33 Lorrain Hand Crescent, Georgina, ON

Keswick South, Georgina · MLS® N13670822

$1,333,990
For Sale
Listed 67 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
3Garage · 5 parking
3500-5000Sq ft

About this home

In short

  • THE LISTING PRICE IS NET OF HST REBATE, provided purchaser meets eligibility criteria Move-In-Ready, Located in Simcoe Landing, 4 Bedroom Loft 3.5 Bath, 3 Car Tandem...
  • Built by Aspen Ridge Homes, Very Spacious with lots of Natural Light, 10 ft ceiling height on Main Floor, 9 ft ceiling height on second floor, Open Concept great for...
  • Minutes to HWY 404, Public Transit, Restaurants, Shops, Schools, Multi-Use Recreation Complex, Parks, Lake Simcoe, and Beaches.

**THE LISTING PRICE IS NET OF HST REBATE, provided purchaser meets eligibility criteria** Move-In-Ready, Located in Simcoe Landing, 4 Bedroom Loft 3.5 Bath, 3 Car Tandem Garage on an irregular lot with 3557 sq ft of living space. Built by Aspen Ridge Homes, Very Spacious with lots of Natural Light, 10 ft ceiling height on Main Floor, 9 ft ceiling height on second floor, Open Concept great for entertaining, Cafe Gas Cooktop, Fridge, Built-in Wall Ovens, Hardwood Flooring, Pot Lights, Waffle Ceilings, 2nd Floor Laundry Room, Primary Bedroom with his and her walk-in closet, Glass Enclosure Shower, Soaker Tub, Comes with 7 Year Tarion Warranty. Minutes to HWY 404, Public Transit, Restaurants, Shops, Schools, Multi-Use Recreation Complex, Parks, Lake Simcoe, and Beaches.

Key facts

Property type
Detached, 2-Storey
MLS®
N13670822
Bedrooms
4
Bathrooms
4 (1 half)
Size
3500-5000 sq ft
Lot
97.01 × 147.32 ft
Cross streets
Thornlodge & Ravenshoe
Parking
3 garage · 5 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
67
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Family RoomMain4.57 × 4.88 m
Primary BedroomSecond5.67 × 3.84 m
Living RoomMain3.63 × 4.27 m
Dining RoomMain3.78 × 4.27 m
Bedroom 4Second3.84 × 3.66 m
BreakfastMain3.66 × 4.88 m
Bedroom 3Second3.84 × 3.35 m
LoftSecond3.60 × 4.27 m
OfficeMain3.05 × 2.74 m
Bedroom 2Second3.84 × 3.66 m
KitchenMain3.23 × 4.88 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.29Mlikely sale price

Listed at $1,333,990 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $1.29M, typically $1.21M to $1.45M. Comparable closings on their own put this home around $1.06M, about 21% below the ask.

Longer on the market than typical. 67 days on the market against about 31 for homes like it here, and asking 26% above where comparable closings put it.

List price
$1.21MBelow recent closings$1.45MAbove recent closings

Total price vs nearby homes. Likely closing about $1.29M, from 48 recent closings in this pocket.

The market behind the math:

48sold nearby · 90 days
$860Kmedian sold price
95%of asking, on average
+8%prices vs a year ago
~22 dayshomes like this take to sell
67days on market so far
$4,535/moest. rent · 28 leases
4.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.4 months of inventory: 6 detached homes for sale in the area against 48 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $314/sqft against an area asking average of $351/sqft.

How this estimate is builtthe short version

I take the 48 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($314/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 48 comparable homes that sold in Keswick South over the past two years, from 363 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$1.26Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.06M, which is where my estimate comes from.

Per square foot, these ask about $368/sqft; this home lists at $314/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.33MThis home1.28M1.25M1.20M1.18M1.40MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Keswick South: $860K in September 2026, up 12% from a year ago, on 167 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$739K14
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$860K13

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,080/mo
$263KIncome needed
5.1×Price ÷ income
$1,403Weekly cost
$23,155Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,080Estimated property tax $834Total carry $6,914

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,901per month

Mortgage amount $1,067,192 · 4.49% over 25 years

$266,798Down payment (20.0%)
$1,067,192Loan before insurance
$0CMHC premium
$6,734Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,901
Estimated property tax
$834
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,734

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,155
Estimated closing costs
$23,155

Plus your down payment of $266,798. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,142/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$703,014Total interest paid
$1,770,206Total of all payments
Principal $1,067,192 Interest $703,014
YearPrincipalInterestBalance
1$23,815$46,993$1,043,377
2$24,896$45,912$1,018,480
3$26,027$44,781$992,453
4$27,209$43,600$965,245
5$28,444$42,364$936,801
6$29,735$41,073$907,065
7$31,086$39,723$875,980
8$32,497$38,311$843,483
9$33,972$36,836$809,510
10$35,515$35,293$773,995
11$37,127$33,681$736,868
12$38,813$31,995$698,055
13$40,575$30,233$657,479
14$42,418$28,390$615,061
15$44,344$26,465$570,718
16$46,357$24,451$524,361
17$48,462$22,346$475,899
18$50,662$20,146$425,236
19$52,963$17,846$372,274
20$55,367$15,441$316,907
21$57,881$12,927$259,025
22$60,509$10,299$198,516
23$63,257$7,552$135,260
24$66,129$4,680$69,131
25$69,131$1,677$0

At the end of your 5-year term

Total paid over the term
$354,041
Principal paid down
$130,391
Interest paid
$223,650
Balance remaining
$936,801

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Keswick South$4,535/mo
$54,420Gross annual rent
2.8%Cap rate after taxes and upkeep
$4,067 to $4,959Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Keswick South signed at a median of $4,032 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,535. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $9,338− Insurance $1,400− Vacancy & upkeep $5,986Net operating income $37,696

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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