14A Mccachen Street, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13764936

$1,249,000
For Sale
Listed 40 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
5Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this premium extra wide end unit freehold townhouse built by Fifth Avenue Homes in the highly sought after Oak Ridges community.
  • The additional natural light from being an end unit fills the expansive interior throughout the day and conveniently compliments its extra wide lot appeal.
  • Well over 2000sf of upgraded living space includes a finished basement and many upgrades such as upgraded high ceilings, upgraded flooring throughout, finished walk...
  • This Stunning Residence Features 3 Bedrooms And 4 Bathrooms will feel perfect for anyone, including families.

Welcome to this premium extra wide end unit freehold townhouse built by Fifth Avenue Homes in the highly sought after Oak Ridges community. The additional natural light from being an end unit fills the expansive interior throughout the day and conveniently compliments its extra wide lot appeal. Well over 2000sf of upgraded living space includes a finished basement and many upgrades such as upgraded high ceilings, upgraded flooring throughout, finished walk in closets, upgraded electrical, etc. This Stunning Residence Features 3 Bedrooms And 4 Bathrooms will feel perfect for anyone, including families. The Kitchen Is A Chef's Dream, Equipped With High-End Appliances, A Quartz Countertop, And A Waterfall Island. It Overlooks A Bright And Spacious Family Room With A Walk-Out Balcony, Perfect For Indoor/Outdoor Living And Entertaining.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13764936
Bedrooms
3
Bathrooms
5 (2 half)
Size
1500-2000 sq ft
Lot
27.99 × 62.69 ft
Cross streets
Yonge ST. and King Rd.
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,609 / 2025
Days on market
40
Listing brokerage
RE/MAX EXPERTS

Rooms

Dining RoomSecond2.16 × 3.39 m

hardwood floor · coffered ceiling(s) · fireplace

RecreationBasement5.56 × 2.92 m

3 pc bath · laminate

Bedroom 2Third2.50 × 4.59 m

4 pc bath · closet

DenSecond5.65 × 2.63 m

hardwood floor · walk-out

KitchenSecond3.47 × 4.12 m

ceramic floor · stainless steel appl · pot lights

Primary BedroomThird3.28 × 6.36 m

5 pc ensuite · walk-in closet(s) · balcony

Bedroom 3Third4.16 × 2.98 m
Family RoomSecond5.62 × 3.47 m

hardwood floor · walk-out · pot lights

Living RoomMain5.67 × 3.16 m

hardwood floor · w/o to garage

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.02M
Jefferson
$999K
Westbrook
$1.07M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,693/mo
$235KIncome needed
5.3×Price ÷ income
$1,314Weekly cost
$21,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,693Property tax $467Total carry $6,160

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,525per month

Mortgage amount $999,200 · 4.49% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$5,992Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,525
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,992

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,687/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,224Total interest paid
$1,657,424Total of all payments
Principal $999,200 Interest $658,224
YearPrincipalInterestBalance
1$22,298$43,999$976,902
2$23,310$42,987$953,592
3$24,369$41,928$929,223
4$25,475$40,822$903,748
5$26,632$39,665$877,116
6$27,841$38,456$849,275
7$29,105$37,192$820,170
8$30,427$35,870$789,744
9$31,808$34,489$757,936
10$33,252$33,045$724,683
11$34,762$31,535$689,921
12$36,340$29,957$653,581
13$37,990$28,307$615,590
14$39,715$26,582$575,875
15$41,519$24,778$534,357
16$43,404$22,893$490,953
17$45,374$20,923$445,579
18$47,435$18,862$398,144
19$49,588$16,709$348,556
20$51,840$14,457$296,716
21$54,193$12,104$242,523
22$56,654$9,643$185,869
23$59,226$7,071$126,642
24$61,916$4,381$64,727
25$64,727$1,570$0

At the end of your 5-year term

Total paid over the term
$331,485
Principal paid down
$122,084
Interest paid
$209,401
Balance remaining
$877,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,609− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,633

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

CallRequest a showing