83 Bergin Road, Newmarket, ON
Armitage, Newmarket · MLS® N13772662
About this home
In short
- 83 Bergin Road is a beautifully maintained all-brick residence nestled in Newmarket's highly desirable Armitage community.
- Offering close to 3,000 sq. ft. above grade plus a fully finished basement, this spacious 4-bedroom, 4-bathroom home delivers exceptional flexibility for growing...
- The upper level offers four spacious bedrooms, including a private primary retreat complete with dual closets and a 4-piece ensuite.
- Enjoy a massive deck, outdoor bar, hot tub, and above-ground pool-perfect for summer gatherings, weekend BBQs, or quiet evenings under the stars.
83 Bergin Road is a beautifully maintained all-brick residence nestled in Newmarket's highly desirable Armitage community. Offering close to 3,000 sq. ft. above grade plus a fully finished basement, this spacious 4-bedroom, 4-bathroom home delivers exceptional flexibility for growing families, multi-generational living, professionals working from home, and those seeking future income or in-law suite possibilities. The thoughtfully designed floor plan features generous principal rooms, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. The upper level offers four spacious bedrooms, including a private primary retreat complete with dual closets and a 4-piece ensuite. Large secondary bedrooms provide ample space for children, guests, home offices, hobby rooms, or extended family. The finished lower level adds tremendous versatility with expansive recreation and games areas, a theatre space, exercise zone, bathroom, and bar area. Whether you're looking for additional family living space, a private retreat for extended family, or exploring the potential for a future in-law suite or basement apartment conversion, the lower level offers an excellent foundation to suit a variety of needs. Step outside to your own backyard escape designed for entertaining and relaxation. Enjoy a massive deck, outdoor bar, hot tub, and above-ground pool-perfect for summer gatherings, weekend BBQs, or quiet evenings under the stars. Situated in one of Newmarket's most sought-after family neighbourhoods, residents enjoy proximity to top-rated schools, parks, trails, conservation lands, recreation facilities, shopping, dining, Upper Canada Mall, Southlake Regional Health Centre, public transit, and convenient commuter routes. A rare opportunity to own a spacious and versatile home in an established community where comfort, lifestyle, and future potential come together.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13772662
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 51.22 × 109.73 ft
- Cross streets
- Yonge & Savage
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Above Ground
- Property tax
- $6,340 / 2025
- Days on market
- 10
- Listing brokerage
- ROYAL LEPAGE VISION REALTY
Rooms
hardwood floor · closet · ceiling fan(s)
combined w/game · pot lights · laminate
hardwood floor · fireplace · separate room
hardwood floor · closet · ceiling fan(s)
hardwood floor · formal rm · large window
hardwood floor · closet · ceiling fan(s)
pot lights · laminate · open concept
separate room · window
b/i bar · pot lights · bar sink
ceramic floor · side door · laundry sink
eat-in kitchen · w/o to deck · ceramic floor
hardwood floor · his and hers closets · 4 pc ensuite
hardwood floor · formal rm · pot lights
Listed at $1,250,888, about 6% above our estimate of $1.18M (homes like it typically land between $1.11M and $1.24M).
Why $1.18M. The typical detached home sold in Armitage over the past year went for about $1.24M (21 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.
Total price vs nearby homes. Fair value about $1.18M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $455/sqft against an area asking average of $515/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 30 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.19M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (Armitage Village PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($455/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Armitage, so I widened the search to the surrounding area.
Based on 30 comparable homes that sold in Armitage over the past two years, from 32 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $525/sqft; this home lists at $455/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Armitage, Newmarket, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 9 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,000,710 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,478
- Property tax
- $528
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,006
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,493
- Estimated closing costs
- $21,493
Plus your down payment of $250,178. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $328,658
- Principal paid down
- $123,730
- Interest paid
- $204,927
- Balance remaining
- $876,980
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Armitage signed at a median of $3,842 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,923. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE VISION REALTY. MLS®/PropTx.