607-105 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13767360

$589,000
For Sale
Listed 39 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Modern 2 Bed/2 Bath Condo Suite In The Heart Of Richmond Hill.
  • Bright And Functional 770 Sq Ft Layout Featuring A Spacious Full-Width Balcony, Parking & Locker.
  • Contemporary Finishes Throughout With Open Concept Living/Dining Area And Floor-To-Ceiling Windows Bringing In Abundant Natural Light.
  • Located In A Well-Managed Newer Building Community Just Steps To Yonge St & Hwy 7 With Easy Access To Viva Transit, Langstaff GO Station, Restaurants, Shopping, Parks...
  • Current Tenant Paying $3,000/Month Is Interested In Staying, Offering Excellent Potential For Investors, While Vacant Possession May Also Be Available For Buyers...

Modern 2 Bed/2 Bath Condo Suite In The Heart Of Richmond Hill! Bright And Functional 770 Sq Ft Layout Featuring A Spacious Full-Width Balcony, Parking & Locker. Thoughtfully Designed Split Bedroom Floor Plan Offering Excellent Privacy And Comfortable Living. Contemporary Finishes Throughout With Open Concept Living/Dining Area And Floor-To-Ceiling Windows Bringing In Abundant Natural Light. Located In A Well-Managed Newer Building Community Just Steps To Yonge St & Hwy 7 With Easy Access To Viva Transit, Langstaff GO Station, Restaurants, Shopping, Parks And Major Highways. Multiple Residential Towers With Ample Visitor Parking Providing Exceptional Convenience For Residents And Guests. Excellent Amenities And Prime Location Make This A Perfect Opportunity For End-Users And Investors Alike! Current Tenant Paying $3,000/Month Is Interested In Staying, Offering Excellent Potential For Investors, While Vacant Possession May Also Be Available For Buyers Planning To Occupy The Unit.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13767360
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Yonge / Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$595/mo
Exposure
East
Property tax
$2,788 / 2026
Days on market
39
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

KitchenFlat9.74 × 8.01 m

laminate · b/i appliances · open concept

Living RoomFlat14.01 × 10.99 m

laminate · combined w/dining · w/o to balcony

Primary BedroomFlat10.01 × 9.74 m

laminate · walk-in closet(s) · ensuite bath

Dining RoomFlat14.01 × 10.99 m

laminate · combined w/living

Bedroom 2Flat9.25 × 9.74 m

laminate · double closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,684/mo
$124KIncome needed
4.7×Price ÷ income
$619Weekly cost
$8,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,684Property tax $232Condo fee $595Total carry $3,512

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,605per month

Mortgage amount $471,200 · 4.49% over 25 years

$117,800Down payment (20.0%)
$471,200Loan before insurance
$0CMHC premium
$3,433Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,605
Property tax
$232
Condo / maintenance fees
$595
Heating
$0
Estimated monthly cost
$3,433

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,255
Estimated closing costs
$8,255

Plus your down payment of $117,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,153/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$310,404Total interest paid
$781,604Total of all payments
Principal $471,200 Interest $310,404
YearPrincipalInterestBalance
1$10,515$20,749$460,685
2$10,993$20,272$449,692
3$11,492$19,772$438,200
4$12,013$19,251$426,187
5$12,559$18,705$413,628
6$13,129$18,135$400,499
7$13,725$17,539$386,774
8$14,348$16,916$372,425
9$15,000$16,264$357,425
10$15,681$15,583$341,744
11$16,393$14,871$325,351
12$17,137$14,127$308,214
13$17,915$13,349$290,298
14$18,729$12,535$271,570
15$19,579$11,685$251,990
16$20,468$10,796$231,522
17$21,398$9,867$210,125
18$22,369$8,895$187,756
19$23,385$7,879$164,371
20$24,446$6,818$139,925
21$25,556$5,708$114,368
22$26,717$4,547$87,651
23$27,930$3,334$59,722
24$29,198$2,066$30,524
25$30,524$740$0

At the end of your 5-year term

Total paid over the term
$156,321
Principal paid down
$57,572
Interest paid
$98,749
Balance remaining
$413,628

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,788− Condo fees $7,143− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,101

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

CallRequest a showing