19 Rustic Avenue, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N14089872

$968,888
For Sale
Listed 3 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome To This Well-Maintained Freehold Townhome In A Desirable Richmond Hill Community.
  • The Home Offers A Bright, Open-Concept Main Floor With 9-Ft Ceilings, Hardwood Flooring, An Oak Staircase And A Two-Sided Gas Fireplace.
  • Upstairs, The Spacious Primary Bedroom Features His & Hers Walk-In Closets, While The Second-Floor Hallway Continues The Hardwood Flooring.
  • Ideally Situated Near Parks, Shopping, Transit, 404, Costco, Home Depot .Everyday Amenities And Bayview Secondary School

Welcome To This Well-Maintained Freehold Townhome In A Desirable Richmond Hill Community. The Home Offers A Bright, Open-Concept Main Floor With 9-Ft Ceilings, Hardwood Flooring, An Oak Staircase And A Two-Sided Gas Fireplace. The Kitchen Is Finished With Granite Countertops, Upgraded Cabinetry And A Ceramic Backsplash. Upstairs, The Spacious Primary Bedroom Features His & Hers Walk-In Closets, While The Second-Floor Hallway Continues The Hardwood Flooring. Enjoy A Low-Maintenance Interlocked Backyard And An Extended Driveway With Additional Parking. Ideally Situated Near Parks, Shopping, Transit, 404, Costco, Home Depot .Everyday Amenities And Bayview Secondary School

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14089872
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
19.93 × 114.83 ft
Cross streets
Bayview/Elgin Mills
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,724 / 2026
Days on market
3
Listing brokerage
DREAM HOME REALTY INC.

Rooms

Primary BedroomSecond5.75 × 3.35 m

his and hers closets · broadloom · 4 pc bath

Dining RoomMain4.32 × 3.55 m

hardwood floor · gas fireplace · open concept

Family RoomMain5.84 × 3.77 m

hardwood floor · gas fireplace · open concept

Bedroom 3Second3.30 × 3.09 m

closet · broadloom

BreakfastMain3.00 × 2.28 m

ceramic floor · open concept

KitchenMain3.17 × 2.28 m

ceramic floor · open concept

Bedroom 2Second3.60 × 2.56 m

closet · broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Richmond Hill
$1.10M
Westbrook
$1.07M
Jefferson
$999K
Doncrest
$1.17M
Langstaff
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,416/mo
$187KIncome needed
5.2×Price ÷ income
$1,019Weekly cost
$15,853Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,416Property tax $477Total carry $4,893

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,286per month

Mortgage amount $775,110 · 4.49% over 25 years

$193,778Down payment (20.0%)
$775,110Loan before insurance
$0CMHC premium
$4,763Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,286
Property tax
$477
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,763

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,853
Estimated closing costs
$15,853

Plus your down payment of $193,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,187/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,605Total interest paid
$1,285,716Total of all payments
Principal $775,110 Interest $510,605
YearPrincipalInterestBalance
1$17,297$34,131$757,813
2$18,083$33,346$739,731
3$18,904$32,525$720,827
4$19,762$31,667$701,065
5$20,659$30,770$680,406
6$21,597$29,832$658,809
7$22,578$28,851$636,231
8$23,603$27,826$612,629
9$24,674$26,754$587,954
10$25,795$25,634$562,159
11$26,966$24,463$535,193
12$28,190$23,238$507,003
13$29,470$21,958$477,533
14$30,808$20,620$446,724
15$32,207$19,221$414,517
16$33,670$17,759$380,847
17$35,198$16,230$345,649
18$36,796$14,632$308,853
19$38,467$12,961$270,386
20$40,214$11,215$230,172
21$42,040$9,389$188,132
22$43,948$7,480$144,184
23$45,944$5,485$98,240
24$48,030$3,399$50,211
25$50,211$1,218$0

At the end of your 5-year term

Total paid over the term
$257,143
Principal paid down
$94,704
Interest paid
$162,439
Balance remaining
$680,406

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,724− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,518

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

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