47 Township Avenue, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13847596

$1,359,888
For Sale
Listed 18 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • 45-Foot Frontage Lot In The Heart Of Desirable Jefferson.
  • This Spacious Detached Home Offers Nearly 3,000 Sq.
  • The Second Floor Features 4 Generous Bedrooms And 3 Full Bathrooms, With Convenient Bathroom Access For Every Bedroom.
  • The Primary Suite Offers A Large Ensuite And Oversized Walk-In Closet.
  • Enjoy A Private, Tree-Lined Backyard, 2-Car Garage And Ample Driveway Parking.

45-Foot Frontage Lot In The Heart Of Desirable Jefferson! This Spacious Detached Home Offers Nearly 3,000 Sq. Ft. Of Well-Designed Living Space With A Bright, Family-Friendly Layout. A Rare High-Ceiling Main Floor Office With Wraparound Windows Offers The Perfect Space For A Home Office, Library, Study Or Creative Room. The Main Floor Features Spacious Principal Rooms, A Large Kitchen Overlooking The Family Room, And Excellent Natural Light. The Second Floor Features 4 Generous Bedrooms And 3 Full Bathrooms, With Convenient Bathroom Access For Every Bedroom. The Primary Suite Offers A Large Ensuite And Oversized Walk-In Closet. Enjoy A Private, Tree-Lined Backyard, 2-Car Garage And Ample Driveway Parking. Close To St. Theresa Catholic High School, Beynon Fields French Immersion Public School, Parks, Shopping, Restaurants And Transit. A Fantastic Opportunity To Make This Exceptional Jefferson Property Your Own!

Key facts

Property type
Detached, 2-Storey
MLS®
N13847596
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
44.95 × 88.58 ft
Cross streets
JEFFERSON SIDE RD/ BATHURST ST
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,488 / 2026
Days on market
18
Listing brokerage
SMART SOLD REALTY

Rooms

BreakfastMain3.78 × 3.35 m

w/o to yard · ceramic floor

Bedroom 3Second5.18 × 3.35 m

4 pc bath · walk-in closet(s)

Living RoomMain6.10 × 4.06 m

combined w/dining · hardwood floor

KitchenMain3.66 × 3.35 m

pantry · ceramic floor

OfficeMain3.35 × 3.05 m

vaulted ceiling(s) · hardwood floor · window floor to ceiling

Bedroom 4Second3.66 × 3.35 m

Large Closet

Family RoomMain5.49 × 3.66 m

gas fireplace · hardwood floor · overlooks backyard

Primary BedroomSecond5.10 × 5.10 m

5 pc ensuite · walk-in closet(s)

Bedroom 2Second4.27 × 3.35 m

4 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.45M
Westbrook
$1.58M
Oak Ridges Lake Wilcox
$1.50M
Rural Richmond Hill
$1.66M
Mill Pond
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,198/mo
$260KIncome needed
5.2×Price ÷ income
$1,430Weekly cost
$23,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,198Property tax $624Total carry $6,822

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,015per month

Mortgage amount $1,087,910 · 4.49% over 25 years

$271,978Down payment (20.0%)
$1,087,910Loan before insurance
$0CMHC premium
$6,639Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,015
Property tax
$624
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,639

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,673
Estimated closing costs
$23,673

Plus your down payment of $271,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,280/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$716,663Total interest paid
$1,804,573Total of all payments
Principal $1,087,910 Interest $716,663
YearPrincipalInterestBalance
1$24,278$47,905$1,063,633
2$25,380$46,803$1,038,253
3$26,532$45,651$1,011,721
4$27,737$44,446$983,984
5$28,996$43,187$954,988
6$30,313$41,870$924,675
7$31,689$40,494$892,986
8$33,128$39,055$859,858
9$34,632$37,551$825,226
10$36,204$35,978$789,022
11$37,848$34,335$751,173
12$39,567$32,616$711,607
13$41,363$30,820$670,243
14$43,241$28,942$627,002
15$45,205$26,978$581,798
16$47,257$24,926$534,540
17$49,403$22,780$485,138
18$51,646$20,537$433,492
19$53,991$18,192$379,501
20$56,442$15,741$323,059
21$59,005$13,178$264,054
22$61,684$10,499$202,370
23$64,485$7,698$137,886
24$67,412$4,770$70,473
25$70,473$1,710$0

At the end of your 5-year term

Total paid over the term
$360,915
Principal paid down
$132,923
Interest paid
$227,992
Balance remaining
$954,988

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $7,488− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,182

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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