49 Angelica Avenue, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N13724102

$979,000
For Sale
Listed 52 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Nice neighborhood, 9 feet ceiling, family room with gas fireplace on main floor.
  • Spacious master bedroom with 5 pcs ensuite , His/her walk-in closets and sitting area.
  • Direct access to car garage, walkout to landscaped gardens/interlocking patio.
  • Excellent schools: #1 rated Bayview Secondary School., Richmond Rose Public School, Michaelle Jean Public School(French Immersion).
  • Close to transit, Go train & 404.

Freehold townhome !! Quiet street. Nice neighborhood, 9 feet ceiling, family room with gas fireplace on main floor. Spacious master bedroom with 5 pcs ensuite , His/her walk-in closets and sitting area. Direct access to car garage, walkout to landscaped gardens/interlocking patio. Very comfortable home. Excellent schools: #1 rated Bayview Secondary School., Richmond Rose Public School, Michaelle Jean Public School(French Immersion). Walking distance to parks, community center, trails. Close to transit, Go train & 404.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13724102
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
19.71 × 114 ft
Cross streets
Bayview/Redstone
Parking
1 garage · 3 parking (built-in)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,564 / 2026
Days on market
52
Listing brokerage
BAY ST. POPULAR REAL ESTATE

Rooms

Primary BedroomSecond5.76 × 4.00 m

5 pc ensuite · walk-in closet(s) · broadloom

KitchenMain5.88 × 2.42 m

eat-in kitchen · ceramic floor

Bedroom 2Second4.10 × 2.76 m

semi ensuite · juliette balcony · broadloom

Bedroom 3Second3.50 × 2.85 m

window · closet · broadloom

Family RoomMain4.23 × 3.71 m

gas fireplace · w/o to patio · laminate

Living RoomMain7.20 × 3.20 m

combined w/dining · parquet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Richmond Hill
$1.10M
Westbrook
$1.07M
Doncrest
$1.17M
Langstaff
$1.00M
Jefferson
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,462/mo
$188KIncome needed
5.2×Price ÷ income
$1,030Weekly cost
$16,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,462Property tax $464Total carry $4,926

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,330per month

Mortgage amount $783,200 · 4.49% over 25 years

$195,800Down payment (20.0%)
$783,200Loan before insurance
$0CMHC premium
$4,794Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,330
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,794

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,055
Estimated closing costs
$16,055

Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,241/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$515,934Total interest paid
$1,299,134Total of all payments
Principal $783,200 Interest $515,934
YearPrincipalInterestBalance
1$17,478$34,488$765,722
2$18,271$33,694$747,451
3$19,101$32,865$728,350
4$19,968$31,997$708,382
5$20,875$31,091$687,507
6$21,823$30,143$665,685
7$22,813$29,152$642,872
8$23,849$28,116$619,022
9$24,932$27,033$594,090
10$26,064$25,901$568,026
11$27,247$24,718$540,779
12$28,485$23,481$512,294
13$29,778$22,187$482,516
14$31,130$20,835$451,387
15$32,543$19,422$418,843
16$34,021$17,944$384,822
17$35,566$16,400$349,257
18$37,180$14,785$312,076
19$38,869$13,097$273,208
20$40,633$11,332$232,574
21$42,478$9,487$190,096
22$44,407$7,558$145,689
23$46,423$5,542$99,266
24$48,531$3,434$50,735
25$50,735$1,231$0

At the end of your 5-year term

Total paid over the term
$259,827
Principal paid down
$95,693
Interest paid
$164,134
Balance remaining
$687,507

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,564− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,678

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY ST. POPULAR REAL ESTATE. MLS®/PropTx.

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