20369 Centre Street, East Gwillimbury, ON
Rural East Gwillimbury, East Gwillimbury · MLS® N13793320
About this home
In short
- Welcome to this wonderful 3+1 bedroom home nestled on 2.58 scenic acres, offering spectacular views, privacy, and plenty of space to enjoy the outdoors.
- The beautifully updated kitchen, renovated in 2022, features granite countertops and opens to a bright, inviting living space with hardwood flooring throughout and...
- The main floor offers the convenience of main-floor laundry, while the finished basement provides incredible additional living space, including a second kitchen...
- Step outside and enjoy your private inground saltwater pool, surrounded by a spacious patio and beautiful countryside views.
- The property is equipped with a new A/C system, water softener (2022), well motor (2022), pool motor (2026), and a chlorine-free saltwater pool system (2025).
Welcome to this wonderful 3+1 bedroom home nestled on 2.58 scenic acres, offering spectacular views, privacy, and plenty of space to enjoy the outdoors. The beautifully updated kitchen, renovated in 2022, features granite countertops and opens to a bright, inviting living space with hardwood flooring throughout and pot lights both inside and out. The main floor offers the convenience of main-floor laundry, while the finished basement provides incredible additional living space, including a second kitchen, renovated bathroom (2022), and walkout access directly to the pool patio-perfect for entertaining or accommodating extended family. Step outside and enjoy your private inground saltwater pool, surrounded by a spacious patio and beautiful countryside views. The property also features a shed and ample parking for approximately 15 vehicles, making it ideal for families and those who love to entertain. Numerous thoughtful upgrades and features include surveillance cameras surrounding the home, four driveway post lamps enhancing the property's curb appeal, and backyard lighting including LED posts. The property is equipped with a new A/C system, water softener (2022), well motor (2022), pool motor (2026), and a chlorine-free saltwater pool system (2025).A fantastic opportunity to enjoy the peace and privacy of acreage living while having all the comforts and amenities of a beautifully updated home.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13793320
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 281.94 × 402.2 ft
- Cross streets
- Highway 48 & Queensville Sdrd
- Parking
- 2 garage (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Septic
- Pool
- Inground
- Property tax
- $6,352 / 2026
- Days on market
- 33
- Listing brokerage
- RE/MAX PRIME PROPERTIES
Rooms
vinyl floor · pot lights
marble floor · b/i oven · stainless steel appl
hardwood floor · gas fireplace · picture window
4 pc ensuite · french doors · crown moulding
granite floor · b/i shelves · french doors
hardwood floor · closet · window
vinyl floor · pot lights · overlooks pool
hardwood floor · crown moulding · double closet
hardwood floor · crown moulding
marble floor · w/o to deck · large window
hardwood floor · crown moulding · combined w/primary
vinyl floor · open concept · combined w/living
Listed at $1,299,000. Going by how homes in Rural East Gwillimbury and the wider GTA have actually closed against their asking prices (about 96%, 8 local closings in 90 days), the likely sale price is near $1.25M, if it sells. A realistic range is $1.17M to $1.41M.
Independent value check: $1.25M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.17M and $1.31M).
Why $1.25M. The typical detached home sold in Rural East Gwillimbury over the past year went for about $1.29M (35 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
- ▼ Lowers it slightlyIts lot is 282 by 402 ft; the typical lot sold here is 200 by 390.
Total price vs nearby homes. Likely closing about $1.25M, from 8 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 8 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $742/sqft against an area asking average of $612/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rural East Gwillimbury: 7 of the 54 detached leases here lately were basement units, around $1,900 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of East Gwillimbury.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.16M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rural East Gwillimbury, so I widened the search to the surrounding area.
Based on 8 comparable homes that sold in Rural East Gwillimbury over the past two years, from 73 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.25M, which is where my estimate comes from.
Per square foot, these ask about $714/sqft; this home lists at $742/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in East Gwillimbury: $1.15M in September 2026, down 10% from a year ago, on 306 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. East Gwillimbury as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.27M | 25 |
| November 2025 | $1.25M | 34 |
| December 2025 | $1.25M | 20 |
| January 2026 | $1.03M | 15 |
| February 2026 | $1.24M | 26 |
| March 2026 | $1.14M | 25 |
| April 2026 | $1.10M | 29 |
| May 2026 | $1.10M | 25 |
| June 2026 | $1.18M | 26 |
| July 2026 | $1.16M | 31 |
| August 2026 | $1.05M | 25 |
| September 2026 | $1.15M | 25 |
Neighbourhood & location
Rural East Gwillimbury, East Gwillimbury, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,039,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,746
- Property tax
- $529
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,275
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,455
- Estimated closing costs
- $22,455
Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $344,755
- Principal paid down
- $126,971
- Interest paid
- $217,784
- Balance remaining
- $912,229
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rural East Gwillimbury (7 of 54 recent detached leases were basement units, around $1,900 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,900 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 16 whole-home leases in Rural East Gwillimbury signed at a median of $3,493 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,095. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES. MLS®/PropTx.