164-190 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13692278

$1,029,000
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1600-1799Sq ft

About this home

In short

  • Welcome to this beautifully renovated condo townhouse located in a quiet, family-friendly complex in prime Richmond Hill.
  • Offering approximately 1,750 square feet of living space across two levels, this home has been thoughtfully updated with modern finishes throughout.
  • The main floor features nine-foot smooth ceilings, hardwood flooring, LED pot lights, and California shutters.
  • A bright open-concept great room with a walkout to the backyard flows seamlessly into the spacious kitchen, which has been fully renovated with newly resurfaced...
  • The second level provides matching quality laminate flooring with no carpet and includes a large primary bedroom with a walk-in closet complete with organisers and a...

Welcome to this beautifully renovated condo townhouse located in a quiet, family-friendly complex in prime Richmond Hill. Offering approximately 1,750 square feet of living space across two levels, this home has been thoughtfully updated with modern finishes throughout. The main floor features nine-foot smooth ceilings, hardwood flooring, LED pot lights, and California shutters. A bright open-concept great room with a walkout to the backyard flows seamlessly into the spacious kitchen, which has been fully renovated with newly resurfaced cabinets, quartz counters and matching backsplash, abundant storage, and stainless steel appliances. The second level provides matching quality laminate flooring with no carpet and includes a large primary bedroom with a walk-in closet complete with organisers and a private five-piece ensuite Recent upgrades include a new furnace, tankless water heater, central air conditioner with humidifier, and attic spray foam insulation, all completed in 2022. Additional features include dimmable lighting, smooth ceilings throughout, and carefully selected finishes that create a clean and modern feel Residents enjoy a well-maintained and fully fenced complex with water included in the 'maintenance fees. The location s highly convenient, within walking distance to Yonge Street, Hillcrest Mall, parks, the library, schools, the community centre, and public transit. This is a move-in ready home in one of Richmond Hills most desirable communities that is situated within top-rated school zones.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
N13692278
Bedrooms
3
Bathrooms
3 (1 half)
Size
1600-1799 sq ft
Cross streets
Yonge/Major Mackenzie
Parking
1 garage · 2 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$601/mo
Exposure
East
Property tax
$4,241 / 2026
Days on market
61
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Family RoomGround4.23 × 2.80 m

gas fireplace · hardwood floor · w/o to yard

Dining RoomGround3.95 × 3.05 m

combined w/living · hardwood floor · pot lights

KitchenGround5.81 × 2.41 m

quartz counter · backsplash · stainless steel appl

FoyerGround3.49 × 1.70 m

ceramic floor · large closet

Bedroom 2Second4.69 × 2.70 m

double closet · laminate · bay window

Bedroom 3Second3.06 × 2.77 m

double closet · bay window · large closet

Primary BedroomSecond5.48 × 3.06 m

5 pc ensuite · laminate · walk-in closet(s)

Living RoomGround3.34 × 2.80 m

combined w/dining · hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$659K
Observatory
$679K
Langstaff
$646K
Westbrook
$912K
Doncrest
$961K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,690/mo
$204KIncome needed
5.0×Price ÷ income
$1,082Weekly cost
$17,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $4,690Property tax $353Condo fee $601Total carry $5,645

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,552per month

Mortgage amount $823,200 · 4.49% over 25 years

$205,800Down payment (20.0%)
$823,200Loan before insurance
$0CMHC premium
$5,506Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,552
Property tax
$353
Condo / maintenance fees
$601
Heating
$0
Estimated monthly cost
$5,506

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,055
Estimated closing costs
$17,055

Plus your down payment of $205,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,509/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$542,284Total interest paid
$1,365,484Total of all payments
Principal $823,200 Interest $542,284
YearPrincipalInterestBalance
1$18,370$36,249$804,830
2$19,204$35,415$785,625
3$20,076$34,543$765,549
4$20,988$33,631$744,561
5$21,941$32,679$722,620
6$22,937$31,682$699,683
7$23,978$30,641$675,705
8$25,067$29,552$650,637
9$26,205$28,414$624,432
10$27,395$27,224$597,037
11$28,639$25,980$568,398
12$29,939$24,680$538,459
13$31,299$23,321$507,160
14$32,720$21,900$474,440
15$34,205$20,414$440,235
16$35,758$18,861$404,476
17$37,382$17,237$367,094
18$39,079$15,540$328,015
19$40,854$13,766$287,161
20$42,709$11,911$244,452
21$44,648$9,972$199,805
22$46,675$7,944$153,130
23$48,794$5,825$104,335
24$51,010$3,610$53,326
25$53,326$1,294$0

At the end of your 5-year term

Total paid over the term
$273,097
Principal paid down
$100,580
Interest paid
$172,517
Balance remaining
$722,620

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $4,241− Condo fees $7,217− Insurance $600− Vacancy & upkeep $7,194Net operating income $46,147

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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