10342 Ravenshoe Road, Georgina, ON

Baldwin, Georgina · MLS® N13780116

$595,000
For Sale
Listed 7 days agoNo offer date stated
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3Bedrooms
2Bathrooms
3Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 10342 Ravenshoe Road, a charming freshly painted century home where timeless character meets an exceptional property with space to enjoy small town living...
  • This inviting 3 bedroom, 2 bathroom home is situated on an impressive double wide lot spanning almost half an acre, offering a rare amount of outdoor space and...

Welcome to 10342 Ravenshoe Road, a charming freshly painted century home where timeless character meets an exceptional property with space to enjoy small town living and a more relaxed, country inspired lifestyle! This inviting 3 bedroom, 2 bathroom home is situated on an impressive double wide lot spanning almost half an acre, offering a rare amount of outdoor space and endless possibilities. The updated electrical panel provides added peace of mind, while the owned hot water tank offers an additional benefit for the next owner. Full of warmth and character you expect from a century home, this property provides a wonderful opportunity for those who appreciate a home with history and personality. Outside is where this property truly sets itself apart. The expansive lot offers plenty of room for entertaining, gardening, children & pets to play, or simply enjoying your own private outdoor retreat. Adding even more versatility is a separate bunkie house-ideal as a guest space, home office, studio, hobby room or quiet getaway along with a separate greenhouse that's perfect for anyone with a green thumb. A special opportunity for buyers seeking charm, space, small town living & the freedom of a country lifestyle with endless possibilities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13780116
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
132 × 165 ft
Cross streets
Ravenshoe Rd and Victoria Rd
Parking
3 parking
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Metal
Sewer
Septic
Property tax
$3,717 / 2025
Days on market
7
Listing brokerage
LPT REALTY

Rooms

RecreationBasement7.26 × 5.94 m
Bedroom 2Upper4.07 × 2.82 m

laminate · large window · closet

Dining RoomMain4.51 × 2.65 m

parquet · w/o to yard · large window

KitchenMain3.10 × 2.46 m

laminate · large window · breakfast area

BreakfastMain9.40 × 2.46 m

laminate · combined w/kitchen · large window

Primary BedroomUpper4.80 × 2.84 m

2 pc bath · laminate · large window

LaundryBasement4.52 × 4.50 m
Living RoomMain5.94 × 4.45 m

laminate · w/o to deck · large window

Bedroom 3Upper2.59 × 2.26 m

laminate · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$573Klikely sale price

Listed at $595,000. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $573K, if it sells. A realistic range is $537K to $646K.

Independent value check: $631K. Without looking at the asking price, our model values the home itself about 6% above the ask (homes like it typically land between $592K and $662K).

Why $631K. The typical detached home sold in Baldwin over the past year went for about $840K (19 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,717 a year; the typical home sold here pays about $5,000.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it3 bedrooms and 2 baths, against 3+1.5 and 3 typically.
List price
$537KBelow recent closings$646KAbove recent closings

Total price vs nearby homes. Likely closing about $573K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$730Kmedian sold price
90%of asking, on average
−23%prices vs a year ago
~45 dayshomes like this take to sell
7days on market so far
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 6 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $458/sqft against an area asking average of $636/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $535K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.

What sellers nearby are askingCurrently listed nearby in Baldwin · asking prices
$862kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $631K, which is where my estimate comes from.

Per square foot, these ask about $654/sqft; this home lists at $458/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
595kThis home600k650k630k1.23M1.20MThis home vs active comparables

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$944K
Virginia
$609K
Sutton & Jackson's Point
$776K
Keswick North
$995K
Historic Lakeshore Communities
$934K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 8.9 km awayBelow the GTA average · 66% meet the provincial standard
Sutton District HSEQAO results not published
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Affordability
$2,712/mo
$117KIncome needed
5.1×Price ÷ income
$626Weekly cost
$8,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,712Property tax $310Total carry $3,022

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,606per month

Mortgage amount $476,000 · 4.39% over 25 years

$119,000Down payment (20.0%)
$476,000Loan before insurance
$0CMHC premium
$2,915Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,606
Property tax
$310
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,915

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,375
Estimated closing costs
$8,375

Plus your down payment of $119,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,157/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,650Total interest paid
$781,650Total of all payments
Principal $476,000 Interest $305,650
YearPrincipalInterestBalance
1$10,771$20,495$465,229
2$11,249$20,017$453,979
3$11,749$19,517$442,231
4$12,270$18,996$429,961
5$12,815$18,451$417,146
6$13,383$17,883$403,763
7$13,977$17,289$389,785
8$14,598$16,668$375,188
9$15,246$16,020$359,942
10$15,922$15,344$344,020
11$16,629$14,637$327,391
12$17,367$13,899$310,025
13$18,138$13,128$291,887
14$18,943$12,323$272,944
15$19,783$11,483$253,161
16$20,661$10,605$232,500
17$21,578$9,688$210,922
18$22,536$8,730$188,386
19$23,536$7,730$164,849
20$24,581$6,685$140,269
21$25,672$5,594$114,597
22$26,811$4,455$87,786
23$28,001$3,265$59,785
24$29,244$2,022$30,542
25$30,542$724$0

At the end of your 5-year term

Total paid over the term
$156,330
Principal paid down
$58,854
Interest paid
$97,476
Balance remaining
$417,146

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,717− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,447

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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