28 Ailsa Drive, Georgina, ON

Keswick North, Georgina · MLS® N13687336

$895,000
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Awesome, 2-storey detached home with 3 spacious bedrooms, 3 baths , Huge Driveway .Located On A Quiet Crescent Just Steps To The Park In The Desirable...
  • All New Windows , Renovated 3 Washrooms ,New Hardwood On The Second Floor , New Wooden Stairs And Risers .The Impressive 132-Ft-Deep Fully Fenced Backyard Offers...
  • Open Concept ,Full Of Windows , Finished Basement Provide Comfortable Living Space Throughout.

Awesome, 2-storey detached home with 3 spacious bedrooms, 3 baths , Huge Driveway .Located On A Quiet Crescent Just Steps To The Park In The Desirable, Family-Friendly Neighborhood Of Keswick By The Lake. All New Windows , Renovated 3 Washrooms ,New Hardwood On The Second Floor , New Wooden Stairs And Risers .The Impressive 132-Ft-Deep Fully Fenced Backyard Offers Plenty Of Space For Entertaining, Gardening, And Outdoor Play. Open Concept ,Full Of Windows , Finished Basement Provide Comfortable Living Space Throughout. Parks, Schools ,Trails, Shopping, And Everyday Amenities - An Ideal Location For Families.

Key facts

Property type
Detached, 2-Storey
MLS®
N13687336
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
44.77 × 131.92 ft
Cross streets
Wexford Dr & Natanya Blvd
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$5,513 / 2026
Days on market
62
Listing brokerage
ROYAL TEAM REALTY INC.

Rooms

Bedroom 2Second3.35 × 3.32 m

hardwood floor · closet · window

BreakfastMain2.84 × 2.78 m

Laminate

KitchenMain3.07 × 2.78 m

laminate · window

Bedroom 4Basement3.14 × 2.99 m

broadloom · window

Dining RoomMain3.31 × 2.96 m

Laminate

RecreationBasement6.41 × 3.45 m

broadloom · window

Living RoomMain5.31 × 5.26 m

laminate · open concept · w/o to yard

Family RoomMain5.31 × 5.26 m

laminate · combined w/living · fireplace

Bedroom 3Second3.52 × 3.31 m

hardwood floor · closet · window

Primary BedroomSecond4.95 × 4.55 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$708kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $545/sqft; this home lists at $688/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
895kThis home725k700k699kThis home vs active comparables

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,079/mo
$174KIncome needed
5.1×Price ÷ income
$941Weekly cost
$14,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,079Property tax $459Total carry $4,539

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,959per month

Mortgage amount $716,000 · 4.49% over 25 years

$179,000Down payment (20.0%)
$716,000Loan before insurance
$0CMHC premium
$4,418Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,959
Property tax
$459
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,418

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,375
Estimated closing costs
$14,375

Plus your down payment of $179,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,792/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$471,666Total interest paid
$1,187,666Total of all payments
Principal $716,000 Interest $471,666
YearPrincipalInterestBalance
1$15,978$31,529$700,022
2$16,704$30,803$683,318
3$17,462$30,045$665,856
4$18,255$29,252$647,602
5$19,084$28,423$628,518
6$19,950$27,557$608,568
7$20,856$26,651$587,712
8$21,803$25,704$565,909
9$22,793$24,714$543,116
10$23,828$23,679$519,289
11$24,910$22,597$494,379
12$26,041$21,466$468,339
13$27,223$20,284$441,116
14$28,459$19,048$412,657
15$29,751$17,756$382,906
16$31,102$16,405$351,804
17$32,514$14,993$319,290
18$33,990$13,516$285,299
19$35,534$11,973$249,766
20$37,147$10,360$212,619
21$38,834$8,673$173,785
22$40,597$6,910$133,188
23$42,440$5,067$90,748
24$44,367$3,140$46,381
25$46,381$1,125$0

At the end of your 5-year term

Total paid over the term
$237,533
Principal paid down
$87,482
Interest paid
$150,051
Balance remaining
$628,518

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $5,513− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,651

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL TEAM REALTY INC.. MLS®/PropTx.

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