16 Courtney Crescent, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13750478

$1,339,000
For Sale
Listed 42 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • The Biggest House with The Most Reasonable Price.
  • Rare 60-Ft-Wide Lot Nestled On A Quiet Cul-De-Sac.
  • Sophisticated Open-Concept Layout By Tribute, A Tarion Award-Winning Builder.
  • Custom Interior Design In Elegant Neutral Tones, Featuring A Newer Modern Kitchen, Granite Countertops, Hardwood Flooring, Upgraded Tiles, Pot Lights, Stylish Ceiling...

Motivated Seller! The Biggest House with The Most Reasonable Price. Currently The Best-Value Home In The Highly Sought-After Jefferson Forest Community! Rare 60-Ft-Wide Lot Nestled On A Quiet Cul-De-Sac! Sophisticated Open-Concept Layout By Tribute, A Tarion Award-Winning Builder. Large Windows Offer Expansive Scenic Views And Abundant Natural Light, Creating Bright And Inviting Living Spaces Throughout. An Enlarged Foyer, Walkway And Patio Door Provide A Seamless Flow, Perfect For Both Family Living And Entertaining. Custom Interior Design In Elegant Neutral Tones, Featuring A Newer Modern Kitchen, Granite Countertops, Hardwood Flooring, Upgraded Tiles, Pot Lights, Stylish Ceiling Fixtures And Wrought-Iron Railings.

Key facts

Property type
Detached, 2-Storey
MLS®
N13750478
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
60.7 × 8038 ft
Cross streets
Yonge & Gamble
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Unknown
Sewer
Sewer
Property tax
$7,422 / 2025
Days on market
42
Listing brokerage
SMART SOLD REALTY

Rooms

Bedroom 5Basement4.99 × 3.50 m

Closet

Bedroom 2Second4.80 × 4.49 m

hardwood floor · closet organizers

Exercise RoomBasement3.37 × 3.04 m

Laminate

Bedroom 4Second4.80 × 3.04 m

hardwood floor · closet organizers

Dining RoomGround5.49 × 4.03 m

hardwood floor · picture window

Living RoomGround5.49 × 3.80 m

hardwood floor · picture window

Bedroom 3Second4.80 × 3.04 m

hardwood floor · closet organizers

KitchenGround5.59 × 3.55 m

centre island · granite counters · modern kitchen

Primary BedroomSecond5.00 × 4.80 m

walk-in closet(s) · 4 pc ensuite · hardwood floor

Family RoomGround4.99 × 3.55 m

gas fireplace · hardwood floor · w/o to deck

Media RoomBasement7.19 × 4.90 m

laminate · pot lights · 3 pc bath

LaundrySecond3.00 × 2.30 m

Large Window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Mill Pond
$1.56M
Rural Richmond Hill
$1.66M
Crosby
$2.05M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,103/mo
$256KIncome needed
5.2×Price ÷ income
$1,408Weekly cost
$23,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,103Property tax $619Total carry $6,721

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,923per month

Mortgage amount $1,071,200 · 4.49% over 25 years

$267,800Down payment (20.0%)
$1,071,200Loan before insurance
$0CMHC premium
$6,541Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,923
Property tax
$619
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,541

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,255
Estimated closing costs
$23,255

Plus your down payment of $267,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,169/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$705,655Total interest paid
$1,776,855Total of all payments
Principal $1,071,200 Interest $705,655
YearPrincipalInterestBalance
1$23,905$47,170$1,047,295
2$24,990$46,084$1,022,305
3$26,125$44,950$996,181
4$27,311$43,763$968,870
5$28,551$42,523$940,319
6$29,847$41,227$910,472
7$31,202$39,872$879,270
8$32,619$38,455$846,651
9$34,100$36,974$812,551
10$35,648$35,426$776,902
11$37,267$33,807$739,635
12$38,959$32,115$700,676
13$40,728$30,346$659,948
14$42,577$28,497$617,371
15$44,510$26,564$572,861
16$46,531$24,543$526,330
17$48,644$22,430$477,686
18$50,853$20,222$426,833
19$53,161$17,913$373,672
20$55,575$15,499$318,097
21$58,099$12,976$259,998
22$60,736$10,338$199,262
23$63,494$7,580$135,768
24$66,377$4,697$69,391
25$69,391$1,683$0

At the end of your 5-year term

Total paid over the term
$355,371
Principal paid down
$130,881
Interest paid
$224,490
Balance remaining
$940,319

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $7,422− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,248

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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