1015-40 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13684442

$529,000
For Sale
Listed 63 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Spacious 1+1 Bedroom Condo in the Prestigious "Dynasty" Complex.
  • Featuring a renovated kitchen with stainless steel appliances, this unit offers a functional layout with a large den that can easily be used as a second bedroom, home...
  • Located in a highly convenient location, just steps to public transit, shopping, restaurants, and Excellent Building Amenities.
  • Enjoy luxury living with 24-hour gatehouse security and resort-style facilities including an indoor pool, gym, sauna, squash and more.

Spacious 1+1 Bedroom Condo in the Prestigious "Dynasty" Complex! Bright and beautifully maintained unit with unobstructed, panoramic park views from every room. Featuring a renovated kitchen with stainless steel appliances, this unit offers a functional layout with a large den that can easily be used as a second bedroom, home office, or formal dining area. Located in a highly convenient location, just steps to public transit, shopping, restaurants, and Excellent Building Amenities. Enjoy luxury living with 24-hour gatehouse security and resort-style facilities including an indoor pool, gym, sauna, squash and more. Don't miss this opportunity to own in one of the area's most desirable buildings,,,

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13684442
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Yonge and Major Mackenzie
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Asphalt Rolled
Maintenance
$928/mo
Exposure
North
Property tax
$2,379 / 2025
Days on market
63
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

SolariumFlat5.48 × 2.20 m

ceramic floor · large window · west view

Primary BedroomFlat3.25 × 4.20 m

broadloom · combined w/solarium · 4 pc bath

Dining RoomFlat3.55 × 7.15 m

laminate · combined w/living

KitchenFlat3.50 × 2.63 m

ceramic floor · combined w/solarium · renovated

Living RoomFlat3.55 × 7.15 m

laminate · combined w/dining · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$672kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $678/sqft; this home lists at $481/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
529kThis home628k679k710kThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$514K
Crosby
$860K
Observatory
$550K
Langstaff
$525K
South Richvale
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,411/mo
$119KIncome needed
4.4×Price ÷ income
$556Weekly cost
$7,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,411Property tax $198Condo fee $928Total carry $3,538

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,340per month

Mortgage amount $423,200 · 4.49% over 25 years

$105,800Down payment (20.0%)
$423,200Loan before insurance
$0CMHC premium
$3,466Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,340
Property tax
$198
Condo / maintenance fees
$928
Heating
$0
Estimated monthly cost
$3,466

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,055
Estimated closing costs
$7,055

Plus your down payment of $105,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,832/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,784Total interest paid
$701,984Total of all payments
Principal $423,200 Interest $278,784
YearPrincipalInterestBalance
1$9,444$18,635$413,756
2$9,873$18,207$403,883
3$10,321$17,758$393,562
4$10,790$17,290$382,772
5$11,280$16,800$371,493
6$11,792$16,288$359,701
7$12,327$15,752$347,374
8$12,887$15,193$334,487
9$13,472$14,607$321,015
10$14,084$13,996$306,932
11$14,723$13,356$292,208
12$15,392$12,688$276,817
13$16,090$11,989$260,726
14$16,821$11,258$243,905
15$17,585$10,495$226,321
16$18,383$9,696$207,938
17$19,218$8,862$188,720
18$20,090$7,989$168,629
19$21,003$7,077$147,627
20$21,956$6,123$125,671
21$22,953$5,126$102,718
22$23,995$4,084$78,723
23$25,085$2,995$53,638
24$26,224$1,856$27,414
25$27,414$665$0

At the end of your 5-year term

Total paid over the term
$140,397
Principal paid down
$51,707
Interest paid
$88,689
Balance remaining
$371,493

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.7%
Gross yield
− Property tax $2,379− Condo fees $11,139− Insurance $600− Vacancy & upkeep $4,488Net operating income $22,194

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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