28 Sail Crescent, Vaughan, ON

Vellore Village, Vaughan · MLS® N13724710

$1,288,000
For Sale
Listed 51 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Nestled on a quiet crescent in highly sought-after Vellore Village, this well-maintained 3-bedroom, 4-bathroom detached home blends everyday comfort with a layout...
  • Hardwood flooring flows across the main level, leading to a bright living and dining room elevated by classic coffered ceilings and pot lights.
  • A main-floor 3-piece bath and laundry complete the practical, lived-in feel.
  • The finished basement adds a large recreation room, ample storage, a cold room, and an oversized furnace room with extra space - ideal for hobbies, guests, or future...
  • Steps to top-ranked schools including St.

Nestled on a quiet crescent in highly sought-after Vellore Village, this well-maintained 3-bedroom, 4-bathroom detached home blends everyday comfort with a layout that actually works for real life. Hardwood flooring flows across the main level, leading to a bright living and dining room elevated by classic coffered ceilings and pot lights. The updated kitchen features stone counters, a tile backsplash, stainless steel appliances, and a centre island with a breakfast area overlooking the backyard - plus a walkout for easy outdoor entertaining. The adjoining family room is anchored by a gas fireplace and built-in ceiling speakers, creating a natural gathering spot for movie nights or casual dinners. A main-floor 3-piece bath and laundry complete the practical, lived-in feel. Upstairs, the primary suite offers a peaceful retreat with double-door entry, a walk-in closet, and a luxurious 4-piece ensuite. Two additional bedrooms and a 3-piece bathroom provide comfortable space for a growing family or a home office. The finished basement adds a large recreation room, ample storage, a cold room, and an oversized furnace room with extra space - ideal for hobbies, guests, or future customization. Outside, mature landscaping frames both the front and private north-facing backyard, with a mix of flowers, trees, interlocking brick, and grass. A backyard shed and side gate entrance add everyday convenience. The interlocked driveway fits 4 cars, plus a 1-car attached garage. Unbeatable location! Steps to top-ranked schools including St. James Catholic Elementary, Discovery Public, and Teston Village Public, parks, YRT transit, and the new Canada Drive Bridge for easy access across Highway 400. Minutes to Cortellucci Vaughan Hospital, Canada's Wonderland, Vaughan Mills Mall, Longo's, banks, restaurants, and Highways 400/407. Perfect for first-time freehold buyers, growing families, professionals, or investors looking to rent to hospital staff. Just move in and enjoy.

Key facts

Property type
Detached, 2-Storey
MLS®
N13724710
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
36.09 × 87.02 ft
Cross streets
Jane St / Tierra Ave
Parking
1 garage · 5 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,222 / 2026
Days on market
51
Listing brokerage
UNION CAPITAL REALTY

Rooms

Laundry2.74 × 1.52 m

laundry sink · w/o to garage

Breakfast2.69 × 3.81 m

breakfast area · w/o to yard

Bedroom 23.05 × 3.76 m

parquet · closet · ceiling fan(s)

Bedroom 33.30 × 3.05 m

parquet · closet · ceiling fan(s)

Primary Bedroom3.86 × 3.35 m

parquet · ensuite bath · walk-in closet(s)

Kitchen2.44 × 3.05 m

stainless steel appl · breakfast area

Living Room3.30 × 5.79 m

cathedral ceiling(s) · hardwood floor · combined w/dining

Family Room3.35 × 5.08 m

fireplace · hardwood floor · built-in speakers

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.24Mlikely sale price

Listed at $1,288,000. Going by how homes in Vellore Village have actually closed against their asking prices (about 97%, 50 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.17M to $1.40M.

Independent value check: $1.18M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $1.11M and $1.24M).

Why $1.18M. The typical detached home sold in Vellore Village over the past year went for about $1.40M (214 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,222 a year; the typical home sold here pays about $6,400.
  • ▼ Lowers it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.17MBelow recent closings$1.40MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 50 recent closings in this pocket.

The market behind the math:

50sold nearby · 90 days
$1.40Mmedian sold price
97%of asking, on average
−4%prices vs a year ago
~31 dayshomes like this take to sell
51days on market so far
$3,470/moest. rent · 61 leases
3.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 16 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $736/sqft against an area asking average of $670/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 50 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.12M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 50 comparable homes that sold in Vellore Village over the past two years, from 438 closings there.

Sold price trend

Median sold price for detached homes in Vellore Village: $1.63M in September 2026, up 8% from a year ago, on 207 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.43M28
November 2025$1.37M17
December 2025$1.26M14
January 2026$1.26M7
February 2026$1.48M12
March 2026$1.30M15
April 2026$1.53M25
May 2026$1.29M23
June 2026$1.66M22
July 2026$1.25M11
August 2026$1.38M17
September 2026$1.63M16

Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$1.63M
Patterson
$1.73M
Sonoma Heights
$1.47M
East Woodbridge
$1.44M
Kleinburg
$3.39M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,870/mo
$240KIncome needed
5.4×Price ÷ income
$1,355Weekly cost
$22,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,870Property tax $435Total carry $6,305

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,697per month

Mortgage amount $1,030,400 · 4.49% over 25 years

$257,600Down payment (20.0%)
$1,030,400Loan before insurance
$0CMHC premium
$6,132Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,697
Property tax
$435
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,132

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,235
Estimated closing costs
$22,235

Plus your down payment of $257,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,896/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$678,778Total interest paid
$1,709,178Total of all payments
Principal $1,030,400 Interest $678,778
YearPrincipalInterestBalance
1$22,994$45,373$1,007,406
2$24,038$44,329$983,368
3$25,130$43,238$958,238
4$26,271$42,097$931,968
5$27,463$40,904$904,504
6$28,710$39,657$875,794
7$30,014$38,353$845,780
8$31,377$36,990$814,403
9$32,801$35,566$781,602
10$34,291$34,077$747,311
11$35,847$32,520$711,464
12$37,475$30,892$673,989
13$39,177$29,190$634,812
14$40,955$27,412$593,857
15$42,815$25,552$551,042
16$44,759$23,608$506,283
17$46,791$21,576$459,492
18$48,916$19,451$410,576
19$51,137$17,230$359,440
20$53,458$14,909$305,981
21$55,886$12,481$250,095
22$58,423$9,944$191,672
23$61,076$7,291$130,597
24$63,849$4,518$66,748
25$66,748$1,619$0

At the end of your 5-year term

Total paid over the term
$341,836
Principal paid down
$125,896
Interest paid
$215,940
Balance remaining
$904,504

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 61 whole-home leases in Vellore Village$3,470/mo
$41,640Gross annual rent
2.4%Cap rate after taxes and upkeep
$3,171 to $3,703Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 61 whole-home leases in Vellore Village signed at a median of $3,684 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,470. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $5,222− Insurance $1,400− Vacancy & upkeep $4,580Net operating income $30,438

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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