3-119 Spring Road, Georgina, ON
Keswick North, Georgina · MLS® N13753382
About this home
In short
- Amazing opportunity to this Very Well-Maintained Townhome on a Quiet Cul-de-Sac.
- Upstairs, the generous primary bedroom includes his-and-her closets, a Juliette balcony, and a luxurious 4-piece semi-ensuite bathroom with a whirlpool tub.
- The finished lower level features a versatile family room with a separate entrance for potential rental income, plus a 2-piece bathroom with a shower.
Amazing opportunity to this Very Well-Maintained Townhome on a Quiet Cul-de-Sac. This townhome offers an excellent layout and is nestled on a peaceful cul-de-sac. The spacious kitchen features a large eat-in area. On the main level, the bright living room showcases a warm fireplace. Upstairs, the generous primary bedroom includes his-and-her closets, a Juliette balcony, and a luxurious 4-piece semi-ensuite bathroom with a whirlpool tub. Laundry is conveniently located on the upper level. The finished lower level features a versatile family room with a separate entrance for potential rental income, plus a 2-piece bathroom with a shower. Ideally located, this home is just minutes from all amenities, schools, shopping, and Lake Simcoe.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- N13753382
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Queensway & Spring
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Maintenance
- $460/mo
- Exposure
- West
- Property tax
- $3,589 / 2026
- Days on market
- 41
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
ceramic floor · 3 pc bath · walk-out
fireplace · laminate · w/o to deck
laminate · pantry · double sink
4 pc bath · semi ensuite · whirlpool
broadloom · closet · colonial doors
broadloom · juliette balcony · double closet
laminate · large window · open concept
broadloom · closet · colonial doors
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $530/sqft; this home lists at $484/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $503,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,782
- Property tax
- $299
- Condo / maintenance fees
- $460
- Heating
- $0
- Estimated monthly cost
- $3,541
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,055
- Estimated closing costs
- $9,055
Plus your down payment of $125,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,937
- Principal paid down
- $61,482
- Interest paid
- $105,455
- Balance remaining
- $441,718
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.