16-275 Old Homestead Road, Georgina, ON
Keswick North, Georgina · MLS® N13718358
About this home
In short
- Meticulous care is evident as soon as you step inside.
- With two bedrooms, the option for a third bedroom in the finished basement and three renovated bathrooms, there is plenty of room to start out, grow and make this...
- Roof and kitchen renovation, 2016.
- Basement renovation, 2019.
- Second floor bathroom renovation, 2023.
Meticulous care is evident as soon as you step inside. Rarely offered, this beautiful condo townhome welcomes you from the moment you cross the threshold. End unit with private terrace, feels like you are in a freehold home. With two bedrooms, the option for a third bedroom in the finished basement and three renovated bathrooms, there is plenty of room to start out, grow and make this home your own. As the first unit in the building, you will enjoy uncommon privacy and a beautifully landscaped, fully fenced, low maintenance stone patio. Like your own secret garden, it even has a beautiful gate so you can begin your day right from your backyard. Lake Simcoe is just steps away, while shops, restaurants and everyday amenities are all within walking distance. Two parking spaces make coming and going easy. For a first time buyer, the updates have already been taken care of. The renovations began ten years ago and just kept coming. Check them out! Roof and kitchen renovation, 2016. Exterior basement waterproofing with tar and membrane, 2018. Basement renovation, 2019. Stone patio and fenced yard, 2022. Second floor bathroom renovation, 2023. New flooring, 2024. New dishwasher, 2025. Brand new rollout windows and sliding doors installed by Premier Windows, 2026. Brand new washer, dryer and stove, 2026. Move in, settle down and start enjoying homeownership!
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- N13718358
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 3 (1 half)
- Size
- 1000-1199 sq ft
- Cross streets
- Metro and Old Homestead
- Parking
- 2 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Roof
- Asphalt Shingle
- Maintenance
- $399/mo
- Exposure
- West
- Property tax
- $2,835 / 2026
- Days on market
- 53
- Listing brokerage
- EXP REALTY
Rooms
laminate · open concept · b/i shelves
4 pc bath · ceramic floor
vinyl floor · combined w/dining · large window
ceramic floor · 4 pc bath · quartz counter
ceramic floor · 3 pc bath
vinyl floor · combined w/living · w/o to patio
vinyl floor · double closet
ceramic floor · stainless steel appl · quartz counter
vinyl floor · walk-in closet(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $525/sqft; this home lists at $497/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $437,600 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,420
- Property tax
- $236
- Condo / maintenance fees
- $399
- Heating
- $0
- Estimated monthly cost
- $3,055
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,415
- Estimated closing costs
- $7,415
Plus your down payment of $109,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $145,174
- Principal paid down
- $53,467
- Interest paid
- $91,707
- Balance remaining
- $384,133
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.