304-2504 Rutherford Road, Vaughan, ON

Maple, Vaughan · MLS® N13728848

$749,900
For Sale
Just listed today
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Here's The One! Maple - 1115SqFt. Villa Gardino - One Of The Best Units Featuring Family Sized Kitchen With Granite Countertops And All Appliances. Many Kitchen Cupboards With Pantry. Living Room Has Walk-Out To Wrap-Around Balcony. Ensuite Laundry Room Has Additional Space For Storage And More Cupboard Space. Primary & Second Bedrooms Are Full Sized And Primary Bedroom Has Walk-Out To Balcony. Primary Bedroom Ensuite Has A Bidet And Shower With All Safety Features. Weekly Shuttle Bus To Shopping & Church. Maple Location This Is The One Of The Sought After Units. Bungalow Style Upgraded Unit Shows Very Beautifully. This Community Is Place To Call Home - Located Amongst Activities Such As Shopping, Sports & Restaurants. Not To Mention Maintenance Includes All Expenses Except Taxes or Upgraded TV Channel. Villa Giardino Has Many Arranged Activities: Bus To Take you to Church and Shopping. Transportation Weekly. Hairdresser/Barber & Nail Tech Amenities, Store for Basic Necessities, Pharmacy Service and Tombola/Bingo. The Grounds Are Excellent For A Stroll or Passegiata or Maybe You Prefer Bocce! Also Management Does Dinner Dances & Excursions

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13728848
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Rutherford Road & Melville Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Maintenance
$932/mo
Exposure
East
Property tax
$3,634 / 2025
Listing brokerage
RE/MAX EXPERTS

Rooms

LaundryMain2.10 × 1.70 m
KitchenMain5.30 × 4.20 m

ceramic floor · stainless steel appl

Primary BedroomMain4.00 × 3.60 m

parquet · walk-in closet(s) · w/o to balcony

Bedroom 2Main3.60 × 3.42 m

parquet · closet

Living RoomMain5.30 × 4.20 m

parquet · w/o to balcony

Our TakeTeam Asgarian · Broker
Room to negotiate
$719Kest. value

Listed at $749,900. My estimate lands at $719K. The ask is about 4% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.

List price
$699KBelow asking range$750KAbove asking range

Total price vs nearby homes. Fair value about $719K, median of 12 comparables.

The market behind the math:

This home
Below area avgAbove area avg

Price per square foot: this home lists at $682/sqft against an area asking average of $664/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 12 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $792K, a bit higher.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($682/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 12 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Maple · asking prices
$715kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

502-2506 Rutherford Road $681/sqft$749k1012-9235 Jane Street $637/sqft$700k212-9519 Keele Street $636/sqft$699k412-9235 Jane Street $636/sqft$699k312-2506 Rutherford Road $768/sqft$729k

Per square foot, these ask about $672/sqft; this home lists at $682/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
750kThis home749k700k699k699k729kThis home vs active comparables

Neighbourhood & location

Maple, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Vellore Village
$552K
Concord
$572K
Vaughan Corporate Centre
$499K
Beverley Glen
$611K
Brownridge
$620K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,418/mo
$161KIncome needed
4.7×Price ÷ income
$789Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,418Property tax $303Condo fee $932Total carry $4,653

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 31, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,234per month

Mortgage amount $599,920 · 4.24% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$4,469Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,234
Property tax
$303
Condo / maintenance fees
$932
Heating
$0
Estimated monthly cost
$4,469

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Estimated closing costs
$11,473

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$3,924/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$370,351Total interest paid
$970,271Total of all payments
Principal $599,920 Interest $370,351
YearPrincipalInterestBalance
1$13,861$24,950$586,059
2$14,455$24,356$571,604
3$15,074$23,736$556,530
4$15,720$23,091$540,809
5$16,394$22,417$524,415
6$17,096$21,714$507,319
7$17,829$20,982$489,490
8$18,593$20,218$470,897
9$19,390$19,421$451,508
10$20,220$18,590$431,287
11$21,087$17,724$410,200
12$21,990$16,820$388,210
13$22,933$15,878$365,277
14$23,915$14,895$341,362
15$24,940$13,871$316,422
16$26,009$12,802$290,413
17$27,123$11,688$263,290
18$28,285$10,525$235,004
19$29,497$9,313$205,507
20$30,761$8,049$174,745
21$32,080$6,731$142,666
22$33,454$5,357$109,212
23$34,888$3,923$74,324
24$36,383$2,428$37,942
25$37,942$869$0

At the end of your 5-year term

Total paid over the term
$194,054
Principal paid down
$75,505
Interest paid
$118,550
Balance remaining
$524,415

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $3,634− Condo fees $11,188− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,889

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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