811-85 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13761554

$508,800
For Sale
Listed 40 days agoNo offer date stated
1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Stunning Modern 1+1 Unit Facing SOUTH Quiet Inner Courtyard, Features 9Ft Smooth Ceiling, Floor To Ceiling Windows, Stylish bright Fixtures.
  • Spacious Living & Dining Area , Open Concept Kitchen with Quartz Counter/Stainless Steel Appliances.
  • Parking And Locker Included. nice facilities: Roof Top Garden, 24 Hr Concierge, Gym, Sauna, Pet Wash , Visitor Parking .
  • Minutes To Public Transit (Viva, Yrt, Go), Shopping, Schools, Restaurants, Movie Theatre, Banks etc.

FACE SOUTH ! FACE SOUTH! Stunning Modern 1+1 Unit Facing SOUTH Quiet Inner Courtyard, Features 9Ft Smooth Ceiling, Floor To Ceiling Windows, Stylish bright Fixtures. Spacious Living & Dining Area , Open Concept Kitchen with Quartz Counter/Stainless Steel Appliances. Large Function Den can Be used as A Bedroom. Parking And Locker Included. nice facilities: Roof Top Garden, 24 Hr Concierge, Gym, Sauna, Pet Wash , Visitor Parking . Minutes To Public Transit (Viva, Yrt, Go), Shopping, Schools, Restaurants, Movie Theatre, Banks etc.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13761554
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge St. & Bantry/Highway 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$577/mo
Exposure
South
Property tax
$2,227 / 2026
Days on market
40
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

DenFlat2.74 × 1.98 m

laminate · separate room

Living RoomFlat3.28 × 3.12 m

laminate · w/o to balcony

Primary BedroomFlat3.05 × 3.05 m

laminate · window floor to ceiling

Dining RoomFlat3.28 × 3.12 m

laminate · combined w/living

KitchenFlat2.97 × 2.90 m

quartz counter · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$655K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,319/mo
$108KIncome needed
4.7×Price ÷ income
$535Weekly cost
$6,651Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,319Property tax $186Condo fee $577Total carry $3,082

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,251per month

Mortgage amount $407,040 · 4.49% over 25 years

$101,760Down payment (20.0%)
$407,040Loan before insurance
$0CMHC premium
$3,013Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,251
Property tax
$186
Condo / maintenance fees
$577
Heating
$0
Estimated monthly cost
$3,013

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,651
Estimated closing costs
$6,651

Plus your down payment of $101,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,724/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$268,138Total interest paid
$675,178Total of all payments
Principal $407,040 Interest $268,138
YearPrincipalInterestBalance
1$9,083$17,924$397,957
2$9,496$17,511$388,461
3$9,927$17,080$378,534
4$10,378$16,629$368,156
5$10,849$16,158$357,307
6$11,341$15,666$345,966
7$11,856$15,151$334,109
8$12,395$14,612$321,715
9$12,958$14,050$308,757
10$13,546$13,461$295,211
11$14,161$12,846$281,050
12$14,804$12,203$266,247
13$15,476$11,531$250,771
14$16,179$10,828$234,592
15$16,913$10,094$217,679
16$17,681$9,326$199,997
17$18,484$8,523$181,514
18$19,323$7,684$162,190
19$20,201$6,807$141,990
20$21,118$5,889$120,872
21$22,077$4,931$98,795
22$23,079$3,928$75,717
23$24,127$2,880$51,590
24$25,222$1,785$26,367
25$26,367$640$0

At the end of your 5-year term

Total paid over the term
$135,036
Principal paid down
$49,733
Interest paid
$85,303
Balance remaining
$357,307

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,227− Condo fees $6,926− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,141

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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