78 Kentledge Avenue, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13671086

$1,450,000
For Sale
Listed 67 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Live In Luxury Executive Regal Crest (2627 Sqft) Modern 4-Bed, 4-Bath Detached Home In Holland Landing.
  • With A Grand Entrance, Hardwood & Ceramics, And A Bright Kitchen Featuring A Center Island, Quartz Countertops & Pantry, This Home Is Perfect For Entertaining.
  • Cozy Up To The 2-Way Fireplace In The Great Room & Formal Dining Room.
  • Enjoy Main Floor Laundry With Garage Access, A Master Bedroom With A Walk-In Closet & Freestanding Tub In 5Pc Ensuite Bath, All Good-Sized Ensuite/Semi-Ensuite Brs W/...
  • Close to Yonge Business Area, Go train and Hwy404, School,Trail,Parks.

Live In Luxury Executive Regal Crest (2627 Sqft) Modern 4-Bed, 4-Bath Detached Home In Holland Landing. With A Grand Entrance, Hardwood & Ceramics, And A Bright Kitchen Featuring A Center Island, Quartz Countertops & Pantry, This Home Is Perfect For Entertaining. Cozy Up To The 2-Way Fireplace In The Great Room & Formal Dining Room. Enjoy Main Floor Laundry With Garage Access, A Master Bedroom With A Walk-In Closet & Freestanding Tub In 5Pc Ensuite Bath, All Good-Sized Ensuite/Semi-Ensuite Brs W/ 2 W/I Closet., And Unfinished Walk-Out Basement. Close to Yonge Business Area, Go train and Hwy404, School,Trail,Parks.

Key facts

Property type
Detached, 2-Storey
MLS®
N13671086
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
47.19 × 114.61 ft
Cross streets
Mt Albert Rd/2nd Concession Rd
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,240 / 2026
Days on market
67
Listing brokerage
MASTER`S TRUST REALTY INC.

Rooms

KitchenMain3.96 × 3.71 m

ceramic floor · quartz counter · centre island

Bedroom 4Second3.35 × 3.05 m

semi ensuite · closet · window

Family RoomMain5.59 × 3.66 m

hardwood floor · 2 way fireplace · picture window

Bedroom 2Second3.40 × 3.05 m

3 pc ensuite · closet · window

BreakfastMain3.66 × 3.35 m

ceramic floor · sliding doors · overlooks backyard

Dining RoomMain4.42 × 3.66 m

hardwood floor · 2 way fireplace · formal rm

Primary BedroomSecond5.59 × 3.66 m

5 pc ensuite · walk-in closet(s) · picture window

Bedroom 3Second3.89 × 3.83 m

semi ensuite · walk-in closet(s) · picture window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$1.37Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $480/sqft; this home lists at $527/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.45MThis home1.45M1.40M1.29M1.43M1.26MThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,609/mo
$271KIncome needed
5.3×Price ÷ income
$1,525Weekly cost
$25,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,609Property tax $520Total carry $7,129

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,414per month

Mortgage amount $1,160,000 · 4.49% over 25 years

$290,000Down payment (20.0%)
$1,160,000Loan before insurance
$0CMHC premium
$6,934Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,414
Property tax
$520
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,934

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,475
Estimated closing costs
$25,475

Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$764,152Total interest paid
$1,924,152Total of all payments
Principal $1,160,000 Interest $764,152
YearPrincipalInterestBalance
1$25,886$51,080$1,134,114
2$27,062$49,904$1,107,052
3$28,290$48,676$1,078,762
4$29,575$47,391$1,049,187
5$30,918$46,048$1,018,269
6$32,321$44,645$985,948
7$33,789$43,177$952,159
8$35,323$41,643$916,836
9$36,927$40,039$879,909
10$38,604$38,363$841,306
11$40,356$36,610$800,949
12$42,189$34,777$758,761
13$44,104$32,862$714,657
14$46,107$30,859$668,550
15$48,200$28,766$620,350
16$50,389$26,578$569,961
17$52,676$24,290$517,285
18$55,068$21,898$462,217
19$57,568$19,398$404,649
20$60,182$16,784$344,466
21$62,915$14,051$281,552
22$65,771$11,195$215,780
23$68,758$8,208$147,023
24$71,879$5,087$75,143
25$75,143$1,823$0

At the end of your 5-year term

Total paid over the term
$384,830
Principal paid down
$141,731
Interest paid
$243,100
Balance remaining
$1,018,269

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $6,240− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,430

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.

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