2106-105 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N14093124

$609,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • (Interior Photos Available on Oct 23rd)Beautifully appointed 2-bedroom, 2-bathroom suite on the 21st floor of Pemberton's prestigious development at 105 Oneida Crescent.
  • Enjoy unobstructed east-facing views and morning sunlight through floor-to-ceiling windows, complemented by soaring 9-foot ceilings.
  • The primary retreat offers a custom walk-in closet and private ensuite, while a spacious balcony provides the perfect setting to take in the expansive views.
  • Conveniently located near Langstaff GO Station, Highways 404 and 407, Hillcrest Mall, shopping, and dining.

(Interior Photos Available on Oct 23rd)Beautifully appointed 2-bedroom, 2-bathroom suite on the 21st floor of Pemberton's prestigious development at 105 Oneida Crescent. Enjoy unobstructed east-facing views and morning sunlight through floor-to-ceiling windows, complemented by soaring 9-foot ceilings. The upgraded kitchen features granite countertops and a custom island, ideal for everyday living and entertaining. The primary retreat offers a custom walk-in closet and private ensuite, while a spacious balcony provides the perfect setting to take in the expansive views. Includes one parking space. Conveniently located near Langstaff GO Station, Highways 404 and 407, Hillcrest Mall, shopping, and dining. An exceptional opportunity to enjoy elevated Richmond Hill living!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N14093124
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Yonge St / Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$612/mo
Exposure
East
Property tax
$2,911 / 2026
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

KitchenFlat3.02 × 3.63 m

laminate · centre island · stainless steel appl

Living RoomFlat4.38 × 3.63 m

laminate · combined w/dining · w/o to balcony

Primary BedroomFlat3.86 × 2.87 m

laminate · walk-in closet(s) · 3 pc ensuite

Dining RoomFlat4.38 × 3.63 m

laminate · combined w/living · open concept

Bedroom 2Flat3.61 × 2.99 m

laminate · closet · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$655K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,776/mo
$128KIncome needed
4.7×Price ÷ income
$641Weekly cost
$8,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,776Property tax $243Condo fee $612Total carry $3,630

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,694per month

Mortgage amount $487,200 · 4.49% over 25 years

$121,800Down payment (20.0%)
$487,200Loan before insurance
$0CMHC premium
$3,548Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,694
Property tax
$243
Condo / maintenance fees
$612
Heating
$0
Estimated monthly cost
$3,548

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,655
Estimated closing costs
$8,655

Plus your down payment of $121,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,260/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$320,944Total interest paid
$808,144Total of all payments
Principal $487,200 Interest $320,944
YearPrincipalInterestBalance
1$10,872$21,454$476,328
2$11,366$20,960$464,962
3$11,882$20,444$453,080
4$12,421$19,904$440,659
5$12,985$19,340$427,673
6$13,575$18,751$414,098
7$14,191$18,134$399,907
8$14,836$17,490$385,071
9$15,509$16,816$369,562
10$16,213$16,112$353,348
11$16,950$15,376$336,399
12$17,719$14,607$318,680
13$18,524$13,802$300,156
14$19,365$12,961$280,791
15$20,244$12,082$260,547
16$21,163$11,163$239,384
17$22,124$10,202$217,260
18$23,129$9,197$194,131
19$24,179$8,147$169,952
20$25,277$7,049$144,676
21$26,424$5,902$118,252
22$27,624$4,702$90,628
23$28,878$3,448$61,749
24$30,189$2,136$31,560
25$31,560$766$0

At the end of your 5-year term

Total paid over the term
$161,629
Principal paid down
$59,527
Interest paid
$102,102
Balance remaining
$427,673

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,911− Condo fees $7,338− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,783

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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