1103-20 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13663788

$628,000
For Sale
Listed 69 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • The Dynasty Of Richmond Hill Featuring a luxury R-O-O-F-T-O-P----T-E-R-R-A-C-E corner unit with panoramic views of Toronto skyline including south, east and west...
  • This unique and rarely available suite boasts 1073 sqft of indoor living area plus 1322 sqft of outdoor private living area that is exclusive to this unit.
  • The primary bedroom features a walk in closet with organizers and a full ensuit bathroom with deep tub and separate shower, the oversized laundry room has a full size...
  • Building amenities include indoor swimming pool, jacuzzi spa, sundeck, tennis courts, squash courts, party room, library, fully equipped gym, ping pong and billiards...
  • Steps to transit, shopping, restaurants and Yonge street.

The Dynasty Of Richmond Hill Featuring a luxury R-O-O-F-T-O-P----T-E-R-R-A-C-E corner unit with panoramic views of Toronto skyline including south, east and west exposures. This unique and rarely available suite boasts 1073 sqft of indoor living area plus 1322 sqft of outdoor private living area that is exclusive to this unit. A corner 1+1 bedroom suite with 2 bathrooms, a huge sun filled solarium with floor to ceiling windows and skylight for maximum brightness. The primary bedroom features a walk in closet with organizers and a full ensuit bathroom with deep tub and separate shower, the oversized laundry room has a full size stacked washer and dryer with ample storage shelves and built in cabinets. The white kitchen features stainless streel appliances, custom backsplash with California ceilings and ceramic floors. Low maintenance fees includes all utilities as well as cable, internet and phone. Building amenities include indoor swimming pool, jacuzzi spa, sundeck, tennis courts, squash courts, party room, library, fully equipped gym, ping pong and billiards room, sauna, bbq area and a 24 hours gatehouse live security. Steps to transit, shopping, restaurants and Yonge street.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13663788
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Yonge/Major Mackenzie
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$968/mo
Exposure
South East
Property tax
$3,025 / 2026
Days on market
69
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.

Rooms

SolariumFlat5.50 × 3.65 m

l-shaped room · ceramic floor · skylight

LaundryFlat3.10 × 1.60 m

b/i shelves · pot lights · separate room

Primary BedroomFlat4.30 × 3.25 m

laminate · walk-in closet(s) · 4 pc ensuite

Living RoomFlat4.00 × 3.50 m

laminate · crown moulding · combined w/dining

KitchenFlat3.40 × 2.60 m

ceramic floor · ceramic backsplash · stainless steel appl

Dining RoomFlat3.50 × 3.20 m

laminate · w/o to roof · crown moulding

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$639kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $648/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
628kThis home529k679k710kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$514K
Crosby
$905K
Observatory
$550K
Langstaff
$518K
South Richvale
$655K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,862/mo
$139KIncome needed
4.5×Price ÷ income
$661Weekly cost
$9,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,862Property tax $252Condo fee $968Total carry $4,082

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,778per month

Mortgage amount $502,400 · 4.49% over 25 years

$125,600Down payment (20.0%)
$502,400Loan before insurance
$0CMHC premium
$3,998Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,778
Property tax
$252
Condo / maintenance fees
$968
Heating
$0
Estimated monthly cost
$3,998

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,035
Estimated closing costs
$9,035

Plus your down payment of $125,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,362/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$330,957Total interest paid
$833,357Total of all payments
Principal $502,400 Interest $330,957
YearPrincipalInterestBalance
1$11,211$22,123$491,189
2$11,720$21,614$479,468
3$12,253$21,082$467,215
4$12,809$20,525$454,407
5$13,391$19,944$441,016
6$13,999$19,336$427,017
7$14,634$18,700$412,383
8$15,299$18,036$397,085
9$15,993$17,341$381,092
10$16,719$16,615$364,372
11$17,478$15,856$346,894
12$18,272$15,062$328,622
13$19,102$14,233$309,520
14$19,969$13,365$289,551
15$20,876$12,459$268,676
16$21,823$11,511$246,852
17$22,814$10,520$224,038
18$23,850$9,484$200,188
19$24,933$8,401$175,255
20$26,065$7,269$149,190
21$27,249$6,086$121,941
22$28,486$4,848$93,455
23$29,779$3,555$63,676
24$31,131$2,203$32,545
25$32,545$790$0

At the end of your 5-year term

Total paid over the term
$166,671
Principal paid down
$61,384
Interest paid
$105,287
Balance remaining
$441,016

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $3,025− Condo fees $11,616− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,071

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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