23276 Highway 48 Road, Georgina, ON
Baldwin, Georgina · MLS® N13590936
About this home
In short
- Welcome to 23276 Highway 48 in Georgina - a rare opportunity to enjoy peaceful country living just minutes from town.
- Situated on a 9.99-acre lot, this well-maintained property offers space, convenience, and exceptional lifestyle value.
- Highlights: Prime location with direct access to Highway 48, ideal for commuting or business use; Flat, usable land with excellent potential for future expansion or...
- This property consists of TWO SEPARATE PINs, offering exceptional flexibility and exciting future potential for redevelopment or separate disposition, subject to...
Welcome to 23276 Highway 48 in Georgina - a rare opportunity to enjoy peaceful country living just minutes from town. Situated on a 9.99-acre lot, this well-maintained property offers space, convenience, and exceptional lifestyle value. The home is clean, well-kept, and move-in ready, featuring a flexible layout with multiple levels of living space, ideal for families, extended living, or rental potential. Bright principal rooms and walkouts create a warm and inviting atmosphere. The grounds are meticulously maintained, with beautifully cared-for front and backyard spaces. The property also includes established areas for raising poultry (chickens and ducks), along with a fruit orchard and vegetable garden, perfect for those seeking a hobby farm or self-sufficient lifestyle. A standout feature of the property is the presence of two natural ponds - including a larger scenic pond that attracts wildlife such as ducks returning year after year. This creates a truly tranquil and picturesque setting. Highlights: Prime location with direct access to Highway 48, ideal for commuting or business use; Flat, usable land with excellent potential for future expansion or additional structures; Beautiful natural ponds, enhancing privacy, scenery, and lifestyle appeal. This is an excellent opportunity for families, investors, or anyone looking to enjoy the charm of rural living with convenient access to urban amenities. Rarely offered! This property consists of TWO SEPARATE PINs, offering exceptional flexibility and exciting future potential for redevelopment or separate disposition, subject to municipal and legal approvals.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13590936
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 111.06 × 368 ft
- Cross streets
- Hwy 48 & Ravenshoe Rd
- Parking
- 2 garage (attached)
- Driveway
- Available, Front Yard Parking, Private
- Basement
- Finished, Walk-Out, Finished with Walk-Out
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick, Aluminum Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $7,014 / 2025
- Days on market
- 62
- Listing brokerage
- RE/MAX IMPERIAL REALTY INC.
Rooms
2 Pc Bath
Overlook Water
carpet free · brick fireplace
walk-out · overlook water
Listed at $1,229,000. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $1.18M, if it sells. A realistic range is $1.11M to $1.33M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $1.18M, from 5 recent closings in this pocket.
The market behind the math:
About 3.6 months of inventory: 6 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $702/sqft against an area asking average of $595/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $903K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is Keswick HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Baldwin, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $935K, which is where my estimate comes from.
Per square foot, these ask about $535/sqft; this home lists at $702/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Baldwin, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $983,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,382
- Property tax
- $585
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,966
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,055
- Estimated closing costs
- $21,055
Plus your down payment of $245,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $322,907
- Principal paid down
- $121,565
- Interest paid
- $201,342
- Balance remaining
- $861,635
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX IMPERIAL REALTY INC.. MLS®/PropTx.