A Perfect Multi-Generational Space, Featuring A Private One-Bedroom Suite, A Large Recreation Room, A Second Kitchen, And A 3-Piece...

Heart Of Stouffville! This Lovely Solid Brick Home Shows True Pride Of Ownership In An Unbeatable Location-Steps From Schools, Parks, Shopping, Restaurants, And The GO Station. Major Professional Renovations (2023-24), Completed Fully Under Building Permit, Have Transformed The Living, Dining, And Family Rooms. The Stunning Modern Kitchen Features Quartz Countertops, A Commercial-Grade Range Hood, And A Built-In Central Speaker That Connects To Your Phone. This Spacious Eat-In Kitchen Also Offers A Walk-Out To A Large Deck. Relax In The Cozy, Open-Concept Family Room Featuring A Fireplace And Floor-To-Ceiling Windows With Beautiful Backyard Views. The Upper Level Boasts A Spacious Primary Suite With A Newly Renovated 4-Piece Ensuite And A Unique Seasonal Treat: Private Views Of The Memorial Park Fireworks! Both The Main And Second-Floor Bathrooms Have Been Completely Renovated And Feature Automatic Timer Switches. Bonus: The Finished Basement Is A Perfect Multi-Generational Space, Featuring A Private One-Bedroom Suite, A Large Recreation Room, A Second Kitchen, And A 3-Piece Bathroom-Ideal For In-Laws Or Guests. A Rare Opportunity To Own A Modernized, Turn-Key Home In A Prime Neighbourhood!

Key facts

Property type
Detached, 2-Storey
MLS®
N13704566
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
40 × 100 ft
Cross streets
Millard/9th Line
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,019 / 2025
Days on market
57
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Bedroom 3Second4.06 × 3.30 m

window · closet

KitchenBasement4.57 × 2.90 m

ceramic floor · window · ceramic floor

KitchenMain6.60 × 4.90 m

quartz counter · breakfast area · w/o to deck

Family RoomMain9.63 × 3.76 m

bay window · fireplace · combined w/living

Dining RoomMain6.60 × 4.90 m

open concept · combined w/kitchen · overlooks backyard

RecreationBasement4.83 × 2.21 m

gas fireplace · window

Bedroom 2Second5.18 × 3.61 m

window · walk-in closet(s)

Living RoomMain9.63 × 3.76 m

large window · combined w/family · vinyl floor

Bedroom 4Basement3.76 × 2.67 m

closet · window

Primary BedroomSecond5.56 × 3.96 m

south view · walk-in closet(s) · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $574/sqft; this home lists at $674/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.18MThis home1.10M958k960kThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,378/mo
$221KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
$20,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,378Property tax $418Total carry $5,796

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,220per month

Mortgage amount $944,000 · 4.49% over 25 years

$236,000Down payment (20.0%)
$944,000Loan before insurance
$0CMHC premium
$5,638Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,220
Property tax
$418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,638

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,075
Estimated closing costs
$20,075

Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,317/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,861Total interest paid
$1,565,861Total of all payments
Principal $944,000 Interest $621,861
YearPrincipalInterestBalance
1$21,066$41,568$922,934
2$22,023$40,612$900,911
3$23,022$39,612$877,889
4$24,068$38,567$853,821
5$25,161$37,474$828,661
6$26,303$36,332$802,358
7$27,497$35,137$774,861
8$28,746$33,889$746,115
9$30,051$32,584$716,064
10$31,415$31,219$684,649
11$32,842$29,793$651,807
12$34,333$28,302$617,474
13$35,892$26,743$581,583
14$37,521$25,113$544,061
15$39,225$23,410$504,837
16$41,006$21,629$463,831
17$42,868$19,767$420,963
18$44,814$17,820$376,149
19$46,849$15,786$329,300
20$48,976$13,659$280,324
21$51,200$11,435$229,125
22$53,524$9,110$175,600
23$55,954$6,680$119,646
24$58,495$4,139$61,151
25$61,151$1,484$0

At the end of your 5-year term

Total paid over the term
$313,172
Principal paid down
$115,339
Interest paid
$197,833
Balance remaining
$828,661

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,019− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,223

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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