6 Malta Court, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13764094

$1,798,000
For Sale
Listed 39 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • A Rare Find in an Inspirational Community On A Quiet, Family-Friendly Court, Only 5 Homes.
  • This Exquisite Tribute Home Is Over 3000 Sq Ft, Offering a Bright and Functional layout, Large family room with Fireplace.
  • Hardwood Floors Throughout, crown moulding, wainscoting, Master Ensuite Whirlpool, Irregular Tub, Irregular Lot Overlooking Conservation View From The Front.
  • Newer Furnace & AC, Roof.

A Rare Find in an Inspirational Community On A Quiet, Family-Friendly Court, Only 5 Homes. This Exquisite Tribute Home Is Over 3000 Sq Ft, Offering a Bright and Functional layout, Large family room with Fireplace. Move-In Ready With All The Upgrades. Hardwood Floors Throughout, crown moulding, wainscoting, Master Ensuite Whirlpool, Irregular Tub, Irregular Lot Overlooking Conservation View From The Front. Fully Landscaped Interlock Walkway And Patio With Gazebo. Newer Furnace & AC, Roof. Freshly painted. Spacious Master bedroom.

Key facts

Property type
Detached, 2-Storey
MLS®
N13764094
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
58.01 × 133.68 ft
Cross streets
Selwyn Rd/Gamble Rd
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,746 / 2026
Days on market
39
Listing brokerage
RE/MAX EPIC REALTY

Rooms

Bedroom 2Second4.75 × 3.40 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Bedroom 3Second4.10 × 3.36 m

hardwood floor · double closet · crown moulding

Dining RoomMain3.70 × 3.32 m

hardwood floor · crown moulding · wainscoting

Family RoomMain5.12 × 3.91 m

hardwood floor · fireplace · crown moulding

BreakfastMain3.23 × 2.84 m

w/o to deck · stone floor

LaundryMain2.60 × 2.16 m

ceramic floor · stainless steel sink

KitchenMain3.74 × 3.57 m

stone floor · modern kitchen · pot lights

Living RoomMain4.40 × 3.64 m

hardwood floor · crown moulding · pot lights

Bedroom 4Second4.14 × 3.90 m

hardwood floor · double closet

Primary BedroomSecond6.80 × 4.48 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.76Mlikely sale price

Listed at $1,798,000. Going by how homes in Jefferson and the wider GTA have actually closed against their asking prices (about 98%, 28 local closings in 90 days), the likely sale price is near $1.76M, if it sells. A realistic range is $1.65M to $1.98M.

Independent value check: $1.50M. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $1.41M and $1.58M).

Why $1.50M. The typical detached home sold in Jefferson over the past year went for about $1.52M (94 sales). What sets this one apart:

  • ▲ Raises it slightlyIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,500 to 3,000.
List price
$1.65MBelow recent closings$1.98MAbove recent closings

Total price vs nearby homes. Likely closing about $1.76M, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$1.49Mmedian sold price
99%of asking, on average
−12%prices vs a year ago
~20 dayshomes like this take to sell
39days on market so far
$4,809/moest. rent · 68 leases
3.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 24 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $553/sqft against an area asking average of $581/sqft.

  • Ravine / green setting. This home sits beside a wooded ravine. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.51M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($553/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 28 comparable homes that sold in Jefferson over the past two years, from 200 closings there.

What sellers nearby are askingCurrently listed nearby in Jefferson · asking prices
$1.75Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $539/sqft; this home lists at $553/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.80M1.94M1.69M1.59MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Jefferson: $1.48M in September 2026, down 7% from a year ago, on 93 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.55M9
November 2025$1.50M7
December 2025$1.71M6
February 2026$1.52M7
March 2026$1.43M7
April 2026$1.58M5
May 2026$1.52M15
June 2026$1.42M9
July 2026$1.41M7
August 2026$1.45M7
September 2026$1.48M14

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Mill Pond
$1.56M
Oak Ridges
$1.45M
Crosby
$2.05M
Rural Richmond Hill
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,195/mo
$335KIncome needed
5.4×Price ÷ income
$1,891Weekly cost
$32,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,195Property tax $646Total carry $8,840

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,953per month

Mortgage amount $1,438,400 · 4.49% over 25 years

$359,600Down payment (20.0%)
$1,438,400Loan before insurance
$0CMHC premium
$8,599Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,953
Property tax
$646
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,599

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,435
Estimated closing costs
$32,435

Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,626/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$947,548Total interest paid
$2,385,948Total of all payments
Principal $1,438,400 Interest $947,548
YearPrincipalInterestBalance
1$32,099$63,339$1,406,301
2$33,556$61,882$1,372,745
3$35,080$60,358$1,337,665
4$36,673$58,765$1,300,992
5$38,338$57,100$1,262,654
6$40,079$55,359$1,222,576
7$41,898$53,540$1,180,677
8$43,801$51,637$1,136,877
9$45,789$49,649$1,091,087
10$47,868$47,570$1,043,219
11$50,042$45,396$993,177
12$52,314$43,124$940,863
13$54,689$40,749$886,174
14$57,172$38,266$829,002
15$59,768$35,670$769,234
16$62,482$32,956$706,752
17$65,319$30,119$641,433
18$68,284$27,153$573,149
19$71,385$24,053$501,764
20$74,626$20,812$427,138
21$78,014$17,424$349,124
22$81,556$13,881$267,567
23$85,259$10,178$182,308
24$89,131$6,307$93,177
25$93,177$2,260$0

At the end of your 5-year term

Total paid over the term
$477,190
Principal paid down
$175,746
Interest paid
$301,444
Balance remaining
$1,262,654

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 68 whole-home leases in Jefferson$4,809/mo
$57,708Gross annual rent
2.3%Cap rate after taxes and upkeep
$4,489 to $5,073Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 68 whole-home leases in Jefferson signed at a median of $4,538 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,809. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $7,746− Insurance $1,400− Vacancy & upkeep $6,348Net operating income $42,214

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EPIC REALTY. MLS®/PropTx.

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