30 O'Hara Crescent, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N14085066

$1,588,800
For Sale
Listed 3 days agoNo offer date stated
4Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to this spacious 4-bedroom, 5-bathroom family home offering approximately 3,210 sq. ft. of well-designed living space in the prestigious Jefferson community...
  • The primary bedroom includes a double walk-in closet.
  • It is located in the highly desirable Jefferson neighbourhood, close to top-rated French immersion and public schools, parks, trails, and all essential amenities...
  • The property also features an unfinished basement with a double entry from the main floor, a new furnace (owned) installed in 2019, and a new hot water tank (rental)...

Welcome to this spacious 4-bedroom, 5-bathroom family home offering approximately 3,210 sq. ft. of well-designed living space in the prestigious Jefferson community of Richmond Hill. Situated on a quiet, family-friendly street, this residence features a functional and generous layout with large principal rooms that are ideal for everyday living, comfort, and entertaining. Each bedroom offers ample space and is complemented by multiple bathrooms for added convenience. The primary bedroom includes a double walk-in closet. This home presents a fantastic opportunity for buyers to personalize the space and add value to suit their own taste. Outside, you will find a huge backyard perfect for any occasion. It is located in the highly desirable Jefferson neighbourhood, close to top-rated French immersion and public schools, parks, trails, and all essential amenities, offering an excellent opportunity to own in one of Richmond Hill's most sought-after communities. The property also features an unfinished basement with a double entry from the main floor, a new furnace (owned) installed in 2019, and a new hot water tank (rental) for $46.18 per month as of 2025.

Key facts

Property type
Detached, 2-Storey
MLS®
N14085066
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
49.9 × 136.81 ft
Cross streets
Yonge and Tower Hill
Parking
2 garage · 6 parking (attached)
Driveway
Street Only
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$8,520 / 2025
Days on market
3
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Family RoomMain6.12 × 3.51 m

hardwood floor · window · 2 way fireplace

BreakfastMain4.60 × 3.63 m

above grade window · w/o to patio · combined w/kitchen

Bedroom 3Second5.69 × 4.39 m

4 pc ensuite · cathedral ceiling(s) · walk-in closet(s)

DenMain3.25 × 3.58 m

hardwood floor · overlooks frontyard · window

Bedroom 2Second3.84 × 4.88 m

3 pc bath · walk-in closet(s) · window

KitchenMain4.50 × 3.61 m

above grade window · backsplash · breakfast area

Primary BedroomSecond6.45 × 4.27 m

5 pc ensuite · walk-in bath · walk-in closet(s)

Living RoomMain3.08 × 4.27 m

window · hardwood floor

DenMain3.05 × 3.58 m

above grade window · carpet free · hardwood floor

Bedroom 4Second4.57 × 3.66 m

4 pc ensuite · walk-in closet(s) · window

Dining RoomMain5.28 × 3.56 m

hardwood floor · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Jefferson · asking prices
$1.80Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $555/sqft; this home lists at $489/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.59MThis home1.69M1.80M1.80M1.94MThis home vs active comparables

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Oak Ridges
$1.45M
Rural Richmond Hill
$1.66M
Mill Pond
$1.71M
Oak Ridges Lake Wilcox
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,241/mo
$302KIncome needed
5.3×Price ÷ income
$1,671Weekly cost
$28,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,241Property tax $710Total carry $7,951

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,028per month

Mortgage amount $1,271,040 · 4.49% over 25 years

$317,760Down payment (20.0%)
$1,271,040Loan before insurance
$0CMHC premium
$7,738Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,028
Property tax
$710
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,738

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,251
Estimated closing costs
$28,251

Plus your down payment of $317,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,506/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$837,299Total interest paid
$2,108,339Total of all payments
Principal $1,271,040 Interest $837,299
YearPrincipalInterestBalance
1$28,364$55,969$1,242,676
2$29,652$54,682$1,213,024
3$30,998$53,335$1,182,025
4$32,406$51,928$1,149,620
5$33,877$50,456$1,115,742
6$35,415$48,918$1,080,327
7$37,023$47,310$1,043,304
8$38,704$45,629$1,004,599
9$40,462$43,872$964,138
10$42,299$42,035$921,839
11$44,219$40,114$877,620
12$46,227$38,107$831,393
13$48,326$36,008$783,067
14$50,520$33,813$732,546
15$52,814$31,520$679,732
16$55,212$29,122$624,520
17$57,719$26,615$566,802
18$60,339$23,994$506,462
19$63,079$21,254$443,383
20$65,943$18,390$377,440
21$68,937$15,396$308,503
22$72,067$12,266$236,436
23$75,339$8,994$161,096
24$78,760$5,573$82,336
25$82,336$1,997$0

At the end of your 5-year term

Total paid over the term
$421,668
Principal paid down
$155,298
Interest paid
$266,370
Balance remaining
$1,115,742

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,520− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,364

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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