7164 Old Shiloh Road, Georgina, ON

Baldwin, Georgina · MLS® N13709180

$629,900
For Sale
Listed 27 days agoNo offer date stated
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3Bedrooms
1Bathrooms
4Parking
700-1100Sq ft

About this home

In short

  • Charming Cedarbrae Village Home - Updated, Stylish & Move-In Ready.
  • The recently renovated kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, stylish backsplash, a convenient breakfast...
  • Numerous updates provide peace of mind, including newer windows, laminate flooring, furnace, updated eavestroughs, and new shingles in 2025.
  • The entry doors, decks, interlock, and pool have also been updated.
  • Enjoy the charm of village living while remaining conveniently close to Keswick, Sutton, Highway 48 and Highway 404.

Charming Cedarbrae Village Home - Updated, Stylish & Move-In Ready!Welcome to this fabulous 3-bedroom home nestled in the quaint village of Cedarbrae, where charm, comfort, and thoughtful updates come together beautifully. From the moment you step inside the enclosed entry porch/mudroom, you'll appreciate the warmth and character this home has to offer.The inviting living room features a French-door entry, while gorgeous wood ceilings and a striking reclaimed brick feature wall create a cozy, distinctive atmosphere in the family room. The recently renovated kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, stylish backsplash, a convenient breakfast area, and a walkout to your sun-drenched deck and private pool-perfect for relaxing or hosting family and friends on warm summer days.Upstairs, the character continues with beautiful wood ceilings and doors. The updated bathroom adds modern convenience, while attic access with convenient fold-down stairs and recently added insulation provides excellent storage and functionality.Numerous updates provide peace of mind, including newer windows, laminate flooring, furnace, updated eavestroughs, and new shingles in 2025. The entry doors, decks, interlock, and pool have also been updated. A recently added heat pump with air conditioning keeps the home comfortable throughout the seasons.The basement offers plenty of storage and flexible space, currently being used as a home office-ideal for today's work-from-home lifestyle.Enjoy the charm of village living while remaining conveniently close to Keswick, Sutton, Highway 48 and Highway 404. A wonderful opportunity to own a character-filled, extensively updated home with fantastic outdoor living space!

Key facts

Property type
Detached, 2-Storey
MLS®
N13709180
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
45 × 100 ft
Cross streets
Ravenshoe/Park Rd
Parking
4 parking
Driveway
Private Double
Basement
Full
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Concrete
Foundation
Poured Concrete, Stone
Roof
Shingles
Sewer
Holding Tank
Pool
Above Ground
Property tax
$3,121 / 2025
Days on market
27
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

Bedroom 3Second3.17 × 2.36 m

laminate · window

KitchenMain5.60 × 3.40 m

laminate · renovated · stainless steel appl

Living RoomMain4.58 × 3.90 m

laminate · open concept · window

Bedroom 2Second3.58 × 2.30 m

laminate · window

Primary BedroomSecond3.66 × 2.51 m

laminate · window · closet

FoyerMain2.20 × 1.85 m
BreakfastMain5.60 × 3.40 m

laminate · combined w/kitchen · w/o to sundeck

Our TakeTeam Asgarian · Broker
A small discount is typical
$607Klikely sale price

Listed at $629,900. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $607K, if it sells. A realistic range is $569K to $684K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$569KBelow recent closings$684KAbove recent closings

Total price vs nearby homes. Likely closing about $607K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$730Kmedian sold price
90%of asking, on average
−23%prices vs a year ago
~45 dayshomes like this take to sell
27days on market so far
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 6 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $700/sqft against an area asking average of $596/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $553K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Baldwin, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.

What sellers nearby are askingCurrently listed nearby in Baldwin · asking prices
$615kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $499K, which is where my estimate comes from.

Per square foot, these ask about $547/sqft; this home lists at $700/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
630kThis home650k600k595kThis home vs active comparables

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$609K
Sutton & Jackson's Point
$776K
Pefferlaw
$944K
Keswick North
$995K
Historic Lakeshore Communities
$934K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 9.5 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$2,871/mo
$121KIncome needed
5.2×Price ÷ income
$663Weekly cost
$9,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,871Property tax $260Total carry $3,131

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,758per month

Mortgage amount $503,920 · 4.39% over 25 years

$125,980Down payment (20.0%)
$503,920Loan before insurance
$0CMHC premium
$3,018Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,758
Property tax
$260
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,018

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,073
Estimated closing costs
$9,073

Plus your down payment of $125,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,342/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$323,578Total interest paid
$827,498Total of all payments
Principal $503,920 Interest $323,578
YearPrincipalInterestBalance
1$11,403$21,697$492,517
2$11,909$21,191$480,608
3$12,438$20,662$468,170
4$12,990$20,110$455,180
5$13,566$19,534$441,614
6$14,168$18,932$427,446
7$14,797$18,303$412,649
8$15,454$17,646$397,195
9$16,140$16,960$381,055
10$16,856$16,244$364,199
11$17,604$15,496$346,595
12$18,385$14,714$328,209
13$19,201$13,898$309,008
14$20,054$13,046$288,954
15$20,944$12,156$268,010
16$21,873$11,227$246,137
17$22,844$10,256$223,293
18$23,858$9,242$199,435
19$24,917$8,183$174,519
20$26,023$7,077$148,496
21$27,177$5,923$121,319
22$28,384$4,716$92,935
23$29,643$3,457$63,292
24$30,959$2,141$32,333
25$32,333$767$0

At the end of your 5-year term

Total paid over the term
$165,500
Principal paid down
$62,306
Interest paid
$103,194
Balance remaining
$441,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $3,121− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,965

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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