220 Degraaf Crescent, Aurora, ON

Rural Aurora, Aurora · MLS® N13782164

$1,590,000
For Sale
Listed 35 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Situated on a highly sought-after ravine lot, this beautiful 11-year-old home offers an exceptional combination of privacy, elegance, and functionality.
  • The main floor boasts impressive 9-foot ceilings, creating a bright and spacious atmosphere.
  • The walk-out finished basement provides an excellent additional living and entertaining space, complete with a professional wet bar-perfect for hosting family and...
  • A rare opportunity to enjoy privacy, natural light, and versatile living space in a beautiful ravine setting.

Situated on a highly sought-after ravine lot, this beautiful 11-year-old home offers an exceptional combination of privacy, elegance, and functionality. Featuring an elegant stone façade and a meticulously maintained interior, this property is filled with natural sunlight throughout the day. The main floor boasts impressive 9-foot ceilings, creating a bright and spacious atmosphere. The walk-out finished basement provides an excellent additional living and entertaining space, complete with a professional wet bar-perfect for hosting family and friends. A dedicated storage room offers plenty of space for personal belongings and keeps everything organized. A rare opportunity to enjoy privacy, natural light, and versatile living space in a beautiful ravine setting. A must-see property!

Key facts

Property type
Detached, 2-Storey
MLS®
N13782164
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
35.01 × 102.17 ft
Cross streets
Bayview / St. John's Sideroad
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,726 / 2025
Days on market
35
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomSecond4.78 × 4.57 m

broadloom · walk-in closet(s) · 5 pc ensuite

BedroomSecond3.56 × 3.68 m

broadloom · closet

BedroomSecond3.56 × 3.91 m

broadloom · closet

Dining RoomMain3.66 × 3.60 m

hardwood floor · overlooks living

BedroomSecond3.91 × 2.90 m

broadloom · closet

KitchenMain3.81 × 3.40 m

porcelain floor · granite counters · eat-in kitchen

RecreationBasement0.00 × 0.00 m

laminate · open concept

LaundrySecond0.00 × 0.00 m

Porcelain Floor

Family RoomMain4.49 × 4.59 m

hardwood floor · overlooks backyard · combined w/kitchen

Media RoomBasement0.00 × 0.00 m

laminate · open concept

BreakfastMain3.81 × 2.82 m

porcelain floor · w/o to deck · combined w/kitchen

Living RoomMain3.00 × 3.05 m

hardwood floor · overlooks dining · overlooks family

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Aurora · asking prices
$1.47Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $591/sqft; this home lists at $578/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.59MThis home1.59M1.49M1.50M1.30MThis home vs active comparables

Neighbourhood & location

Rural Aurora, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Wellington
$1.14M
Bayview Northeast
$2.15M
Aurora Village
$1.66M
Hills of St Andrew
$2.21M
Aurora Heights
$1.08M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,247/mo
$300KIncome needed
5.3×Price ÷ income
$1,672Weekly cost
$28,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,247Property tax $644Total carry $7,891

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,033per month

Mortgage amount $1,272,000 · 4.49% over 25 years

$318,000Down payment (20.0%)
$1,272,000Loan before insurance
$0CMHC premium
$7,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,033
Property tax
$644
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,275
Estimated closing costs
$28,275

Plus your down payment of $318,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,512/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$837,932Total interest paid
$2,109,932Total of all payments
Principal $1,272,000 Interest $837,932
YearPrincipalInterestBalance
1$28,386$56,012$1,243,614
2$29,674$54,723$1,213,940
3$31,022$53,375$1,182,918
4$32,430$51,967$1,150,488
5$33,903$50,495$1,116,585
6$35,442$48,955$1,081,143
7$37,051$47,346$1,044,092
8$38,734$45,664$1,005,358
9$40,492$43,905$964,866
10$42,331$42,067$922,535
11$44,253$40,145$878,282
12$46,262$38,135$832,020
13$48,362$36,035$783,658
14$50,558$33,839$733,100
15$52,854$31,543$680,246
16$55,254$29,144$624,992
17$57,762$26,635$567,230
18$60,385$24,012$506,845
19$63,127$21,271$443,718
20$65,993$18,404$377,725
21$68,989$15,408$308,736
22$72,122$12,276$236,614
23$75,396$9,001$161,218
24$78,820$5,578$82,398
25$82,398$1,999$0

At the end of your 5-year term

Total paid over the term
$421,986
Principal paid down
$155,415
Interest paid
$266,571
Balance remaining
$1,116,585

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $7,726− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,944

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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