55 Linda Road, Georgina, ON
Baldwin, Georgina · MLS® N13752606
About this home
In short
- Welcome to your own private retreat at 55 Linda Road in Charming Udora.
- Nestled on a peaceful, tree-lined lot with no rear neighbours, this charming 2-storey, 3-bedroom, 2-bathroom home offers the perfect blend of privacy, nature, and...
Welcome to your own private retreat at 55 Linda Road in Charming Udora! Nestled on a peaceful, tree-lined lot with no rear neighbours, this charming 2-storey, 3-bedroom, 2-bathroom home offers the perfect blend of privacy, nature, and opportunity. Imagine stepping through your backyard gate onto scenic walking trails that lead all the way to the beautiful Pefferlaw River. Whether it's morning walks, family adventures, or simply enjoying the sounds of nature, this home offers a lifestyle that's hard to find. Private lot surrounded by mature trees with Direct access to walking trails & the Pefferlaw River. Separate sauna house with exciting potential as a guest suite, studio, or personal retreat. A wonderful opportunity to update and make this home truly your own. Located in a welcoming, family-friendly neighbourhood, If you've been dreaming of a home where nature is your backyard and the possibilities are endless, this could be the one.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13752606
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 70.02 × 232.52 ft
- Cross streets
- Kalevi Rd & Linda Rd
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Hardboard
- Foundation
- Block
- Roof
- Asphalt Shingle, Shingles
- Sewer
- Septic
- Property tax
- $3,193 / 2025
- Days on market
- 13
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
w/o to deck · w/o to yard
eat-in kitchen · open concept · wood stove
w/o to deck · overlooks backyard · double closet
Listed at $599,995. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $578K, if it sells. A realistic range is $542K to $651K.
Independent value check: $562K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $526K and $588K).
Why $562K. The typical detached home sold in Baldwin over the past year went for about $840K (19 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,193 a year; the typical home sold here pays about $5,000.
- ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it3 bedrooms and 2 baths, against 3+1.5 and 3 typically.
Total price vs nearby homes. Likely closing about $578K, from 5 recent closings in this pocket.
The market behind the math:
About 3.6 months of inventory: 6 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $462/sqft against an area asking average of $635/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $528K. Condition and finishes remain an in-person call.
Schools & getting aroundcatchment and transit
The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($462/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $562K, which is where my estimate comes from.
Per square foot, these ask about $654/sqft; this home lists at $462/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Baldwin, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $479,996 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,627
- Property tax
- $266
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,893
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,475
- Estimated closing costs
- $8,475
Plus your down payment of $119,999. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $157,642
- Principal paid down
- $59,348
- Interest paid
- $98,295
- Balance remaining
- $420,648
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.