38 Iveagh Drive, Georgina, ON

Keswick North, Georgina · MLS® N13690206

$724,900
For Sale
Listed 61 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
3Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

See Additional Remarks To Data Form

Key facts

Property type
Detached, 2-Storey
MLS®
N13690206
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
49.21 × 98.58 ft
Cross streets
Woodbine/Arlington
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,659 / 2025
Days on market
61
Listing brokerage
RE/MAX COMMUNITY REALTY INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$701Klikely sale price

Listed at $724,900. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $701K, if it sells. A realistic range is $657K to $790K.

Independent value check: $710K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $666K and $744K).

Why $710K. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,659 a year; the typical home sold here pays about $5,300.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$657KBelow recent closings$790KAbove recent closings

Total price vs nearby homes. Likely closing about $701K, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$781Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
61days on market so far
$3,355/moest. rent · 33 leases
5.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 6 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $558/sqft against an area asking average of $513/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $691K. Condition and finishes remain an in-person call.

Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$765kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $588/sqft; this home lists at $558/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
725kThis home700k699k895kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$930K11
November 2025$808K8
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$760K15
August 2026$849K7
September 2026$780K13

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,304/mo
$142KIncome needed
5.1×Price ÷ income
$762Weekly cost
$10,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,304Property tax $388Total carry $3,692

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,206per month

Mortgage amount $579,920 · 4.49% over 25 years

$144,980Down payment (20.0%)
$579,920Loan before insurance
$0CMHC premium
$3,595Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,206
Property tax
$388
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,595

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,973
Estimated closing costs
$10,973

Plus your down payment of $144,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,881/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$382,023Total interest paid
$961,943Total of all payments
Principal $579,920 Interest $382,023
YearPrincipalInterestBalance
1$12,941$25,536$566,979
2$13,529$24,949$553,450
3$14,143$24,335$539,307
4$14,785$23,692$524,521
5$15,457$23,021$509,064
6$16,158$22,319$492,906
7$16,892$21,586$476,014
8$17,659$20,819$458,355
9$18,461$20,017$439,894
10$19,299$19,179$420,595
11$20,175$18,302$400,419
12$21,091$17,386$379,328
13$22,049$16,429$357,279
14$23,050$15,428$334,229
15$24,097$14,381$310,132
16$25,191$13,287$284,941
17$26,335$12,143$258,607
18$27,530$10,947$231,077
19$28,780$9,697$202,296
20$30,087$8,391$172,209
21$31,453$7,025$140,756
22$32,881$5,597$107,875
23$34,374$4,104$73,501
24$35,935$2,543$37,566
25$37,566$911$0

At the end of your 5-year term

Total paid over the term
$192,389
Principal paid down
$70,856
Interest paid
$121,533
Balance remaining
$509,064

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Keswick North$3,355/mo
$40,260Gross annual rent
4.1%Cap rate after taxes and upkeep
$2,994 to $3,625Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Keswick North signed at a median of $3,150 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,355. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $4,659− Insurance $1,400− Vacancy & upkeep $4,429Net operating income $29,773

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

CallRequest a showing