20822 ON-48 Highway, East Gwillimbury, ON
Rural East Gwillimbury, East Gwillimbury · MLS® N13832044
About this home
Escape to your own private retreat in the heart of East Gwillimbury's prestigious Oak Ridges Moraine. Nestled among mature trees and surrounded by nature, this exceptional rural property offers the perfect blend of privacy, tranquility, and outdoor living while remaining conveniently close to town amenities and commuter routes. Wake each morning to breathtaking sunrises from the comfort of the sunroom, coffee in hand, as nature comes to life around you. Step outside and discover a lifestyle that many only dream about-walking trails right from your backyard, peaceful woodland views, and endless opportunities to enjoy the outdoors in every season. Whether it's snowshoeing through freshly fallen snow, tobogganing with the family, hiking through the forest, or simply enjoying the quiet sounds of nature, this property offers a year-round connection to the natural environment. The expansive grounds provide plenty of room for children and pets to roam freely, creating the ideal setting for families, outdoor enthusiasts, and those seeking a slower pace of life. Entertain with ease as the property offers ample space for hosting memorable gatherings with family and friends, from summer barbecues and outdoor celebrations to cozy evenings under the stars. Proudly situated within the environmentally significant Oak Ridges Moraine, this property benefits from a setting rich in natural beauty, protected landscapes, and abundant wildlife. Here, you'll enjoy the rare combination of seclusion and convenience, with nearby shopping, schools, recreation, and major transportation routes all within easy reach. More than just a home, this is a lifestyle-one defined by peaceful mornings, outdoor adventures, unforgettable gatherings, and the simple luxury of having nature at your doorstep. If you've been searching for a property that offers space to breathe, room to explore, and a true connection to the outdoors, your search ends here.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13832044
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 334 × 3181 ft
- Cross streets
- Mount Albert Rd / HWY 48
- Parking
- 10 parking
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $5,564 / 2025
- Days on market
- 23
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
Eat-in Kitchen
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $643/sqft; this home lists at $1,000/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural East Gwillimbury, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,399,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,740
- Property tax
- $464
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,204
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,473
- Estimated closing costs
- $31,473
Plus your down payment of $349,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $464,424
- Principal paid down
- $171,044
- Interest paid
- $293,379
- Balance remaining
- $1,228,876
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.