315 North Lake Road, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13723778

$1,579,000
For Sale
Listed 23 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Garage · 8 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 315 North Lake Road-an entertainer's dream in one of Richmond Hill's most sought-after communities, just steps from Lake Wilcox and surrounded by the...
  • This stunning 2-storey home offers a bright, sun-filled foyer with oversized windows and a modern open-concept layout designed for both everyday living and hosting.
  • The gourmet chef's kitchen features built-in stainless steel appliances, quartz countertops, a stylish backsplash, and undermount lighting, all seamlessly connected...
  • Upstairs, the spacious primary bedroom offers a spa-inspired 5-piece ensuite, creating the perfect private retreat.
  • Enjoy an unbeatable lifestyle just a short walk to Lake Wilcox, with access to parks, trails, a community centre, beach volleyball, and swimming in the summer, plus...

Welcome to 315 North Lake Road-an entertainer's dream in one of Richmond Hill's most sought-after communities, just steps from Lake Wilcox and surrounded by the natural beauty of Jefferson Forest. This stunning 2-storey home offers a bright, sun-filled foyer with oversized windows and a modern open-concept layout designed for both everyday living and hosting.The gourmet chef's kitchen features built-in stainless steel appliances, quartz countertops, a stylish backsplash, and undermount lighting, all seamlessly connected to the main living space and sunken living room with a fireplace. Upstairs, the spacious primary bedroom offers a spa-inspired 5-piece ensuite, creating the perfect private retreat.The fully finished recreation room is ideal for entertaining, complete with a home theatre setup, wet bar, gas fireplace, and a 3-piece bath. Thoughtfully updated throughout, this home showcases modern finishes from top to bottom and has been meticulously maintained.Step outside to a beautifully upgraded backyard featuring a full deck transition from a poured stone patio-perfect for summer gatherings and outdoor relaxation.Enjoy an unbeatable lifestyle just a short walk to Lake Wilcox, with access to parks, trails, a community centre, beach volleyball, and swimming in the summer, plus skating and ice fishing in the winter. Explore scenic mountain biking and walking trails throughout Jefferson Forest, all while benefiting from quick access to Gormley GO Station and Highway 404-just a 5-minute drive away. Experience the charm of cottage-style living with all the conveniences of the city nearby.

Key facts

Property type
Detached, 2-Storey
MLS®
N13723778
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
42.85 × 105.07 ft
Cross streets
North Lake Rd & Yonge
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,171 / 2025
Days on market
23
Listing brokerage
POWER 7 REALTY

Rooms

Living RoomMain3.63 × 3.80 m

hardwood floor · clerestory · glass doors

Primary BedroomSecond5.23 × 4.87 m

hardwood floor · his and hers closets · 5 pc ensuite

LaundryBasement4.29 × 3.58 m
Dining RoomMain4.17 × 3.41 m

hardwood floor · separate room · pot lights

Family RoomMain4.89 × 3.83 m

hardwood floor · gas fireplace · pot lights

BreakfastMain4.87 × 3.57 m

overlooks family · california shutters · w/o to patio

RecreationBasement6.55 × 11.91 m

stone floor · 3 pc bath · pot lights

Media RoomBasement5.16 × 3.74 m

built-in speakers · pot lights

Cold Room/CantinaBasement2.51 × 2.29 m
Bedroom 3Second3.05 × 3.36 m

hardwood floor · closet · window

KitchenMain3.80 × 4.05 m

quartz counter · b/i appliances · backsplash

BathroomBasement0.00 × 0.00 m
Cold Room/CantinaBasement4.88 × 2.16 m
Bedroom 2Second4.13 × 6.05 m

hardwood floor · closet · 3 pc ensuite

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.59Mlikely closing

Listed at $1,579,000 with no offer date. Homes here have been closing close to ask, so my read is $1.59M, typically $1.50M to $1.58M. Comparable closings on their own put this home around $1.58M, which supports the ask, so this is a firm read.

List price
$1.50MBelow recent closings$1.58MAbove recent closings

Total price vs nearby homes. Likely closing about $1.59M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$1.22Mmedian sold price
101%of asking, on average
−18%prices vs a year ago
~21 dayshomes like this take to sell
23days on market so far
$4,496/moest. rent · 51 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 11 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $574/sqft against an area asking average of $531/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.36M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 25 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 177 closings there.

What sellers nearby are askingCurrently listed nearby in Oak Ridges Lake Wilcox · asking prices
$1.45Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $529/sqft; this home lists at $574/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.58MThis home1.58M1.19M1.59M1.40M1.48MThis home vs active comparables

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$2.05M
Jefferson
$1.64M
Rural Richmond Hill
$2.94M
Devonsleigh
$1.47M
Westbrook
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Wilcox PS
69%
Lake Wilcox PSPublic · Elementary · JK-8 · 0.8 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 2 more schools within 2.5 km
Bond Lake Public School · Public elementary1.4 km · 89% at standard
Oak Ridges Public School · Public elementary1.9 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,197/mo
$296KIncome needed
5.3×Price ÷ income
$1,661Weekly cost
$28,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,197Property tax $598Total carry $7,794

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,914per month

Mortgage amount $1,263,200 · 4.39% over 25 years

$315,800Down payment (20.0%)
$1,263,200Loan before insurance
$0CMHC premium
$7,512Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,914
Property tax
$598
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,512

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,055
Estimated closing costs
$28,055

Plus your down payment of $315,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$8,377/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$811,129Total interest paid
$2,074,329Total of all payments
Principal $1,263,200 Interest $811,129
YearPrincipalInterestBalance
1$28,585$54,389$1,234,615
2$29,853$53,120$1,204,762
3$31,178$51,795$1,173,584
4$32,562$50,411$1,141,022
5$34,007$48,966$1,107,015
6$35,516$47,457$1,071,498
7$37,093$45,880$1,034,405
8$38,739$44,234$995,667
9$40,458$42,515$955,208
10$42,254$40,719$912,954
11$44,129$38,844$868,825
12$46,088$36,885$822,737
13$48,133$34,840$774,604
14$50,269$32,704$724,335
15$52,500$30,473$671,834
16$54,831$28,143$617,004
17$57,264$25,709$559,740
18$59,805$23,168$499,934
19$62,460$20,513$437,475
20$65,232$17,741$372,243
21$68,127$14,846$304,116
22$71,151$11,823$232,965
23$74,308$8,665$158,657
24$77,606$5,367$81,051
25$81,051$1,923$0

At the end of your 5-year term

Total paid over the term
$414,866
Principal paid down
$156,185
Interest paid
$258,681
Balance remaining
$1,107,015

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 51 whole-home leases in Oak Ridges Lake Wilcox$4,496/mo
$53,952Gross annual rent
2.5%Cap rate after taxes and upkeep
$4,208 to $4,734Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 51 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,109 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,496. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $7,171− Insurance $1,400− Vacancy & upkeep $5,935Net operating income $39,446

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of POWER 7 REALTY. MLS®/PropTx.

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