46 Metro Road, Georgina, ON

Keswick North, Georgina · MLS® N13692800

$318,000
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
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About this home

In short

  • Build your dream home on this newly created lot in the desirable Keswick waterfront community.
  • New survey, topographic survey, and Phase One Environmental Site Assessment have already been completed, making this an outstanding opportunity to build your custom...

Build your dream home on this newly created lot in the desirable Keswick waterfront community. Just steps to Lake Simcoe, public transportation, shopping, parks, and schools. Water and sewer services are available at the property line. New survey, topographic survey, and Phase One Environmental Site Assessment have already been completed, making this an outstanding opportunity to build your custom home in an established neighborhood close to all amenities.

Key facts

Property type
Other, Other
MLS®
N13692800
Lot
51.15 × 32.26 ft
Cross streets
METRO RD S/SIMCOE AVE
Sewer
Sewer
Property tax
$1,583 / 2026
Days on market
62
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$330kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $692K, which is where my estimate comes from.

The 4 closest active listings nearby.

See all comparable homes
318kThis home300k300k300k420kThis home vs active comparables

Sold price trend

Median sold price for homes in Keswick North: $770K in September 2026, down 3% from a year ago, on 107 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$898K12
November 2025$755K12
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$746K16
August 2026$849K7
September 2026$770K14

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.03M
Baldwin
$912K
Sutton & Jackson's Point
$624K
Virginia
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,449/mo
$63KIncome needed
5.0×Price ÷ income
$334Weekly cost
$3,245Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $1,449Property tax $132Total carry $1,581

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,407per month

Mortgage amount $254,400 · 4.49% over 25 years

$63,600Down payment (20.0%)
$254,400Loan before insurance
$0CMHC premium
$1,539Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,407
Property tax
$132
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,539

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,245
Estimated closing costs
$3,245

Plus your down payment of $63,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$167,586Total interest paid
$421,986Total of all payments
Principal $254,400 Interest $167,586
YearPrincipalInterestBalance
1$5,677$11,202$248,723
2$5,935$10,945$242,788
3$6,204$10,675$236,584
4$6,486$10,393$230,098
5$6,781$10,099$223,317
6$7,088$9,791$216,229
7$7,410$9,469$208,818
8$7,747$9,133$201,072
9$8,098$8,781$192,973
10$8,466$8,413$184,507
11$8,851$8,029$175,656
12$9,252$7,627$166,404
13$9,672$7,207$156,732
14$10,112$6,768$146,620
15$10,571$6,309$136,049
16$11,051$5,829$124,998
17$11,552$5,327$113,446
18$12,077$4,802$101,369
19$12,625$4,254$88,744
20$13,199$3,681$75,545
21$13,798$3,082$61,747
22$14,424$2,455$47,323
23$15,079$1,800$32,244
24$15,764$1,116$16,480
25$16,480$400$0

At the end of your 5-year term

Total paid over the term
$84,397
Principal paid down
$31,083
Interest paid
$53,314
Balance remaining
$223,317

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 122 whole-home leases in Keswick North$3,515/mo
$42,180Gross annual rent
10.9%Cap rate after taxes and upkeep
$2,966 to $3,886Typical rent range
~30 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 122 whole-home leases in Keswick North signed at a median of $3,515 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,515. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

13.3%
Gross yield
− Property tax $1,583− Insurance $1,400− Vacancy & upkeep $4,640Net operating income $34,557

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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