315 Thomas Phillips Drive, Aurora, ON

Rural Aurora, Aurora · MLS® N13754036

$1,488,800
For Sale
Listed 41 days agoNo offer date stated
4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • John's Forest - one of Aurora's most sought-after communities - where this stunning 4-bedroom, 4-bathroom detached home backs onto a lush, mature ravine that makes...
  • The open-concept main floor is made for real living.
  • Hardwood floors, smooth ceilings, and California shutters set an elevated tone throughout, while the gorgeous granite kitchen with stainless steel appliances anchors...
  • Upstairs, the primary suite impresses with two generous walk-in closets and the kind of space you'll never want to leave.
  • Step outside and let the ravine do the rest.

Welcome to St. John's Forest - one of Aurora's most sought-after communities - where this stunning 4-bedroom, 4-bathroom detached home backs onto a lush, mature ravine that makes every day feel like a getaway. Whether you're sipping morning coffee with treetop views or unwinding by the two-way gas fireplace on a quiet evening, this home has a feeling that's hard to put into words and even harder to walk away from.The open-concept main floor is made for real living. Hardwood floors, smooth ceilings, and California shutters set an elevated tone throughout, while the gorgeous granite kitchen with stainless steel appliances anchors a space perfectly suited to both weeknight dinners and effortless weekend entertaining. A dedicated main floor den rounds it out - ideal for working from home, a reading nook, or whatever your lifestyle calls for.Upstairs, the primary suite impresses with two generous walk-in closets and the kind of space you'll never want to leave. Every additional bedroom is thoughtfully served by its own ensuite or shared ensuite access - a rare and genuinely appreciated touch for growing or multigenerational families.Step outside and let the ravine do the rest. Mature trees, walking trails, and lush green space right at your back door offer a level of privacy and natural beauty that simply can't be built or replicated. Families will love the everyday conveniences: the Rick Hansen PS school bus stop is right across the street, and the neighbourhood itself is known for its warm, welcoming community. Situated in the Rick Hansen PS and Dr. G.W. Williams Secondary School boundaries, with quick access to Hwy 404 and Aurora GO, this home delivers on every front. Lifestyle, location, and lasting value - all in one address.

Key facts

Property type
Detached, 2-Storey
MLS®
N13754036
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
34.77 × 100.24 ft
Cross streets
St. Johns & Thomas Phillips Dr
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,769 / 2025
Days on market
41
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

BreakfastMain3.60 × 2.74 m

hardwood floor · w/o to yard · window

Bedroom 2Second4.21 × 3.35 m

hardwood floor · 4 pc ensuite · california shutters

Bedroom 4Second3.60 × 3.63 m

hardwood floor · closet · semi ensuite

KitchenMain3.60 × 2.59 m

hardwood floor · granite counters · stainless steel appl

Dining RoomMain4.72 × 3.35 m

hardwood floor · open concept · gas fireplace

Bedroom 3Second3.35 × 3.86 m

hardwood floor · closet · semi ensuite

Great RoomMain4.72 × 4.26 m

hardwood floor · gas fireplace · window

DenMain3.05 × 2.74 m

hardwood floor · window · open concept

Primary BedroomSecond4.57 × 4.26 m

hardwood floor · 5 pc ensuite · his and hers closets

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Aurora · asking prices
$1.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $600/sqft; this home lists at $541/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.49MThis home1.59M1.59M1.50M1.30MThis home vs active comparables

Neighbourhood & location

Rural Aurora, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Northeast
$2.15M
Bayview Wellington
$1.16M
Aurora Village
$1.66M
Hills of St Andrew
$2.18M
Aurora Heights
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,785/mo
$282KIncome needed
5.3×Price ÷ income
$1,566Weekly cost
$26,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,785Property tax $647Total carry $7,433

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,585per month

Mortgage amount $1,191,040 · 4.49% over 25 years

$297,760Down payment (20.0%)
$1,191,040Loan before insurance
$0CMHC premium
$7,233Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,585
Property tax
$647
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,233

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,251
Estimated closing costs
$26,251

Plus your down payment of $297,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,971/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$784,599Total interest paid
$1,975,639Total of all payments
Principal $1,191,040 Interest $784,599
YearPrincipalInterestBalance
1$26,579$52,447$1,164,461
2$27,786$51,240$1,136,675
3$29,047$49,978$1,107,628
4$30,366$48,659$1,077,262
5$31,745$47,281$1,045,517
6$33,186$45,839$1,012,331
7$34,693$44,333$977,638
8$36,268$42,757$941,369
9$37,915$41,111$903,454
10$39,636$39,389$863,818
11$41,436$37,589$822,382
12$43,318$35,708$779,064
13$45,284$33,741$733,780
14$47,340$31,685$686,439
15$49,490$29,536$636,950
16$51,737$27,289$585,213
17$54,086$24,940$531,127
18$56,542$22,484$474,585
19$59,109$19,917$415,476
20$61,793$17,233$353,684
21$64,598$14,427$289,085
22$67,531$11,494$221,554
23$70,597$8,428$150,957
24$73,803$5,223$77,154
25$77,154$1,872$0

At the end of your 5-year term

Total paid over the term
$395,128
Principal paid down
$145,523
Interest paid
$249,605
Balance remaining
$1,045,517

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $7,769− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,901

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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