184 Frederick Street, Georgina, ON

Keswick North, Georgina · MLS® N14025798

$299,900
For Sale
Listed 6 days agoNo offer date stated
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About this home

In short

  • Attention Builders & Investors.
  • Convenient centre of Town location - walk to all amenities, public transit & Lake Simcoe.
  • Currently 3 lots in total for sale - a 4th lot will be available at a later date.

Attention Builders & Investors! Vacant lot with approval to build a semi-detached home. See artist renderings attached. Convenient centre of Town location - walk to all amenities, public transit & Lake Simcoe. Currently 3 lots in total for sale - a 4th lot will be available at a later date.

Key facts

Property type
Other, Other
MLS®
N14025798
Lot
50 × 75 ft
Cross streets
Metro Road N and Frederick Street
Days on market
6
Listing brokerage
RE/MAX ALL-STARS REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$327kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.

The 5 closest active listings nearby.

See all comparable homes
300kThis home300k300k299k318k420kThis home vs active comparables

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$851K
Historic Lakeshore Communities
$1.02M
Baldwin
$1.40M
Sutton & Jackson's Point
$624K
Virginia
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,367/mo
$62KIncome needed
4.8×Price ÷ income
$315Weekly cost
$2,974Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $1,367Estimated property tax $187Total carry $1,554

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,327per month

Mortgage amount $239,920 · 4.49% over 25 years

$59,980Down payment (20.0%)
$239,920Loan before insurance
$0CMHC premium
$1,514Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,327
Estimated property tax
$187
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,514

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,974
Estimated closing costs
$2,974

Plus your down payment of $59,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,606/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$158,048Total interest paid
$397,968Total of all payments
Principal $239,920 Interest $158,048
YearPrincipalInterestBalance
1$5,354$10,565$234,566
2$5,597$10,322$228,969
3$5,851$10,067$223,118
4$6,117$9,802$217,001
5$6,395$9,524$210,606
6$6,685$9,234$203,921
7$6,988$8,930$196,933
8$7,306$8,613$189,627
9$7,637$8,281$181,989
10$7,984$7,934$174,005
11$8,347$7,572$165,658
12$8,726$7,193$156,933
13$9,122$6,797$147,811
14$9,536$6,383$138,275
15$9,969$5,950$128,305
16$10,422$5,497$117,884
17$10,895$5,024$106,989
18$11,390$4,529$95,599
19$11,907$4,012$83,692
20$12,447$3,471$71,245
21$13,013$2,906$58,233
22$13,603$2,315$44,629
23$14,221$1,698$30,408
24$14,867$1,052$15,542
25$15,542$377$0

At the end of your 5-year term

Total paid over the term
$79,594
Principal paid down
$29,314
Interest paid
$50,280
Balance remaining
$210,606

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
8.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.6%
Gross yield
− Property tax $2,099− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $24,803

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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