14 Centro Court, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13687290

$1,299,900
For Sale
Listed 38 days agoNo offer date stated
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◎ Directions
5+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft
1 schools14 transit stops2 parkswithin 1.5 km

About this home

In short

  • Cul-De-Sac location, Lake Simcoe lifestyle, and a backyard built for entertaining.
  • The main floor offers an open-concept kitchen, living and dining area, main-floor laundry and mudroom with fresh paint, updated pot lights, and popcorn ceiling...
  • The finished basement features a large recreation room, wet bar, ample storage, 3-piece bathroom and an additional bedroom-perfect for guests, teens, or extended family.
  • Enjoy your private, fully fenced backyard oasis with a heated salt-water in-ground pool, BBQ area, perennial gardens, and screened gazebo.
  • Recent improvements include a 2022 furnace, 2023 pool liner, 2025 pool equipment, 2025 repaved driveway, EV charger, and heated garage.

Cul-De-Sac location, Lake Simcoe lifestyle, and a backyard built for entertaining! Welcome to 14 Centro Court, a bright and spacious 5+1-bedroom, 4-bathroom family home just moments from beautiful Lake Simcoe. The main floor offers an open-concept kitchen, living and dining area, main-floor laundry and mudroom with fresh paint, updated pot lights, and popcorn ceiling removal adding a polished, move-in-ready feel.The finished basement features a large recreation room, wet bar, ample storage, 3-piece bathroom and an additional bedroom-perfect for guests, teens, or extended family. Enjoy your private, fully fenced backyard oasis with a heated salt-water in-ground pool, BBQ area, perennial gardens, and screened gazebo. Recent improvements include a 2022 furnace, 2023 pool liner, 2025 pool equipment, 2025 repaved driveway, EV charger, and heated garage. Set on a desirable court close to the lake, parks, recreation, amenities, French immersion schools and commuter routes, this home delivers space, comfort, and summer enjoyment in one exceptional package.

Key facts

Property type
Detached, 2-Storey
MLS®
N13687290
Bedrooms
5+1 (6 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
54.92 × 83.26 ft
Cross streets
Metro Rd N & Clarlyn Dr
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$6,505 / 2025
Days on market
38
Listing brokerage
KELLER WILLIAMS REALTY CENTRES
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.25Mlikely sale price

Listed at $1,299,900. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $1.25M, if it sells. A realistic range is $1.17M to $1.41M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.17MBelow recent closings$1.41MAbove recent closings

Total price vs nearby homes. Likely closing about $1.25M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$928Kmedian sold price
93%of asking, on average
+9%prices vs a year ago
~43 dayshomes like this take to sell
38days on market so far
$3,983/moest. rent · 8 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 5 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $578/sqft against an area asking average of $724/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.01M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Lakeside PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Metro Road / Ferncroft Drive is about a 2-minute walk away. Worth weighing if transit access matters to you.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($578/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Historic Lakeshore Communities, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 133 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.15Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.06M, which is where my estimate comes from.

Per square foot, these ask about $573/sqft; this home lists at $578/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.20M1.23M879k1.14M1.32MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

8/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Metro Road / Ferncroft Drive, about 189 m away

14 transit stops2 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Keswick South
$888K
Sutton & Jackson's Point
$776K
Virginia
$919K
Baldwin
$862K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lakeside PS
64%
Lakeside PSPublic · Elementary · JK-8 · 1.7 km awayBelow the GTA average · 64% meet the provincial standard

Affordability & Mortgage

Affordability
$5,925/mo
$246KIncome needed
5.3×Price ÷ income
$1,367Weekly cost
$22,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,925Property tax $542Total carry $6,467

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,039,920 · 4.49% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,292Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$542
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,292

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Estimated closing costs
$22,473

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,959/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,049Total interest paid
$1,724,969Total of all payments
Principal $1,039,920 Interest $685,049
YearPrincipalInterestBalance
1$23,207$45,792$1,016,713
2$24,260$44,738$992,453
3$25,362$43,637$967,091
4$26,513$42,485$940,578
5$27,717$41,282$912,861
6$28,976$40,023$883,885
7$30,291$38,708$853,594
8$31,667$37,332$821,928
9$33,104$35,894$788,823
10$34,607$34,391$754,216
11$36,179$32,820$718,037
12$37,821$31,177$680,216
13$39,539$29,460$640,677
14$41,334$27,665$599,344
15$43,211$25,788$556,133
16$45,172$23,826$510,961
17$47,223$21,775$463,737
18$49,368$19,631$414,370
19$51,609$17,390$362,760
20$53,952$15,046$308,808
21$56,402$12,597$252,406
22$58,963$10,036$193,443
23$61,640$7,359$131,803
24$64,439$4,560$67,365
25$67,365$1,634$0

At the end of your 5-year term

Total paid over the term
$344,994
Principal paid down
$127,059
Interest paid
$217,935
Balance remaining
$912,861

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Historic Lakeshore Communities$3,983/mo
$47,796Gross annual rent
2.7%Cap rate after taxes and upkeep
$3,665 to $4,302Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Historic Lakeshore Communities signed at a median of $3,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,983. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $6,505− Insurance $1,400− Vacancy & upkeep $5,258Net operating income $34,634

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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