17 Mill Street, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13771730

$999,000
For Sale
Listed 38 days agoNo offer date stated
4Bedrooms
3Bathrooms
1.5Garage · 5.5 parking
1500-2000Sq ft

About this home

In short

  • If you've been waiting for a Mount Albert home that gives your family space while still feeling warm and inviting, look no further.
  • Set on a large 66 x 132 ft. lot in the heart of Mount Albert, this extensively updated and expanded 4-bedroom, 3-bathroom bungalow offers a nearly 1,000 sq. ft....
  • The heart of the home is the bright, open living space featuring high ceilings, large windows and plenty of room to gather without feeling crowded.
  • The spacious primary suite offers a walk-in closet and 4-piece ensuite, while three additional bedrooms provide room for family or guests.
  • Enjoy the charm of small-town living while being approximately 10 minutes to East Gwillimbury GO, minutes to Newmarket and close to everyday amenities.

If you've been waiting for a Mount Albert home that gives your family space while still feeling warm and inviting, look no further! Set on a large 66 x 132 ft. lot in the heart of Mount Albert, this extensively updated and expanded 4-bedroom, 3-bathroom bungalow offers a nearly 1,000 sq. ft. addition, and a layout that is truly unexpected. The heart of the home is the bright, open living space featuring high ceilings, large windows and plenty of room to gather without feeling crowded. The beautifully designed kitchen is made for family life, with quartz countertops, farmhouse sink, abundant cabinetry and an incredible 5 x 10 ft. centre island with storage on both sides. Perfect for morning coffee, homework, family meals or entertaining friends. The adjoining dining and living areas provide plenty of space to relax and connect. The spacious primary suite offers a walk-in closet and 4-piece ensuite, while three additional bedrooms provide room for family or guests. A dedicated office area makes working from home easy, and three bathrooms, main-floor laundry and single-level living add everyday convenience. Step outside to the deep backyard with room for a playset, soccer games, summer BBQs, gardening or simply letting the kids and dog run. And then there's Mount Albert! Walk to school, parks, splash pad, library, Ross Family Complex, nearby trails and Main Street. Enjoy the charm of small-town living while being approximately 10 minutes to East Gwillimbury GO, minutes to Newmarket and close to everyday amenities. A beautiful home, a big backyard and a wonderful community-this is what living in Mount Albert is all about!

Key facts

Property type
Detached, Bungalow
MLS®
N13771730
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
66 × 132 ft
Cross streets
Centre St & Mill St
Parking
1.5 garage · 5.5 parking (attached)
Driveway
Private Double
Basement
Crawl Space, Exposed Rock
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Stucco (Plaster)
Foundation
Block, Stone
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,876 / 2026
Days on market
38
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

OfficeMain4.80 × 2.10 m

large window · overlooks frontyard

LaundryMain2.67 × 1.89 m

Laundry Sink

Dining RoomMain5.12 × 2.78 m

open concept · vinyl floor

KitchenMain5.12 × 4.25 m

centre island · quartz counter · stainless steel appl

Bedroom 4Main4.50 × 2.60 m

Large Window

Bedroom 2Main4.32 × 2.93 m

large window · double closet

Primary BedroomMain5.40 × 4.16 m

4 pc ensuite · walk-in closet(s) · large window

Bedroom 3Main4.32 × 3.28 m

large window · double closet

Living RoomMain7.59 × 4.89 m

gas fireplace · w/o to deck · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Mt Albert · asking prices
$968kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $526/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
999kThis home900k1.29M825k1.07M749kThis home vs active comparables

Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural East Gwillimbury
$2.19M
Sharon
$1.55M
Queensville
$1.35M
Holland Landing
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$187KIncome needed
5.4×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,553Property tax $323Total carry $4,876

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,742Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$323
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,742

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,876− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,366

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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